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Why Do I Need Proof of Insurance for My Handyman Business?

Handyman who Starting a Well Protected and Fully Covered Handyman Business

Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems unjustifiable, if there hasn’t been a liability issue … Read more

Ten Things to Weld and Sell

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Ten Things to Weld and SELL What do you do for those times when you’re all rested up with no new job to work? SELL SOMETHING! Do it yourself (DIY) art pieces or handy gadgets are in – so why … Read more

Workers’ Compensation and Ghost Policy

Principal Banner of Workers Compensation if any and ghost policies

What is a Workers’ Compensation policy? For a better understanding of a ghost policy, let us first understand what a workers’ compensation insurance policy is. Workers’ compensation is a type of insurance policy that provides wage replacement and medical benefits … Read more

Hired and Non-Hired Auto Insurance

Driver working with confidence because he has insurance for his liability constructor's car.

Does your business have potential automobile loss exposure? In either case, the employer can potentially be held responsible for liability associated with operating a vehicle that has any reference to company business. The employee may carry their own coverage, but in most … Read more

Risk Retention Groups (Explanation)

Principal Banner of Risk Retention Groups Explanation

Contractors Liability: What is a risk retention group? The Liability Risk Retention Act (LRRA) is a federal law that was passed by Congress in 1986 to help U.S. businesses, professionals, and municipalities obtain contractors liability insurance, which had become either … Read more