So you have decided to go out on your own and start your own roofing business. Congratulations!!! There are a few simple techniques below that will help you save money and honestly quite possibly be the difference between running a …
Legal Fees And Their Effect On Your Insurance Policy Limits. Every business owner knows that the Country is in the grip of liability lawsuits mania. The number of lawsuits against small businesses has skyrocketed in the last ten years. No …
The main reason you purchase a roofing insurance policy is to protect against unforeseen risks that may arise. It does not matter if you install metal roofing or shingles you need protection. These financial risks can put you out of …
To make sure you have everything to comply with your States General Contracting licensing requirements we have prepared this handy guide. Please note that requirements are constantly changing and while every effort is made to ensure the accuracy contained in …
At ContractorsLiability.com we make it easy to get cheap and affordable General Contractors General Liability Insurance. We can have policies in a few hours. We will be able to issue you certificates of insurance right away so you can get …
This article will show you how to distinguish the difference between a 1099 or W-2 worker. You may have noticed if you were reading closely that I never mentioned the word “employee”. This was chosen with good reason. If you …
What is Commercial Auto Insurance? Commercial auto insurance covers vehicles used for any business purposes. Different scenarios include: You’re a sole proprietor, self-employed, or own a small business that uses a vehicle in any capacity (other than commuting from home to …
What is Underlying Policy? According to Statista, the average cost of B2C general liability insurance premiums written in the U.S. by 2024 is projected to reach USD 380 from USD 340 in 2019. An underlying policy is the insurance coverage against a …
What Is a General Aggregate Limit? An aggregate limit, as the name suggests, is the maximum amount that the insurance provides for all the claims filed during the given policy term. Liability insurance is something that every business needs to protect themselves …
What Is Worker’s Compensation Insurance? Did you know that the market size of the worker’s compensation insurance industry is estimated at $48.3 billion during the current year, and is expected to reach 3% higher than the previous year? Workers’ compensation …
Independent Contractor vs. Sole Proprietor Did you know that independent contractors in the U.S. form somewhere between 6.9% to 9.6% of the overall workforce? If these figures are to be believed, independent contractors consist of between 10.5 million and 15 million workers …
What Are Workers’ Compensation Class Codes? Workers’ compensation class codes are numeric codes (usually three to four digits in length) that help identify the type of work that you are involved in. Insurance companies utilize these classification codes to estimate your …