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Workers compensation “if any” and “ghost” policies

I was told I need to have workers compensation for a project I am bidding on or have won, but I don’t have any employees?  Why do I need a Workers Compensation policy when I don’t have employees? The answer to this question is that you need what is called a Workers...

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PERMIT AND LICENSE BONDS

  Permit and License bonds are required by certain governmental entities to allow various types of contractors i.e. Electricians, Plumbers, Roofers etc. to apply for a permit for a construction project.  In most instances when a  permit is required they also...

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What is General Liability Insurance?

What is General Liability Insurance?

General liability insurance, is called a number of different things ranging from Contractors Liability Insurance, business liability insurance or commercial liability insurance. Whatever you call it General Liability Insurance provides coverage for your business...

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IT IS HAMMER TIME!!!!

IT IS HAMMER TIME!!!!

You have been swinging a hammer for a while now putting the big dollars in someone else's pocket. You realize that you have the knowledge and experience to give things a go on your own. The question is how do you not end up in the same shape as the original Hammer...

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Could You Spot a Fake Certificate of Insurance

Could You Spot a Fake Certificate of Insurance

The world of insurance is one ridden with fraud and misrepresentation. Though there are thousands of people who work to make it better, some evil companies and people will still slip through the cracks. Why is this important to you as a business owner of a general...

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Certificate of Liability Insurance Overview

Certificate of Liability Insurance Overview

A certificate of insurance is a business's evidence of insurance coverage. It's requested to prove the company has adequate liability insurance. As you may already know, a certificate of insurance is not part of the policy but rather proof of one.What this means is...

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How Do Clients Track Certificates of Insurance?

How Do Clients Track Certificates of Insurance?

If you're a handyman or general contractor and if you're practicing proper risk management, chances are you understand what a certificate of insurance is. It is an insurance form that informs clients and third parties about the types of insurance your company holds,...

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How to Find Handyman Work in Order to Grow Your Business

How to Find Handyman Work in Order to Grow Your Business

Most people know that the best way to get handyman work is through word-of-mouth referrals. This is the oldest form of advertising and still the most effective in this industry. It is a priceless form of advertising. You can guarantee to work be working overtime with...

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“All positive experiences, they almost always answer the phone and if I do happen to get voicemail, I get a return call back very quickly… very prompt about getting Bonds and Certificates of Insurance to me for my company business, and they have great rates too! I would highly recommend this company.”

Jeanne, Pool Busters LLC

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