facebook pixel

Kansas Contractor Insurance

The Insurance You Need Fast, Cheap & Easy!

From Kansas Workers’ Compensation Insurance to General Liability, Commercial Auto Insurance More We Are Your Easy & Stress Free Construction Insurance Provider in Kansas State!

Berkshire Hathaway Guard Insurance companies logo
Dovetail a victor company logo
Travelers logo Icon with transparency
Nationwide Logo with transparency
Tokio Marine HCC logo
Distinguished programs logo

Business Insurance for Contractors in Kansas

As a contractor in Kansas, it is important to protect your business from potential liability and financial losses. One way to do this is through contractor insurance, which can provide coverage for a variety of risks that contractors may face on the job.

Kansas General Liability Insurance

Kansas contractors general liability insurance is a type of insurance that provides coverage for any liability that a contractor may incur as a result of their business operations. This can include liability for damages to third party property, injuries to third parties, and other legal liabilities.

General liability insurance is an important type of insurance for contractors to have in Kansas, as it can help protect them from financial losses if they are sued for damages or injuries that occurred as a result of their business operations. For example, if a contractor is working on a construction project and accidentally damages a neighboring property, their general liability insurance may cover the cost of repairing the damages.

In order to obtain general liability insurance in Kansas, contractors will need to provide information about their business, including the type of work they do, the locations in which they work, and their estimated annual revenue. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas Workers’ Compensation Insurance

Kansas workers’ compensation insurance is a type of insurance that provides coverage for workers who are injured on the job. This insurance is required by law in Kansas, and it is designed to cover the medical expenses and lost wages of employees who are injured while working.

Workers’ compensation insurance is an important type of insurance for Kansas contractors to have, as it can help protect them from financial losses if an employee is injured while working. For example, if a contractor’s employee is injured in a construction accident, their workers’ compensation insurance may cover the cost of their medical treatment and any lost wages that they may incur as a result of the injury.

In order to obtain workers’ compensation insurance in Kansas, contractors will need to provide information about their business, including the number of employees they have and the type of work they do. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas Commercial Auto Insurance

Kansas commercial auto insurance is a type of insurance that provides coverage for vehicles used for business purposes. This can include cars, trucks, vans, and other types of vehicles that are used to transport goods or employees, or to perform services for clients.

Commercial auto insurance is an important type of insurance for contractors in Kansas to have, as it can help protect them from financial losses if they are involved in an accident while driving a business-owned vehicle. This insurance can cover the cost of repairing or replacing the vehicle, as well as any damages or injuries that may be sustained by third parties in the accident.

In order to obtain commercial auto insurance in Kansas, contractors will need to provide information about the vehicles they use for business purposes, including the make and model of the vehicles, the number of miles they are driven each year, and the type of business they are used for. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas Builder’s Risk Insurance

Kansas builders risk insurance is a type of insurance that provides coverage for the construction of new buildings or the renovation of existing buildings. This insurance can cover the cost of repairing or replacing materials or equipment that are damaged or stolen during the construction process, as well as any damages to the building itself.

Builders risk insurance is an important type of insurance for contractors in Kansas to have, as it can help protect them from financial losses if something goes wrong during the construction process. For example, if a construction project is delayed due to weather or other unforeseen circumstances, builders risk insurance can cover the cost of additional materials or labor that may be needed to complete the project.

In order to obtain builders risk insurance in Kansas, contractors will need to provide information about the construction project, including the location of the site, the type of building being constructed, and the estimated value of the project. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas Inland Marine Insurance

Kansas inland marine insurance is a type of insurance that provides coverage for movable property that is used in a business. This can include equipment, tools, and other types of property that are transported from one location to another, or that are used in a variety of locations.

Inland marine insurance is an important type of insurance for contractors in Kansas to have, as it can help protect them from financial losses if their movable property is damaged or stolen while in transit or while being used on a job site. For example, if a contractor’s tools are stolen from a job site, their inland marine insurance may cover the cost of replacing them.

In order to obtain inland marine insurance in Kansas, contractors will need to provide information about the types of movable property they use in their business, including the value of the property and the locations in which it is used. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas Commercial Umbrella Insurance / COI

Kansas commercial umbrella insurance is a type of insurance that provides additional liability coverage above and beyond the limits of other liability policies, such as general liability or commercial auto insurance. This insurance can help protect contractors in Kansas from financial losses if they are sued for damages or injuries that exceed the limits of their other liability coverage.

Commercial umbrella insurance is an important type of insurance for contractors in Kansas to consider, especially if their business operations carry a higher risk of liability. For example, if a contractor is working on a large construction project and there is a high risk of injury to workers or damage to property, having a commercial umbrella policy can provide extra protection in the event of a lawsuit.

In order to obtain commercial umbrella insurance in Kansas, contractors will need to have an existing liability policy, such as general liability or commercial auto insurance, in place. They will also need to provide information about their business, including the types of work they do and the locations in which they work. Insurance companies will use this information to determine the level of coverage that is needed and to calculate the premium for the policy.

Kansas ACORD Certificates

An ACORD certificate is a standardized document that provides proof of insurance coverage. In Kansas, contractors may be required to provide an ACORD certificate to clients or other parties as evidence of their insurance coverage.

ACORD certificates are typically issued by an insurance company or broker and provide information about the types of insurance coverage that a contractor has in place, as well as the limits of coverage and the policy period. These certificates can be used to verify that a contractor has the necessary insurance coverage in place to protect against potential liability.

Business Insurance for Contractors in Kansas

Kansas contractor insurance is an important investment for any construction business. It can provide financial protection against a variety of risks that contractors may face on the job, and is often required by clients and project owners. By working with our licensed insurance agents or brokers, you can find a policy that fits your needs and budget.

Your Kansas Contractors Insurance Questions Answered

Get answers to your most common questions from Contractors Liability

For General Liability Insurance in Kansas you need $1,000,000 per occurrence and $2,000,000 aggregate almost 100% of the time. 99% of all General Liability policies we sell in Kansas are $1,000,000/$2,000,000.

For Commercial Auto Insurance in Kansas you need $1,000,000 CSL meaning $1,000,000 Combined Single Limit for Bodily Injury and Property Damage to the other party combined. To protect your Kansas vehicle you need to have Comprehensive and collision coverage. Commercial Auto Collision Insurance in Kansas covers any collision and Comprehensive Commercial Auto Insurance covers anything but collision.

For Workers Compensation Insurance in Kansas you need $500,000/$500,000/$500,000 in general. This covers your workers in the event of a claim where the owner is liable up to $500,000. In 99% of cases the owner is not liable and coverage for workers compensation is unlimited.

Reputation Matters

Our customers trust us for great customer service and cost-effective coverage.