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Certificates of Insurance (COI) are usually the last thing on a contractor’s mind – especially if they’re planning to make a bid on a job. Bidding takes a lot of work, as it requires a contractor to do three things: Carefully generate the proper calculations,...

Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems...

Why do I need insurance?Construction companies, as well as small contractors and private handymen, use insurance policies to cover their business. So, what is it exactly? Handyman insurance is an insurance policy that covers accidents. These accidents, for the most...

If you are thinking about becoming a business owner of a brand new handyman business, you might have a lot of questions. Questions like: “What’s the first step?”“What kind of insurance policy to I need?”“What are the laws I need to know as a small business?”“What type...

If you are a construction business owner, there is a very real chance that you spend too much on your contractor insurance premiums. The place where you might be overspending the most is one of the most common insurances in the industry, general contractors insurance....

Electricians have to think about how they can work best with clients and what future jobs to apply to on a daily basis. But they also need to think about the risks of the trade alongside these constant concerns. The Electrical Safety Foundation International (ESFI)...

Insurance company advertisements are everywhere. They tend to pop up in social media feeds, on the radio, and on television. In fact, mainstream insurance companies have some of the most creative and well-loved ad campaigns available on television, which can make it...

As a contractor, what are the worst situations that could happen to you or your business? A client might deny you the opportunity to place a bid, due to lack of appropriate insurance If regulations in your State require you to possess insurance, you may face hefty...

It's the end of the year and with the end of the year comes setting goals. If one of your goals is to become a business owner in the construction industry then you have a lot of work ahead of you. Starting a construction business will require lots of planning, hard...

A commonly asked question by general contractors in the construction industry is "Why do I need liability insurance when each of my subcontractors has their own insurance policy? I'm not doing any of the work myself." It's often asked particularly by small business...