Contractors in Mississippi must comply with specific licensing requirements depending on the type of work they intend to perform. This guide will provide essential details on how to obtain a Mississippi contractor license, covering general contractors, electricians, plumbers, and roofers. We will also discuss the insurance and bonding requirements, including fees and costs, and provide key contact information for licensing authorities.

Key Contact Information:

Mississippi State Board of Contractors

Web: MSBOC

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Phone: (601) 354-6161

Alternate Phone Number: 512-463-6599 (For calls outside Texas)

Address:
Main Office: 2679 Crane Ridge Drive, Suite C, Jackson, MS 39216

For more information, visit: MSBOC

Overview of the Mississippi State Board

The Mississippi State Board of Contractors (MSBOC) is the governing body responsible for regulating and licensing contractors in the state of Mississippi. The board’s primary goal is to protect the public by ensuring that contractors are qualified, competent, and adhere to the highest standards of professionalism. The MSBOC is responsible for issuing licenses to contractors, enforcing licensing laws and regulations, and providing education and training to contractors.

Types of Licenses

The MSBOC issues several types of licenses to contractors, including:

Residential Contractor License: Required for contractors who perform residential construction, remodeling, or repair work valued at $10,000 or more.
Commercial Contractor License: Required for contractors who perform commercial construction, remodeling, or repair work valued at $50,000 or more.
General Contractor License: Required for contractors who perform general construction, remodeling, or repair work valued at $50,000 or more.
Specialty Contractor License: Required for contractors who perform specialized work such as electrical, plumbing, or HVAC.

These licenses ensure that contractors are properly vetted and qualified to handle the specific types of projects they undertake.

How to Apply for a Contractor License in Mississippi

To apply for a contractor license in Mississippi, follow these steps:

Step 1: Get the Application

Download the form from the Mississippi State Board of Contractors (MSBOC) website or request a mailed version. Follow all listed instructions.

Step 2: Submit the Form

Once complete, return the form to MSBOC. They will send you a Candidate Information Bulletin with details about the exam and required study materials.

Mississippi Sales Tax Number: Ensure you have your Mississippi sales tax number as it is required for the application process, especially for commercial projects exceeding a certain value.

Step 3: Prepare for Exams

All applicants take a Law and Business Management exam, and possibly a trade exam depending on the license type. These are open-book exams.

Step 4: Schedule Exams

MSBOC submits your details to PSI, the testing agency. Once processed, you’ll get an email confirming your eligibility to schedule the exam.

Step 5: Receive Your License

After passing exams and submitting all required documents, the board will review your application. Approval takes about 7 working days.

Step 6: Renew Annually

Licenses must be renewed each year.

For applicants who are military members or their families, Mississippi recognizes licenses obtained in other states, potentially waiving trade exams under the Military Family Freedom Act and Universal Recognition of Occupational Licenses Act.

For more detailed instructions and to download the application, visit the MSBOC website.

General Contractor License Requirements

Apply to MSBOC with proof of experience, education, and financials.
Pass Business & Law Exam and trade-specific exams.
Provide Insurance: General liability and workers’ compensation.
Surety Bond: May be required depending on the project.

Electrician License

Apply locally (no state-level license).
Pass Electrical Trade & Business Law Exams.
Insurance: General liability required.
Surety Bond: May be needed in some areas.

Plumber License

Apply locally.
Pass Plumbing & Business Law Exams.
Insurance: Liability and workers’ comp for those with employees.

Roofer License

Submit application to MSBOC for projects over $10K.
Provide Insurance: Liability and workers’ comp.
Surety Bond: Required for larger contracts.

Insurance and Bonding Requirements

General Liability Insurance

All applicants must show proof of general liability insurance coverage, whether for a new license or renewal. The Mississippi State Board of Contractors (MSBOC) must be listed as a certificate holder on the policy to be notified during cancellation.

Residential License Holders: There is no minimum coverage amount required for residential contractors.
Commercial License Holders: A certificate of insurance with a minimum coverage of $300,000 per occurrence and $600,000 aggregate is required.

Surety Bond

A bond may be required for projects over a certain value to guarantee that the contractor fulfills contractual obligations. Bond amounts typically range from $5,000 to $50,000 depending on the project size.

Workers’ Compensation Insurance

Workers’ compensation insurance is required for contractors who have five or more employees. This insurance provides coverage for employees who are injured on the job and ensures that they receive the necessary medical treatment and compensation. It is a crucial aspect of protecting both the contractor and their employees, ensuring a safe and compliant working environment.

Local Requirements

In addition to state licensing requirements, contractors in Mississippi may also be required to obtain local licenses and permits. For example:

City of Jackson: Contractors must obtain a local business license and register with the city’s permitting office.
City of Gulfport: Contractors must obtain a privilege license and register with the city’s permitting office.
Other local jurisdictions: Contractors may be required to obtain local licenses and permits, depending on the specific requirements of the jurisdiction.

It’s essential for contractors to check with the local authorities to determine the specific requirements for their area. This ensures compliance with all local regulations and helps avoid potential legal issues.

Frequently Asked Questions (FAQ)

These are common questions about General Contractor License in Mississippi

Yes, all contractors must provide proof of general liability insurance. Commercial contractors need a minimum of $300,000 per occurrence and $600,000 aggregate.

Complete the application, submit it to MSBOC, and schedule your exam. You’ll need to pass a Law and Business Management exam and possibly a trade exam.

Yes, trade exams may be waived for military members or families with licenses from other states.

Yes, submit a written request and a $25 fee. You must still pay renewal fees even when inactive.

After submitting your application, MSBOC will send your details to PSI, allowing you to schedule your exam.

Typically, licenses are issued within 7 working days after passing the exam.

Annually. You need to submit proof of insurance and other documents.

Yes, $25 for switching to active or inactive status.