John Brown 
As a general contractor taking pictures of your construction project may not be a priority. That is, until you come face to face with property damage claims. However, construction sites are a playground for disaster, from storm damage to theft …
For contractors, the difference between investing in Builder’s Risk Insurance and Inland Marine coverage might not be relevant. Maybe it is better to have them both. But before you can make this decision, you need to know more about these …
Replacement Cost vs Actual Cash Value Actual cash value and replacement cost are the two main loss settlement options provided by insurance companies. “What is loss settlement?” you might ask. Well, loss settlement is how your insurance company decides the …
Contractors are increasingly turning to Builder’s Risk policies to protect their investment. A five-year period ending 2018 saw builders file claims totaling $8.8bn. This number will increase further in the coming years due to labor dynamics and more frequent natural …
Do you need Builder’s Risk Insurance for homeowners or Homeowner’s Insurance? 90% of property owners have some form of insurance. But there are key differences between Homeowners Insurance and Builder’s Risk Insurance. In this article, let’s take a look at …
Would you like to be your own boss? Surely you have read this proposal many times, but you still haven’t found the way. The best thing is to analyze what your options are and especially your skills. From there, start …
The short answer is, No. If the only insurance coverage your construction business has is a contractors insurance policy, you are in danger. Your General Contractors general liability coverage is inadequate when it comes to claims relating to asbestos illness. Construction is one of …
In any industry, there are risks involved, especially with construction-based industries. Roofing a dangerous profession that can lead to bodily injury. Roofing contractors face a financial risk with every new client. Unfortunately, lawsuits are a part of the roofing profession. …
Fraud and misrepresentation are not strangers to the insurance industry. Though there are thousands of people working ethically, corruption still exists. Why are the moral complexities of insurance companies important to you, the owner of a general contracting company? The …
Whether you’re a seasoned contractor or just starting out, you know that insurance is a critical part of your business. But when it comes to certificates of insurance, things can get confusing. That’s why we’ve put together this guide, which …
Most people know that the best way to get handyman work is through word-of-mouth referrals. This is the oldest form of advertising and still the most effective in this industry. It is a priceless form of advertising. You can guarantee …
Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems unjustifiable, if there hasn’t been a liability issue …