Over the past 26 years we’ve helped over 17,500 contractors secure cost-effective and quality liability insurance.
Starting a contracting business, whether as a general contractor, handyman, specialty trade, or small crew is exciting, but it comes with real risks right from day one. One wrong move on a job site (a dropped tool damaging property, a … Read more
In the construction and contracting world, few insurance terms cause more confusion and more contract headaches than CG 20 10 (often written as CG2010 or CG 20 10). If you’ve ever been asked by a general contractor, property owner, or … Read more
Roofing contractors and general contractors both operate in high-risk construction environments, but their insurance needs aren’t identical. While both require strong general liability (GL) coverage as a foundation, roofers face unique exposures, primarily from working at heights, weather-related hazards, and … Read more
In the high-risk world of construction and contracting, one wrong step or one overlooked hazard can lead to costly lawsuits, medical bills, or repair expenses that threaten your business. That’s where contractors liability insurance (more formally known as general liability … Read more
Running a concrete contracting business means working with heavy materials, operating specialized equipment, and managing crews on job sites where accidents can happen in seconds. Concrete contractors face significant risks such as injuries, property damage, and legal claims. A single … Read more
Landscaping contractors, whether you’re mowing lawns, installing irrigation systems, building hardscapes like patios and retaining walls, or applying pesticides, operate in one of the most hands-on, outdoor trades. Every job involves heavy equipment, chemicals, client properties, and variable weather, which … Read more
Running an HVAC company means facing risks every single day. From crawling through attics to handling refrigerants, the work you do keeps homes comfortable but exposes your business to serious liability. One mistake, one accident, one unhappy customer, and suddenly … Read more
Roofing is one of the highest-risk trades in construction, with frequent exposure to falls, weather damage, and third-party claims. While Texas has no state-level roofing license or mandatory general liability insurance (though local rules and workers’ comp apply for most … Read more
In the competitive world of construction, winning bids isn’t just about the lowest price or fastest timeline, it’s about proving you’re a low-risk, reliable partner. General contractors insurance plays a starring role here. Having the right coverage (and being able … Read more
HVAC work keeps homes and businesses comfortable year-round, but it also comes with unique risks, from high-pressure refrigerant lines and electrical systems to tight crawl spaces and rooftop units. One wrong move during installation or routine maintenance can lead to … Read more
Running a roofing business means facing some of the highest risks in construction—falls, weather damage, equipment mishaps, and costly lawsuits. That’s why roofing liability insurance (primarily general liability, often bundled with workers’ comp) is non-negotiable. But with premiums rising due … Read more
In the high-stakes world of construction and contracting, one serious accident or lawsuit can threaten everything you’ve built. Standard policies like general liability and workers’ compensation provide solid baseline protection but what happens when a claim exceeds those limits? That’s … Read more
