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What can inland marine insurance cover?

   |  May 23, 2016

About to have something shipped to another location? Know what your inland marine insurance can cover!

A package covered by inland marine insurance from General Contractors Insurance being delivered.An inland marine insurance’s use is to cover your valuable properties or belongings while being transported to another place. There are no standard inland marine insurance policies but mostly this type of insurance has the following four characteristics:

  • The inland marine insurance coverage can be made based on a specific type of property for the insured.
  • The insured can choose the right policy limit for the property.
  • The coverage is usually written in an all risk basis meaning all physical losses to property that are direct are covered except for excluded losses.
  • Most inland marine insurance can cover any property but the fine arts is usually covered only in the United States.

An inland marine insurance for personal belongings is called the inland marine personal articles floater and this covers a person’s valuables or personal property that requires a broader coverage than the one given by a homeowner’s policy because of the limitations on homeowners coverages.

The personal articles floater can insure the following classes of personal belongings:

  • Jewelry
  • Furs
  • Fine arts
  • Cameras
  • Musical Instruments
  • Silverware
  • Collectibles
  • Sports equipment

To know more on how to insure your personal belongings that are about to be shipped to another location, fill up an request form to get the best quote for your inland marine insurance or give us a call at 877-574-8814 and let generalcontractorsinsurance.com help you out.

 

Published: August 1, 2014

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