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Do Waterproofers Need Insurance?
Waterproofing insurance comes in handy when something goes wrong just like with any other type of contractors insurance and general contractors insurance. While it may not be legally required on the state you live in to have this type of insurance, it’s a smart idea...
Reasons for Landscaping Insurance
Landscapers are continuously creating beautiful landscapes for residential property owners and commercial property owners. The biggest issue is they are working usually on a property where there may be a good amount of traffic. Accidents may happen on the job, which...
Workers compensation “if any” and “ghost” policies
I was told I need to have workers compensation for a project I am bidding on or have won, but I don’t have any employees? Why do I need a Workers Compensation policy when I don’t have employees? The answer to this question is that you need what is called a Workers...
PERMIT AND LICENSE BONDS
Permit and License bonds are required by certain governmental entities to allow various types of contractors i.e. Electricians, Plumbers, Roofers etc. to apply for a permit for a construction project. In most instances when a permit is required they also...
What is General Liability Insurance?
General liability insurance, is called a number of different things ranging from Contractors Liability Insurance, business liability insurance or commercial liability insurance. Whatever you call it General Liability Insurance provides coverage for your business...
IT IS HAMMER TIME!!!!
You have been swinging a hammer for a while now putting the big dollars in someone else's pocket. You realize that you have the knowledge and experience to give things a go on your own. The question is how do you not end up in the same shape as the original Hammer...
Could You Spot a Fake Certificate of Insurance
The world of insurance is one ridden with fraud and misrepresentation. Though there are thousands of people who work to make it better, some evil companies and people will still slip through the cracks. Why is this important to you as a business owner of a general...
Certificate of Liability Insurance Overview
A certificate of insurance is a business's evidence of insurance coverage. It's requested to prove the company has adequate liability insurance. As you may already know, a certificate of insurance is not part of the policy but rather proof of one.What this means is...
Why is a Certificate of Insurance so important in General Contracting?
In many states around the US, the presentation of a certificate of insurance (COI) is standard practice before anyone walks onto the job site. In fact, for the bidding of jobs in some places, COI is required just to submit the bid. This can range just from the bidder,...
How Do Clients Track Certificates of Insurance?
If you're a handyman or general contractor and if you're practicing proper risk management, chances are you understand what a certificate of insurance is. It is an insurance form that informs clients and third parties about the types of insurance your company holds,...
