Get an Instant Contractor Insurance Quote

Ready to protect your business? Fill out the short form below with a few details about you, your company, and the coverage you need. Our licensed agents will compare 18 carriers and get back to you with the best options for your trade, in English or Spanish.

What to Have Ready

Having these details on hand makes the form quick to finish. Best estimates are fine to start; your agent will go over everything with you before you buy.

  • Your type of work and a short description of your operations
  • Annual gross receipts and subcontracting costs (minimum gross receipts: $50,000)
  • Annual employee payroll, not counting subcontractors (owner only? use $15,000)
  • Number of field employees, years in business and years of experience
  • Your business entity type: sole proprietor, LLC, partnership or corporation
  • Your contractor license number, state and type, if you have one
  • The date you need coverage by and any limits or certificate wording your contract requires

Quote FAQ

Quick answers before you start your contractor insurance quote.

Fill out the form above or call (888) 766-4991. You will need your trade, your state, your annual payroll or receipts, and the limits your contract requires. We shop the application across 18 carriers and come back with the options that will actually write your class, in English or Spanish.

No. The quote form is free and there is no obligation to buy. A licensed agent reviews your details and walks you through the options before anything is bound.

Premium is set by your trade class code, annual payroll or receipts, policy limits, and claims history. A solo handyman and a six-person roofing crew are quoted from different class codes and rarely pay the same rate. Because we shop 18 carriers on one application, the quotes you compare come from insurers that price your specific class rather than a single carrier’s view of it.

No. If you choose to share your Social Security number to check for an excellent-credit discount, it is encrypted and treated as an unsolicited inquiry by credit companies, so it will not affect your credit in any way.

Yes. Additional insured endorsements and waivers of subrogation are the two requirements that most often hold up a contract, and both are issued the same business day. Send us the contract language or the certificate request and we will match the endorsement form the general contractor is asking for.

Yes. Certificates are issued the same business day for active policies, and new policies can usually be bound and certificated on the day you accept a quote. Send the certificate holder’s name, address, and any endorsement wording the contract requires.