Affordable Artisan Contractors Insurance
Find out how we can save you up to 20% on Artisan Contractors Insurance…
We make sure your business is protected from the unexpected with a comprehensive Artisan Contractors Insurance Policy.
Let our experienced agents find you the best Artisan Contractors Insurance quotes so you can work with peace of mind.
Want a phone quote?
GET A FREE QUOTE WITHIN MINUTES
Pick your State to get started! We’ll compare policies from leading providers and show you the best rate after.
All information given is treated very seriously by us and will never be shared. For more information about how we store and secure your data, please refer to our Privacy Policy.
Want a phone quote?
Who We Are
We’re one of the fastest growing providers of liability coverage on the web, offering insurance quotes of all types for contractors in the USA
Get rates from America’s leading insurance providers with an instant quote from us…
What Is Artisan Contractor Insurance?
Artisans contractors provide services that require specialized liability needs, for each trade has its own potential for accidents and risk factors.
Artisan contractors’ insurance cover injuries to the body, damages to the client or a third-party property, personal injury or injury made against the reputation of a third party, advertising injury or any sort of action taken against a competing company, and medical payments.
Finding the best insurance coverage can seem complicated. The first thing to do is to look at which category your contractor business falls into. From there you can compare insurance programs to find the best coverage at the best price.
This are some examples of artisan contractors
Article Table of Contents
Artisan Contractors Insurance Cost
Artisan contractors insurance is a little more generic than some of the other specified forms of insurance. This is often why independent contractors go for it.
The artisan’s status as a business provider is not as expansive as a business that has many employees, thus it is necessary to provide the right type of coverage for a small or one-person business. That aside, there are still factors that insurance companies consider when setting up insurance policies for their artisan contractors.
-
Your Credit History
For artisan contractors, credit history can play a major role in getting the policy limit that you request.
If your score is low when applying, ask your insurance provider for ways that you might be able to save on your policy.
Cheap insurance isn’t bad insurance if you work with Contractors Liability.
-
How long you have been in business
We’d like to trust every artisan contractor that comes through our office. However, insurance agencies often factor experience into your rate.
It’s nothing personal, only an assessment of the risk coming from the unknown. Artisan contractors new to the trade can expect rate decreases as they establish a reputation.
-
Your accident history
Like car insurance policies, artisan contractor insurance policies are created with the notion that accidents can and will happen.
You can expect your rates to fluctuate throughout time based on the number of severity of accidents that occur.
If you must take out a claim in the first few years of coverage, don’t sweat it.
-
Whether or not you work in a “pain state”
Because of pain states’ muddy regulations and their reputation for drawing out long work lawsuits that extend past the date of typical coverage.
Insurance companies may charge you more for the additional coverage associated with a pain state.
Get Your Free Artisan Contractor Insurance Quote
Only 5 minutes of your valuable time.
We can often get same day coverage
What Kind Of Insurance Do Artisan Contractors Need?
There are different types of insurance that cover different contracting needs.
Some of the major ones include artisan contractor’s insurance, Commercial Auto Insurance, Workers Compensation for artisan contractors with more than one employee, and liability insurance that covers third parties in the event of an accident.
However, there are other types of insurance that might be right for your specific company as well. Discuss with your insurance agency further about what types of artisan contractor’s insurance might be right for your small business.
Get Affordable Artisan Contractors Insurance In All States
In addition to the worries associated with general Contractors Liability, artisan contractors must also consider their location within a “pain state,” or a state that has higher after-completion claims. These states include Arizona, Colorado, Florida, Washington, New York, California, Nevada, Louisiana, Oregon, and Texas.
While artisan contractors everywhere fight for legislation that will help them defend their work against potential harmful suits, be assured that most insurance companies, like Contractors Liability, will also have your back in instances like this,and get the policy you need at an affordable rate .
Artisan contractors insurance gives protection against any financial losses that arise during work on a construction site.
What Other Contractors Had to Say About Getting Their Policy Through Contractors Liability…
Contractors Liability provided outstanding service when I needed artisan insurance. The process was seamless, and their team was incredibly knowledgeable and helpful. They tailored the policy to fit my specific needs, and I couldn’t be happier with the coverage. Highly recommend to all artisans!
– Arnold B.
I had a great experience getting my artisan insurance through Contractors Liability. The application was straightforward, and their customer service was top-notch. They took the time to explain all my options and helped me choose the best coverage for my business. Excellent service!
– Jessica M.
Securing artisan insurance with Contractors Liability was a breeze. Their team was professional and responsive, guiding me through each step. The coverage they provided is comprehensive and affordable. I feel confident knowing my business is well-protected. Highly recommended!
– Tom R.
I am extremely satisfied with the artisan insurance I obtained through Contractors Liability. Their team was very professional and provided excellent customer service. The process was quick, and the coverage perfectly suits my needs. I highly recommend them for any artisan looking for reliable insurance!
– Lisa C.
Getting artisan insurance from Contractors Liability was a fantastic experience. The customer service was exceptional, and they helped me understand all the different coverage options available. The policy I chose offers great protection for my business. Highly recommend their services!
– Andrew P.
I recently purchased artisan insurance through Contractors Liability, and I couldn’t be happier. Their team was incredibly helpful and made the process simple and stress-free. The coverage is exactly what I needed, and the price was very reasonable. I highly recommend them to other artisans!
– Maria F.
Frequently Asked Questions (FAQ)
The following are common questions about Artisan Contractors Insurance.
Artisan contractor’s insurance can cover employees if the policy includes Workers Compensation. Liability coverage generally only covers third parties, which do not include your employees.
In some states, it is against the law to not provide worker’s compensation to your employees. If you have hired extra help for your business, it’s important to make sure that worker’s compensation is included in your policy.
If you’re unsure about whether Artisan Contractors Insurance is right for you, let’s take a look. Artisan contractors are also known as “casual contractors”. These types of workers can be contracted on a full or part-time basis, and provide a skilled contracting trade for profit.
- A custom insurance policy based on your skills and trade, ready to cover you in the event of an accident.
- Affordable prices on policies that provide comprehensive coverage.
- Customer service and support from people with a background in covering contractors and licensed insurance agents.
- A-rated insurance policies from insurance companies that you know and trust.
- At Contractors Liability we are passionate about working with small businesses to get you the coverage you need.
E-Book Now Available
Learn the nuts and bolts of Contractors Insurance and how to protect your staff, your business and you.
READ NOW
Other Insurance Worth Considering
Builders Risk Insurance
Having builder’s risk insurance shows your clients that you are committed to taking care of their property and are covered for any potential losses.
Commercial Auto Insurance
Keep your business rolling smoothly with commercial auto insurance, covering damages and liability on the vehicles that drive your success.
Tools & Equipment Insurance
Your tools and equipment are the backbone of your business. Insure them with tools and equipment insurance to avoid setbacks and financial hardship.
Workers Compensation
Workers compensation insurance is essential for safeguarding your team from the unexpected. Show your employees they’re valued by securing a policy that protects them on and off the job.