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Small Business Umbrella Insurance


Find out how we can save you up to 20% on Small Business Umbrella Insurance…

We make sure your business is protected from the unexpected with a comprehensive Commercial Umbrella Insurance Policy.

Let our experienced agents find you the best Umbrella Insurance quotes for your business so you can work with peace of mind.



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What Is Commercial Umbrella Insurance Insurance?


Commercial umbrella insurance is an additional insurance policy commonly bought to maximize coverage terms and limits of another policy.

In addition to your Liability policies, commercial umbrella insurance provides an extra layer of protection if a claim surpasses your liability insurance coverage. This policy essentially raises the coverage of your existing policies.

Anyone with high-value assets or working on a high-risk project should consider a commercial umbrella insurance policy. This may include heavy operating equipment, expensive automobiles, or if you are working on an expensive project for a client.

Every business owner should consider commercial umbrella liability insurance. We live in a litigious society. No matter how careful you are, there is always the possibility your business will be sued.

But every small business is vulnerable to a major catastrophe or a lawsuit. Think about some of the devastating losses you have heard about recently and the large settlements that are awarded in courts these days. It is possible these losses could exceed your primary insurance coverage.

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Did You Know?

Commercial Umbrella Insurance is also known as business umbrella insurance or excess liability insurance.

Get An Instant Commercial Umbrella Insurance Quote

You can fill out the online quote form below to get an instant quote or call (866) 225-1950 to talk to an agent now.

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How Much Does Commercial Umbrella Insurance Cost?

Umbrella liability insurance is important because it covers these unforeseen events. It is not expensive, and, in certain instances, it could literally save your business. Umbrella coverage is no longer a luxury. With a Contractors Liability umbrella policy, you can get up to $10 million of liability protection over and above the limits of other insurance policies, you have for your business.

Contractors Liability will write umbrella coverage for business liability, Commercial auto liability, and workers’ compensation. The cost of this peace of mind insurance is surprisingly small.

Protect your business. It is competitive, fast, and convenient. If you have any questions while filling out the online application, please call the toll-free numbers displayed or click on the on-line chat button and a licensed Contractors Liability insurance agent will assist you.

What Does Commercial Umbrella Insurance Cover?

Commercial umbrella insurance provides coverage for the same claims as to your Liability insurance, however, it is used to cover the costs that your policy cannot cover. It does not broaden what is covered, but how much coverage you can get for a claim.

For example:

If your liability policy covers up to $1 million in coverage, but your claim is $1.5 million in damages, an umbrella insurance policy would prevent you from paying the remainder out of pocket.

if your liability policy covers up to $1 million in coverage, but your claim is $1.5 million in damages, an umbrella insurance policy would prevent you from paying the remainder out of pocket.

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What Other Contractors Had to Say About Getting Their Policy Through Contractors Liability…

I recently secured commercial umbrella insurance through Contractors Liability and had an excellent experience. The process was smooth and their team was very knowledgeable. They helped me understand all my options and find the best coverage for my business. Highly recommend their services!

Alex L.

Contractors Liability made getting commercial umbrella insurance easy and efficient. Their customer service was outstanding, and they guided me through every step of the process. The coverage provided is perfect for my needs. Very satisfied with their service!

Ben K.

Securing commercial umbrella insurance through Contractors Liability was a seamless process. The team was incredibly helpful and responsive, ensuring I got the best coverage for my business. The entire experience was hassle-free and provided great peace of mind. Highly recommend!

Olivia M.

I am extremely pleased with the commercial umbrella insurance I obtained from Contractors Liability. The process was quick and hassle-free, and their team was incredibly helpful. They provided the perfect coverage for my business needs. Highly recommended for any contractor!

Lisa R.

Getting commercial umbrella insurance from Contractors Liability was a fantastic experience. Their customer service was top-notch, guiding me through all the available options. The policy I received offers great protection for my business at a reasonable price. Highly recommend their services!

Daniel S.

Contractors Liability provided exceptional service when I needed commercial umbrella insurance. The team was professional, responsive, and ensured I got the best coverage for my business. The entire process was seamless, providing great peace of mind. Highly recommend!

Luisa W.

Frequently Asked Questions (FAQ)

The following are common questions about Commercial Umbrella Insurance.

Every small business is vulnerable to a major catastrophe or a lawsuit. Think about some of the devastating losses you have heard about recently and the large settlements that are awarded in courts these days.

It is possible these losses could exceed your primary insurance coverage. The possibilities are endless; a plumber might repair a simple pipe and cause a flood, ruining expensive and sensitive manufacturing equipment.

  • Policies are crafted to meet your needs
  • We negotiate with insurers to achieve effective solutions
  • Knowledgeable and professional sales team
  • A-rated insurance companies
  • 24-hour claims service
  • Easy payment options
  • Online quotes
  • Attention to detail and exceptional customer service

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Other Insurance Worth Considering

Builders Risk Insurance

Having builder’s risk insurance shows your clients that you are committed to taking care of their property and are covered for any potential losses.

Commercial Auto Insurance

Keep your business rolling smoothly with commercial auto insurance, covering damages and liability on the vehicles that drive your success.

Tools & Equipment Insurance

Your tools and equipment are the backbone of your business. Insure them with tools and equipment insurance to avoid setbacks and financial hardship.

Workers Compensation

Workers compensation insurance is essential for safeguarding your team from the unexpected. Show your employees they’re valued by securing a policy that protects them on and off the job.