Get a FREE liability insurance quote in less than 5 minutes!  Call now:  (866) 225-1950
Get a Free Quote
Agents Click Here

Why getting covered by a liability insurance is important.

   |  May 23, 2016

Get to know contractors liability insurance

All workers should always be covered with liability insuranceWhat happens if your contractor gets into an accident by falling off a ladder while fixing the roof? Sometimes, precautions are not enough to avoid the liability issues which can lead to lawsuits and financial loss. Before this happens, you need to know why you should get a contractors liability insurance. Get to know what your personal liability is. Take time to read the liability insurance on your policy before doing a repair or reconstruction in your house. Make sure you have coverage in case something unfortunate happens in your property.

You also need to know your contractor’s liability insurance. You should always require your contractors to have a liability insurance and you need to ask for a document for proof. Also askif they have workers compensation to cover their medical costs in case of mishaps. U.S. Department of Labor usually requires employers to get this policy for their workers.

To minimize the risks, contractors liability insurance can protect you but negligence in claims can also be an additional problem which can lead to lawsuits. Another thing you can do is to prepare before starting with the renovations. Clean up and take away anything that can cause an accident.

Lastly, hire a professional contractor to work on your house.

Published: August 31, 2014

Share This Article:

  Why Choose Contractors Liability® focuses exclusively on liability insurance for contractors and sub-contractors of all types to ensure the best quality of service, and expert attention to the unique needs of your business, including:

Best Rates Available:  There’s no need for you to spend many hours researching insurance; let our professional team do all the research for you! Whenever you request a quote, we search for the absolute best coverage and rates available.

Service You Can Trust:  Since 2003, our website has been serving contractors, builders, and construction companies across the United States from the same location in Chicago. Our biggest source of pride are the thousands of relationships we have developed over these years with contracting businesses who return to our agency year after year seeking the best liability insurance rates on the market. Every one of our agents and representatives is highly trained to ensure that you are treated in a manner that demonstrates our commitment to the highest standards of customer service.

Satisfaction Guaranteed:  We are experts in providing the best liability insurance tailored specifically for contractors, therefore we strive to develop our reputation as an insurance agency that offers the best rates and fast customer service with the goal of your repeat business and referrals! Your complete satisfaction is our #1 goal.

Looking for insurance that covers your business and employees? Request a FREE quote and we will reply shortly!