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Getting to Know Philadelphia’s Contractor License Rules

If you’re a contractor in Philadelphia, Pennsylvania, you need a license to work legally. But getting one can be tricky. This guide will help you understand how to get your contractor license, whether you’re into roofing, plumbing, electrical work, HVAC, or general contracting.

Which Office Gives Out Licenses in Philadelphia?

The Philadelphia Department of Licenses & Inspections (L&I) oversees contractor licensing for city professionals. Contractors must use the eCLIPSE online system to access application forms and get the latest requirements. Requirements can change, so you should check what you need before applying.

Licensing Authority in Philadelphia, PA:

Department of Licenses and Inspections

Web: https://eclipse.phila.gov/phillylmsprod/pub/lms/Login.aspx

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Phone: (215) 686-8686

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Address:
Main Office: 1514 Cecil B. Moore Ave, Philadelphia PA 19121

For more information, visit: https://eclipse.phila.gov/phillylmsprod/pub/lms/Login.aspx

In Philadelphia PA, contractors need to meet certain rules to get a license for legal work. These rules change based on the job type, like roofing, plumbing, electrical, HVAC, and general contracting. Keep in mind that all contractors must show a tax clearance certificate and their business registration (if they’re working under a business name). Here’s a breakdown for each group:

Roofing Contractors

To work as a roofer in Philadelphia, you need a Home Improvement Contractor License. The rules include:

Application

Fill out the license application through the Philadelphia Department of Licenses and Inspections (L&I).

Insurance

Show proof you have general liability insurance (at least $500,000) and workers’ comp insurance (if you employ others).

Contractor Registration

Sign up as a contractor with Philadelphia’s city government.

Identification

You need a valid photo ID (a current driver’s license or state-issued ID works).

Background Check

You might need to undergo a background check for home-related jobs. While requirements vary, it’s smart to have an up-to-date background check ready.

Plumbing Contractors

To work on your own as a plumber, you need a Master Plumber License. To get this license, you must meet these rules:

Examination

You must pass a Master Plumber exam. It requires you to have several years of experience as a journeyman plumber or to have completed an approved apprenticeship program.

Insurance

You need general liability insurance of at least $500,000 and workers’ compensation insurance (if applicable). Make sure Philadelphia city is the certificate holder.

License Application

You should submit an application to L&I. Include proof of your experience, training, or previous license with your application.

Background Check

Jobs may require background checks. This often depends on the specific job just like with other types of contractors.

The Master Plumber License in Philadelphia has the following costs:

  • Application Fee: $100 (non-refundable)
  • License Issuance Fee: $200

Electrical Contractors

Electrical contractors need to get a Commercial Activity License and an Electrical Contractor License (remember, you must have both; it’s not an either/or deal). To obtain these licenses, you’ll need:

Examination

You must pass an electrical contractor exam to show you know the Philadelphia Electrical Code.

Application Submission

Send your application to the Philadelphia L&I. Include all needed papers, like proof of insurance and certification.

Journeyman License

To become an electrical contractor, you need experience as a journeyman electrician. People gain this through apprenticeships or by working in the field for several years. Keep in mind that you’ll need to prove your experience.

Insurance

You must provide a Certificate of Insurance that includes these minimum amounts:

  • General Liability: $500,000 per occurrence
  • Automobile Liability Insurance: $300,000
  • Worker’s Compensation: $100,000 each accident $100,000 each employee $500,000 policy limit

HVAC Contractors

HVAC contractors need a Mechanical Contractor License:

Journeyman Experience

Worked as an HVAC technician. Many gain this experience through apprenticeships or technical training.

Certification

Get certified for specific skills (such as EPA Section 608 for refrigerants).

Insurance

Show proof of general liability insurance ($500,000 minimum) and workers’ compensation.

Examination

Take and pass any local tests, if required.

Application

Send your application to L&I with all supporting papers.

Identification

A photo ID that’s valid.

General Contractors

General contractors working on homes or businesses need a Home Improvement Contractor License or Commercial Activity License. Either one works, but you’ll need these things:

Insurance

Liability insurance (at least $500,000) and workers’ comp insurance.

Application

Fill out and turn in a license application to L&I.

Registration

Sign up as a general contractor, and show proof you’ve registered your business if you’re running one.

Contractor Experience

Show you have experience in general contracting work, but you don’t have to take a test for general contractors.

Contractor Agreement Forms

Home improvement contractors might need to provide sample contracts showing they follow consumer protection laws.

The General Licensing Process

Want to move your career forward? Just follow these steps:

  • Register Your Business: Contractors must register their business with the City of Philadelphia before they apply for a license. This might include registering a trade name.
  • Insurance Documentation: Sort out your insurance before you start the process.
  • Pay Fees: Each license has an application fee. Make sure you pay all fees when you apply.

Handling License Renewals

You must renew your contractor license each year. Keep your insurance coverage active and update all certifications and licenses to avoid any problems.

Where to Apply

Send in your contractor license application online through the Philadelphia eCLIPSE system. You can still hand it in person, but you’ll need to schedule a time here.

Frequently Asked Questions (FAQ)

Getting a contractor’s license can puzzle many. To help, we’ve answered some common questions below:

You need general liability insurance with coverage of at least $500,000. If you employ people, you must show proof of workers’ compensation insurance too. The insurance certificates must name the city as the certificate holder.

You can get a contractor license from the Philadelphia Department of Licenses and Inspections (L&I). You have two options: apply online through the eCLIPSE system or visit an L&I office in person. Remember, you’ll have to provide extra documents such as proof of insurance, tax clearance certificates, and valid ID.

Yes, plumbers and electricians need to pass a licensing exam. These exams check if you know the right codes and have the technical skills. General contractors and home improvement contractors don’t have to take an exam.

Contractors must turn in several papers, including: 1. Proof that you have general liability and workers’ compensation insurance. 2. ID (like a driver’s license or state ID). 3.ID (like a driver’s license or state ID). 4.Papers showing your business is registered if you use a business name.

Your license lasts for one year. After that, you need to get it renewed. When you renew, you must give new insurance details and pay a fee.

Working without a valid contractor license can result in fines and legal troubles. The city might shut down your job sites. You could also lose the right to bid on city jobs or get future permits.

Avatar for John Brown
Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.