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You have been swinging a hammer for a while now putting the big dollars in someone else's pocket. You realize that you have the knowledge and experience to give things a go on your own. The question is how do you not end up in the same shape as the original Hammer...

The world of insurance is one ridden with fraud and misrepresentation. Though there are thousands of people who work to make it better, some evil companies and people will still slip through the cracks. Why is this important to you as a business owner of a general...

A certificate of insurance is a business's evidence of insurance coverage. It's requested to prove the company has adequate liability insurance. As you may already know, a certificate of insurance is not part of the policy but rather proof of one.What this means is...

In many states around the US, the presentation of a certificate of insurance (COI) is standard practice before anyone walks onto the job site. In fact, for the bidding of jobs in some places, COI is required just to submit the bid. This can range just from the bidder,...

If you're a handyman or general contractor and if you're practicing proper risk management, chances are you understand what a certificate of insurance is. It is an insurance form that informs clients and third parties about the types of insurance your company holds,...

Most people know that the best way to get handyman work is through word-of-mouth referrals. This is the oldest form of advertising and still the most effective in this industry. It is a priceless form of advertising. You can guarantee to work be working overtime with...

Businesses in the construction industry, no matter if large or small contractors or even private handymen, will use insurance policies protect themselves. Why do they do this? They want to make sure that they, their job site, and their business are protected and...

Chances are you have just bid on a contracting job and you are now taking the necessary steps to get started on that job. In most states, one of those steps includes obtaining a certificate of insurance (COI). This step seems like a lot more of a hassle than it truly...

Certificates of Insurance (COI) are usually the last thing on a contractor’s mind – especially if they’re planning to make a bid on a job. Bidding takes a lot of work, as it requires a contractor to do three things: Carefully generate the proper calculations,...

Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems...