Over the past 26 years we’ve helped over 17,500 contractors secure cost-effective and quality liability insurance.
A hold harmless agreement is a legal statement that maintains that a party is not deemed responsible for any loss, injury, or damages by another party. Upon signing a business’s hold harmless agreement before the beginning of the activity or … Read more
As you are probably aware it is time for biennial license renewal. All Illinois roofing licenses expire 12/31/2021. (It would be in your best interest to keep reading this so as to benefit from my years of experience thereby saving … Read more
An alarming number of small businesses in the US are underinsured. Is yours one of them? In this article, we look at what product completed operations coverage is, exactly what it covers (and what it does not cover), who needs … Read more
Accidents happen in every industry, but the risk of a mishap is elevated in the construction industry. Historically, 1 in 5 US worker fatalities occurred in the construction industry, and the injury rate was 71 percent higher than the average of all other industries. Cumulatively, … Read more
Urderstanding the terminology The legal jargon surrounding insurance policies and associated contracts can be confusing for many, making it difficult for the average consumer to know exactly what they’re purchasing. In order to make an informed decision and choose the … Read more
Set up a 15 min. Appt. with a PRO(Highly Recommended) Ask me about Commercial and/orPersonal Auto Insurance You may have heard the terms “contractor” and “subcontractor” interchangeably used. Often, these terms simply mean a hired person to complete a job. In … Read more
Why Do I Need Insurance For My Business? According to Statista, 8.2% of contractor professionals and managers are uninsured, leaving this group vulnerable to unexpected financial loss that can potentially devastate their bottom lines and operations. Nearly every type of … Read more
When you’re a contractor, it’s important to establish your credibility with potential customers. That’s why you might see the phrase “bonded and insured” in advertising materials. It’s a great selling point that diligent customers look for. But what does it … Read more
In the few paragraphs below these changes will be explained. So Keep Reading to avoid any penalties and fines!!!! The Legislature has created a new licensing category of construction contractors called licensed plumbing contractors. Starting July 1, 2021 only contractors … Read more
Studies show that nearly 50% of small businesses are the target of civil lawsuits! Liability claims can happen to your contractor business. Every business faces potential risks and threats that could cause serious financial losses or even closure due to … Read more
Whatever the size or nature of your business, it’s essential that you get protection against property damage claims and liability claims. A single large claim or lawsuit can wipe out a small landscaping business. Recent studies show that there are … Read more
In the case of an accident, having property damage insurance in place can wind up saving you a lot of money, if not your business as a contractor. Thus as a General Contractor, you stand a greater risk of your … Read more
