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Vermont Contractor Licensing: What You Should Know

Vermont contractors must follow specific licensing steps and stick to state rules to work . This article talks about the key parts of getting a license, insurance and bonding needs, and things to think about when working as a contractor in Vermont.

Who Handles Licensing in Vermont

In Vermont, the Office of Professional Regulation (OPR) under the Vermont Secretary of State has the job of licensing contractors. They take care of licenses for special contractors, like electricians, plumbers, and lead removal experts.

Contact Information:

Vermont Secretary of State Office of Professional Regulation

Web: Vermont OPR Website

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Phone: (802) 828-1505

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Address:
Main Office: 89 Main Street, 3rd Floor, Montpelier VT 05620-3402

For more information, visit: Vermont OPR Website

A Quick Look at the Licensing Process

Vermont doesn’t require state licenses for general contractors except for those working in specific trades such as electrical, plumbing, lead abatement, or asbestos removal. Some towns and cities might have extra licensing or permit rules. Contractors in these specialized fields must complete these steps:

Residential Contractor Application Instructions

To register as a residential contractor in Vermont, contractors must complete the following steps:

Create an Online Account
Contractors must log in to their online account and apply for a license. This involves filling out the required information and paying a non-refundable application fee.
Individual vs. Business Registration
  • Individual Registrations: These apply to self-employed contractors without employees.
  • Business Registrations: These are for contractors with employees who do not need to register individually, as they are covered under the business registration.
Documentation
Contractors must provide proof of active business registration through the Vermont Corporations Division, which can be uploaded to the application.
Insurance Certificate
Proof of general liability insurance is required, with minimum coverage of $1,000,000 per occurrence and $2,000,000 aggregate.
Written Contract Requirement
Contractors must attest that they will use a written contract before starting any residential construction project exceeding $10,000 in labor and materials.

This structured application process helps ensure that Vermont contractors are fully compliant with state regulations, offering a layer of protection for both contractors and homeowners.

Insurance and Bonding Requirements

General Liability Insurance
Contractors need to have liability insurance. The coverage amounts range from $300,000 to $1 million for each incident. This insurance guards against property damage or injuries that might happen during a project.
Workers’ Compensation Insurance
If you have employees, you must have workers’ compensation insurance. This covers medical costs and replaces wages for workers hurt on the job. Sole proprietors without workers might not need to have this, but they should check with local officials.
Bonding Requirements
Vermont doesn’t force contractors to have surety bonds, but some contracts or projects might need them. Always look at the bonding rules for each project.

State-Specific Considerations

  • Lead Abatement: Contractors who work on lead abatement need certification and a license from state authorities. The Vermont Department of Health gives details about certification.
  • Asbestos Projects: Contractors handling asbestos must follow specific rules for handling and getting rid of it. They also need extra licensing to work on projects involving asbestos.

Local Licensing and Permits

Vermont doesn’t require a statewide license for general contractors. But you might need permits or licenses from your city or county. Always check with your local building department before you start any project. This helps you follow municipal codes and avoid holdups.

To learn more about getting a license, bond, and insurance as a Vermont contractor, check out Contractors Liability. We’re here to help you get the insurance you need to follow state rules and keep your business safe.

Frequently Asked Questions (FAQ)

These are common questions about General Contractor License in Vermont

No, Vermont does not require general contractors to hold a state-issued license. However, certain trades, such as electricians and plumbers, do require licenses. Additionally, local jurisdictions may have specific licensing requirements for general contractors.

Contractors in specialized trades, including electricians, plumbers, lead abatement professionals, and asbestos handlers, must be licensed. Other trades may also require specific licenses depending on the project scope and local regulations.

Contractors are required to carry general liability insurance with coverage ranging from $300,000 to $1 million per occurrence. Contractors with employees must also have workers’ compensation insurance.

To apply for a license, you need to determine if your trade requires one (e.g., electrical or plumbing). You can submit the necessary application forms and supporting documents via the Office of Professional Regulation (OPR) website.

Vermont does not generally require surety bonds, but some projects or local jurisdictions may mandate them. Always check the specific requirements of the project before starting work.

Avatar for John Brown
Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.