Over the past 26 years we’ve helped over 17,500 contractors secure cost-effective and quality liability insurance.
For contractors, the difference between investing in Builder’s Risk Insurance and Inland Marine coverage might not be relevant. Maybe it is better to have them both. But before you can make this decision, you need to know more about these … Read more
Replacement Cost vs Actual Cash Value Actual cash value and replacement cost are the two main loss settlement options provided by insurance companies. “What is loss settlement?” you might ask. Well, loss settlement is how your insurance company decides the … Read more
Contractors are increasingly turning to Builder’s Risk policies to protect their investment. A five-year period ending 2018 saw builders file claims totaling $8.8bn. This number will increase further in the coming years due to labor dynamics and more frequent natural … Read more
Do you need Builder’s Risk Insurance for homeowners or Homeowner’s Insurance? 90% of property owners have some form of insurance. But there are key differences between Homeowners Insurance and Builder’s Risk Insurance. In this article, let’s take a look at … Read more
Would you like to be your own boss? Surely you have read this proposal many times, but you still haven’t found the way. The best thing is to analyze what your options are and especially your skills. From there, start … Read more
The short answer is, No. If the only insurance coverage your construction business has is a contractors insurance policy, you are in danger. Your General Contractors general liability coverage is inadequate when it comes to claims relating to asbestos illness. Construction is one of … Read more
In any industry, there are risks involved, especially with construction-based industries. Roofing a dangerous profession that can lead to bodily injury. Roofing contractors face a financial risk with every new client. Unfortunately, lawsuits are a part of the roofing profession. … Read more
Fraud and misrepresentation are not strangers to the insurance industry. Though there are thousands of people working ethically, corruption still exists. Why are the moral complexities of insurance companies important to you, the owner of a general contracting company? The … Read more
Whether you’re a seasoned contractor or just starting out, you know that insurance is a critical part of your business. But when it comes to certificates of insurance, things can get confusing. That’s why we’ve put together this guide, which … Read more
Most people know that the best way to get handyman work is through word-of-mouth referrals. This is the oldest form of advertising and still the most effective in this industry. It is a priceless form of advertising. You can guarantee … Read more
Handyman businesses often find themselves wondering why they would need a general liability insurance policy. Most handyman businesses consist of either one or a handful of workers. Sometimes the thought of revising the budget to account for insurance costs seems unjustifiable, if there hasn’t been a liability issue … Read more
If you are thinking about becoming a business owner of a brand new handyman business, you might have a lot of questions. Questions like: What’s the first step? What kind of insurance policy to I need? What are the laws … Read more
