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What Is Contractors Liability Insurance?
Contractors liability Insurance protects you and your team members, and your business, from unexpected financial loss. In the unfortunate case where you are held responsible for damages that occur to a third party — such as an individual, or a building property — you would be required to cover the entire cost of the injuries and damages. Having a policy will help you cover the cost of damages including potential legal defenses. For example:
Includes injury to other persons at your business or on your client’s property.
Includes damages caused to a person or business as a result of advertising.
Includes damage to the property under construction or related damages.
Includes payment of medical expenses to a person injured on the job.
Our Latest News
In many states around the US, the presentation of a certificate of insurance (COI) is standard practice before anyone walks onto the job site. In fact, for the bidding of jobs in some places, COI is required just to submit the bid. This can range just from the bidder,...read more
If you're a handyman or general contractor and if you're practicing proper risk management, chances are you understand what a certificate of insurance is. It is an insurance form that informs clients and third parties about the types of insurance your company holds,...read more
Most people know that the best way to get handyman work is through word-of-mouth referrals. This is the oldest form of advertising and still the most effective in this industry. It is a priceless form of advertising. You can guarantee to work be working overtime with...read more
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Learn more about the differences between an ocurrence based policy and a claims based policy when choosing General Liability insurance, and discover which type is best for your business.
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