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What Is Dwelling Policy Coverage?

Key Takeaways What is Dwelling Policy Coverage? 1. Structural Protection 2. Attached Structures 3. Named Perils 4. Open Perils 5. Policy Forms Other Homeowners Insurance Coverages Personal Property Detached Structures Loss of Use Understanding Personal Liability Coverage Bodily Injury Property … Read more

How Much Does Asphalt Shingle Repair Cost in 2025?

Key Takeaways Understanding Asphalt Shingle Repair Costs 1. Labor 2. Materials 3. Permits 4. Disposal 5. Overhead What Influences The Price Roof Pitch Damage Extent Shingle Type Accessibility Location When To Repair Or Replace Age Factor Damage Scope Cost Analysis … Read more

Roofing Insurance: Understand Your Coverage Options

Why California Roof Insurance Matters 1. Wildfire Defense 2. Quake Security 3. Storm Shield 4. Solar Degradation 5. Liability Protection Understand Your Policy Named Peril Open Peril ACV vs. RCV Navigating the Claims Process Initial Assessment Filing Your Claim The … Read more

Contractors Insurance for your Construction Business

Construction worker on a job site with a shield icon representing contractors liability insurance coverage

Key Takeaways Why contractors insurance matters 1. Client requirements 2. Legal protection 3. Asset security 4. Business survival 5. Contractual advantage What your policy includes Core coverage Optional additions The cost of contractors insurance Your trade Your history Your limits … Read more

What contractors liability insurance actually covers

Construction worker on a job site with a shield icon representing contractors liability insurance coverage

Working on job sites comes with risk whether it’s damage to a client’s property or someone getting hurt. Contractors liability insurance steps in when those risks become real costs. It’s designed to protect your business from the kinds of accidents … Read more

How to Ensure Your Chicago Contracting Business is Legal

Ensure Your Chicago Contracting Business is Legal

Chicago requires contractors to get licenses from the City of Chicago Department of Buildings. This applies to general contractors and specialists in plumbing, electrical, HVAC, etc. All contractors must follow local rules and have business insurance before starting work. Licensing … Read more