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What Is Contractors Liability Insurance?
Contractors liability Insurance protects you and your team members, and your business, from unexpected financial loss. In the unfortunate case where you are held responsible for damages that occur to a third party — such as an individual, or a building property — you would be required to cover the entire cost of the injuries and damages. Having a policy will help you cover the cost of damages including potential legal defenses. For example:
Includes injury to other persons at your business or on your client’s property.
Includes damages caused to a person or business as a result of advertising.
Includes damage to the property under construction or related damages.
Includes payment of medical expenses to a person injured on the job.
Our Latest News
Chances are you have just bid on a contracting job and you are now taking the necessary steps to get started on that job. In most states, one of those steps includes obtaining a certificate of insurance (COI). This step seems like a lot more of a hassle than it truly...read more
Certificates of Insurance (COI) are usually the last thing on a contractor’s mind – especially if they’re planning to make a bid on a job. Bidding takes a lot of work, as it requires a contractor to do three things: Carefully generate the proper calculations,...read more
Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems...read more
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Learn more about the differences between an ocurrence based policy and a claims based policy when choosing General Liability insurance, and discover which type is best for your business.
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