Over the past 26 years we’ve helped over 17,500 contractors secure cost-effective and quality liability insurance.
The main reason you purchase a roofing insurance policy is to protect against unforeseen risks that may arise. It does not matter if you install metal roofing or shingles you need protection. These financial risks can put you out of … Read more
At ContractorsLiability.com we make it easy to get cheap and affordable General Contractors General Liability Insurance. We can have policies in a few hours. We will be able to issue you certificates of insurance right away so you can get … Read more
This article will show you how to distinguish the difference between a 1099 or W-2 worker. You may have noticed if you were reading closely that I never mentioned the word “employee”. This was chosen with good reason. If you … Read more
What is Commercial Auto Insurance? Commercial auto insurance covers vehicles used for any business purposes. Different scenarios include: You’re a sole proprietor, self-employed, or own a small business that uses a vehicle in any capacity (other than commuting from home to … Read more
What is Underlying Policy? According to Statista, the average cost of B2C general liability insurance premiums written in the U.S. by 2024 is projected to reach USD 380 from USD 340 in 2019. An underlying policy is the insurance coverage against a … Read more
What Is a General Aggregate Limit? An aggregate limit, as the name suggests, is the maximum amount that the insurance provides for all the claims filed during the given policy term. Liability insurance is something that every business needs to protect themselves … Read more
What Are Workers’ Compensation Class Codes? Workers’ compensation class codes are numeric codes (usually three to four digits in length) that help identify the type of work that you are involved in. Insurance companies utilize these classification codes to estimate … Read more
General Contractor Job Description North America is ranked the second largest construction market globally with an overall industry expenditure amounting to $1,463.2 billion last year, which is approximately a 7.9% increase. When we think about the construction industry, the first … Read more
Is Hold Harmless the Same as Indemnity? The loss run report is an insurance company’s history of a business. The report acts as a risk management strategy as it helps the prospective insurer to assess a business’ eligibility when the … Read more
What is a Workers’ Compensation Settlement? The US Bureau of Labor Statistics states that 2.8 million workplace injuries and illnesses occurred in the year 2019. Workers’ compensation settlements enable employees to claim benefits during work-related injuries to pay for the lost wages, … Read more
A hold harmless agreement is a legal statement that maintains that a party is not deemed responsible for any loss, injury, or damages by another party. Upon signing a business’s hold harmless agreement before the beginning of the activity or … Read more
As you are probably aware it is time for biennial license renewal. All Illinois roofing licenses expire 12/31/2021. (It would be in your best interest to keep reading this so as to benefit from my years of experience thereby saving … Read more
