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What Is Contractors Liability Insurance?
Contractors liability Insurance protects you and your team members, and your business, from unexpected financial loss. In the unfortunate case where you are held responsible for damages that occur to a third party — such as an individual, or a building property — you would be required to cover the entire cost of the injuries and damages. Having a policy will help you cover the cost of damages including potential legal defenses. For example:
Includes injury to other persons at your business or on your client’s property.
Includes damages caused to a person or business as a result of advertising.
Includes damage to the property under construction or related damages.
Includes payment of medical expenses to a person injured on the job.
Our Latest News
I was told I need to have workers compensation for a project I am bidding on or have won, but I don’t have any employees? Why do I need a Workers Compensation policy when I don’t have employees? The answer to this question is that you need what is called a Workers...read more
Permit and License bonds are required by certain governmental entities to allow various types of contractors i.e. Electricians, Plumbers, Roofers etc. to apply for a permit for a construction project. In most instances when a permit is required they also...read more
General liability insurance, is called a number of different things ranging from Contractors Liability Insurance, business liability insurance or commercial liability insurance. Whatever you call it General Liability Insurance provides coverage for your business...read more
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Learn more about the differences between an ocurrence based policy and a claims based policy when choosing General Liability insurance, and discover which type is best for your business.
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