"Contractors liability" is an essential form of insurance coverage that protects you and your team members, as well as your contracting business, from unexpected financial loss. In the unfortunate case where you are held responsible for damages that occur to a third party — such as an individual, or a building property — you would be required to cover the entire cost of the injuries and damages. Retaining contractors liability insurance will help you cover the cost of any such damages along with potential legal defense expenses too. Liability insurance provides coverage for you in the following areas:
This includes injury to other persons at your business or on your client's property.
This includes damage to the property under construction or related damages.
This includes damages caused to a person or business as a result of advertising.
This includes payment of medical expenses to a person injured on the job.
"All positive experiences, they almost always answer the phone and if I do happen to get voicemail, I get a return call back very quickly... very prompt about getting Bonds and Certificates of Insurance to me for my company business, and they have great rates too!... I would highly recommend this company."
— Jeanne, Pool Busters LLC
Although it depends slightly on your industry, generally speaking contractors liability insurance will cover anyone who is responsible for a construction site or who is part of an ongoing building project. In summary, as long as your business is properly insured, the scope of liability coverage can be extremely effective in many different situations. Contractors Liability® offers insurance plans to a wide variety of workers and businesses, so even if you don't see your industry listed below, please feel free to call us anyway as chances are good that we can still cover your business too: