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New Hampshire Contractor Licensing 2024: A Checklist

For contractors located in New Hampshire, understanding the licensing process is key to ensuring compliance with state regulations. This guide will help contractors navigate the steps, insurance requirements, and local peculiarities to streamline the process.

Licensing Authorities in New Hampshire

In New Hampshire, most contractor licensing is managed at the local level. There is no state-wide licensing requirement for general contractors, but trades such as electricians and plumbers do require state-level licenses. The key authorities include:

New Hampshire Joint Board of Licensure and Certification

Web: New Hampshire Joint Board

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Phone: (603) 271-2219

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Address:
Main Office: 121 South Fruit Street, Concord, NH 03301

Step-by-Step Licensing Process for Contractors in New Hampshire

Contractors in New Hampshire, particularly those in specialties like electrical, plumbing, and HVAC, must follow a specific licensing process to operate legally. Here’s a step-by-step guide to obtaining your contractor license in New Hampshire:

Determine the Type of License You Need
The first step is identifying which type of contractor’s license you require. New Hampshire has different licensing requirements depending on the type of work you intend to perform, such as:
  • General Contractor: While New Hampshire does not require a state-level general contractor license, local municipalities may have their own requirements.
  • Specialty Contractor: Licensing is required for trades like electrical, plumbing, mechanical, and HVAC work.
  • Home Improvement Contractor: Certain counties may require registration for home improvement contractors.
Complete the Required Education or Apprenticeship
For specialties like electrical and plumbing work, you must complete a certain amount of educational training or an apprenticeship program. This step typically involves:
  • Plumbers: A four-year apprenticeship program, including 8,000 hours of on-the-job training and 576 hours of classroom instruction.
  • Electricians: A four-year apprenticeship program, which includes 8,000 hours of work experience and 576 hours of classroom education.
Submit an Application
Once you meet the educational or apprenticeship requirements, you can apply for your license. For most specialty contractors (e.g., electricians or plumbers), you will need to submit an application to the New Hampshire Board of Electricians or New Hampshire Mechanical Licensing Board. Application requirements generally include:
  • Proof of completed apprenticeship
  • Transcripts from any relevant educational programs
  • Application fees, which vary by license type
  • Any necessary experience documentation or certifications
Pass the Required Exams
Most trades, including electrical and Plumbing Contractors, require you to pass a state-administered exam. The exams test your knowledge of New Hampshire building codes, safety regulations, and your specific trade.
  • Electricians: Must pass the New Hampshire Electrical Exam.
  • Plumbers: Must pass the New Hampshire Plumbing Exam.
Pay License Fees
Once you have passed your exams, you must pay the appropriate licensing fees. The fees vary depending on the type of license, typically ranging from $100 to $400 for most specialty licenses.
Obtain Insurance and Bonding
While New Hampshire doesn’t require state-wide insurance for general contractors, many local jurisdictions and specialty trades do. Here’s why both liability insurance and surety bonds are important:
Liability Insurance
Protects contractors against claims for:
  • Bodily Injury: Covers medical expenses if someone is injured on-site.
  • Property Damage: Pays for damages caused to a client’s property during the project.
  • Legal Costs: Helps with legal fees in the event of a lawsuit.
Many clients and municipalities require a minimum coverage of $1 million to secure contracts.
Surety Bonds
Often required for public works or larger projects. Types of bonds include:
  • Bid Bonds: Ensures the contractor will enter into a contract if selected.
  • Performance Bonds: Guarantees the job will be completed as agreed.
  • Payment Bonds: Ensures subcontractors and suppliers are paid.
Both insurance and bonding protect your business, enhance credibility, and are often required to bid on certain projects. Always check local requirements and consult an insurance agent to get the right coverage.
Workers’ Compensation Insurance
Mandatory for Employers: Contractors in New Hampshire with employees must have workers’ compensation insurance, which covers:
  • Medical Expenses: For on-the-job injuries.
  • Wage Replacement: For employees unable to work due to job-related injuries.
  • Disability Benefits: For long-term or permanent disabilities.
Exemptions: Sole proprietors without employees may be exempt, depending on local rules. Cost Factors: Costs vary based on the next items listed here:
  • Type of work or labor you execute in your project.
  • Number of employees.
  • Safety record.

Particularities of New Hampshire State Licensing

  • Local Licensing Control: New Hampshire is unique in that it does not mandate state-wide general contractor licensing. Instead, licensing is managed at the local level. Contractors should always check local requirements before starting a project.
  • Trade-Specific Licensing: Electricians, plumbers, and other specialized contractors must apply for state licenses. Each trade has its own board that oversees the exam process and renewal requirements.

If you’re a contractor in New Hampshire looking to secure a license or ensure compliance with insurance requirements, visit Contractors Liability for expert assistance.

Before submitting your application, ensure you have met all requirements, submitted the appropriate documentation, and paid all necessary fees. Reach out to the relevant licensing authorities for clarification if needed.

Frequently Asked Questions (FAQ)

These are common questions about General Contractor License in New Hampshire

New Hampshire doesn’t require a state-level general contractor license, but certain trades like electricians and plumbers do require licenses. Check local jurisdiction requirements.

General liability insurance and workers’ compensation insurance (if you have employees) are mandatory. Coverage typically ranges from $300,000 to $1 million.

Sole proprietors without employees are generally exempt but should check with local authorities as exemptions may vary.

Costs depend on factors such as the type of work, the number of employees, and the contractor’s safety record.

Yes, some projects may require a surety bond to ensure that contractors fulfill their contractual obligations. Bonding amounts vary by project.

Avatar for John Brown
Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.