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Do I Really Need Commercial Auto Insurance?

Do I Really Need Commercial Auto Insurance?

What is Commercial Auto Insurance? Commercial auto insurance covers vehicles used for any business purposes. Different scenarios include: You’re a sole proprietor, self-employed, or own a small business that uses a vehicle in any capacity (other than commuting from...
What Insurance Do You Need for your New Contractor Business?

What Insurance Do You Need for your New Contractor Business?

As a new small construction business owner, you might not know that insurance is essential. Not only do you need the right contractor business insurance policy, but you also need the right coverage amount. The financial impact of negligence or error on your part can...
2020 Smart Tips to Save On Your Contractor Business Insurance

2020 Smart Tips to Save On Your Contractor Business Insurance

Running a business in the 21st century gets more challenging every day, and it is easy to become overwhelmed when expenses start piling up. Entrepreneurs are always busy ensuring their company excels at every level, despite any bumps in the road.   However,...
How Coronavirus is Schooling Contractors about Insurance

How Coronavirus is Schooling Contractors about Insurance

The purpose of Contractor General Liability Insurance is to mitigate your financial risk. However, Coronavirus has highlighted risks that you may not have taken into account. The pandemic is unprecedented, bringing with it a realization of how vulnerable our...
Replacement Cost vs Actual Cash Value – Insurance Options

Replacement Cost vs Actual Cash Value – Insurance Options

Replacement Cost vs Actual Cash Value Actual cash value and replacement cost are the two main loss settlement options provided by insurance companies. “What is loss settlement?” you might ask. Well, loss settlement is how your insurance company decides the...