Ensure your window cleaning projects are protected from unexpected risks with tailored insurance solutions. From small residential buildings to high-rise commercial properties, window cleaning insurance provides financial security and peace of mind for your business.
The window cleaning industry presents unique challenges that can result in unexpected expenses. Without the proper insurance, a single accident could lead to significant financial losses and interruptions in your operations. Window cleaning insurance offers vital protection against:
Window cleaning involves physically demanding tasks, often performed in environments prone to accidents. Insurance can protect your business from the financial impact of common risks like:
Only 5 minutes of your valuable time. We can often get same day coverage.
As a window cleaner, you need the right insurance to cover all aspects of your work. Here’s a breakdown of the main coverages we offer for window cleaning:
Roofing work happens on clients’ properties, where accidents can happen. General liability insurance guards your business against lawsuits if someone suffers an injury or property damage occurs while you’re working.
For example, if a passerby gets hurt at your job site or your equipment damages a neighbor’s house, this coverage pays for medical bills, repairs, and legal fees if needed.
This is vital to prevent costly lawsuits that can harm your business.
Every roofing business is unique, with its own risks, operations, and needs. That’s why we offer custom insurance plans that fit your business.
Whether you have a small outfit with one crew or a big roofing company with multiple teams, we can create a policy that suits you. We can add insured parties, high-risk projects, or specific tools and materials.
We work with you to understand your business and create an insurance package that provides the right level of coverage without making you pay for coverage you don’t need
Window cleaners face daily hazards like falls, tool injuries, and exposure to hazardous materials. Workers’ comp insurance ensures that if a work-related accident happens, it covers your employees’ medical expenses and lost wages. This protects your staff and helps you comply with state regulations.
With workers’ comp, you can support your team and protect your business from lawsuits and workplace incidents.
Your tools and gear are the backbone of your roofing business and a big investment. From nail guns and ladders to heavy machinery, any damage or theft can cause project delays.
Equipment insurance covers your tools against theft, damage, or loss so you can replace or fix equipment and keep your business running smoothly.
Your business relies on vehicles transporting materials, tools, or workers to job sites. Commercial auto insurance covers vehicles used for work purposes.
It covers damages from accidents, theft, or other incidents involving your company’s vehicles.
Here are some of the more common accidents that window cleaner’s insurance covers, as well as some window washing related examples of these accidents.
These injuries consist of any bodily harm suffered by a third party as a direct result of something that you or an employee did.
Example: An unsecured ladder falls and hits a customer in the head, causing them to be knocked unconscious. The insurance policy will pay for any legal expenses in representing you. They will also pay for any settlements or judgments that are paid to the injured party.
Advertisement injuries are any sort of action taken against a company in a business setting, such as copyright infringement or libel.
Example: A business competitor claims your advertisement saying he leaves windows dirty and you do a better job is libelous. Now your competitor is suing you because of the ad.
You or one of your workers causes injury to your clients or a third party’s property damage.
Example: You press too hard on a large window and the glass shatters. You will have coverage to pay for the repairs.
These are small amounts paid normally as a goodwill gesture. They are paid without any regard to the insured’s liability. It is usually $5,000.
Example: A customer is at your office and a car crashes into the waiting room. The client is injured. Your general liability insurance for Window Cleaners may pay out $5,000 as a goodwill gesture.
Although window cleaning insurance provides comprehensive coverage, there are certain limits to what is protected. Here are some situations not typically covered:
General liability insurance is crucial in protecting your business from the unexpected costs of property damage or injury claims. It covers legal expenses and compensation, ensuring that your company remains financially stable in case of any accidents or incidents on the job.
No, damages caused deliberately by anyone are excluded from the policy.
Generally, no. Personal tools and equipment may require separate coverage.
No, routine wear and tear is not typically covered unless specified in the policy.
No, this policy doesn’t cover financial losses caused by weather-related delays in the cleaning schedule.
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