{"id":71228,"date":"2024-09-12T15:05:35","date_gmt":"2024-09-12T20:05:35","guid":{"rendered":"https:\/\/contractorsliability.com\/coberturas\/business-umbrella-liability\/"},"modified":"2026-03-18T21:56:19","modified_gmt":"2026-03-19T02:56:19","slug":"seguro-umbrella","status":"publish","type":"page","link":"https:\/\/contractorsliability.com\/es\/coberturas\/seguro-umbrella\/","title":{"rendered":"P\u00f3liza Comercial Umbrella"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"71228\" class=\"elementor elementor-71228 elementor-67713\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ed1d325 e-flex e-con-boxed e-con e-parent\" data-id=\"2ed1d325\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f19158f elementor-widget elementor-widget-heading\" data-id=\"2f19158f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/coberturas\/\">Coberturas<\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c9ec580 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1c9ec580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"12\" viewBox=\"0 0 7 12\" fill=\"none\"><path d=\"M0.75 0.75L5.75 5.75L0.75 10.75\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-452a1a17 elementor-widget elementor-widget-heading\" data-id=\"452a1a17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">P\u00f3liza Comercial Umbrella<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68729272 hero-section e-flex e-con-boxed e-con e-parent\" data-id=\"68729272\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-759679fc e-con-full e-flex e-con e-child\" data-id=\"759679fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73fd5a1b elementor-widget elementor-widget-heading\" data-id=\"73fd5a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\nCobertura paraguas integral: protecci\u00f3n esencial para <span class=\"dark\">peque\u00f1as empresas<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ae10e47 e-con-full e-flex e-con e-child\" data-id=\"2ae10e47\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a92b56 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"7a92b56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Mejore la seguridad de su negocio con una cobertura paraguas integral, dise\u00f1ada para peque\u00f1as empresas. Este seguro vital va m\u00e1s all\u00e1 de sus p\u00f3lizas de responsabilidad civil existentes, ofreciendo protecci\u00f3n adicional contra reclamos importantes que, de otro modo, podr\u00edan poner en riesgo su estabilidad financiera. Tanto si gestiona una tienda local como un negocio de servicios, esta cobertura le garantiza operar con confianza, protegiendo sus activos de responsabilidades inesperadas.\"><span class=\"Y2IQFc\" lang=\"es\">Mejore la seguridad de su negocio con una cobertura paraguas integral, dise\u00f1ada para peque\u00f1as empresas. Este seguro vital va m\u00e1s all\u00e1 de sus p\u00f3lizas de responsabilidad civil existentes, ofreciendo protecci\u00f3n adicional contra reclamos importantes que, de otro modo, podr\u00edan poner en riesgo su estabilidad financiera. Tanto si gestiona una tienda local como un negocio de servicios, esta cobertura le garantiza operar con confianza, protegiendo sus activos de responsabilidades inesperadas.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c65dd08 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"2c65dd08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n gratuita al instante<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73613af4 image-section e-flex e-con-boxed e-con e-parent\" data-id=\"73613af4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-67d0324b e-con-full e-flex e-con e-child\" data-id=\"67d0324b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73ae72a5 elementor-widget elementor-widget-image\" data-id=\"73ae72a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Small-Business-Umbrella-Insurance.png\" title=\"\" alt=\"Seguro general para peque\u00f1as empresas\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71231ab2 e-flex e-con-boxed e-con e-parent\" data-id=\"71231ab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3794e9 states-faqs elementor-widget elementor-widget-n-accordion\" data-id=\"7c3794e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"States-acccor\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"States-acccor\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tabla de contenido <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M3 5.5L8 10.5L13 5.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M13 10.5L8 5.5L3 10.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-2acf597 e-con-full e-flex e-con e-child\" data-id=\"2acf597\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-20182916 toc-btn e-flex e-con-boxed e-con e-child\" data-id=\"20182916\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4112c3d9 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4112c3d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-is-small-business-umbrella-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 es el seguro paraguas para peque\u00f1as empresas?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62af3e93 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"62af3e93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-get-a-general-liability-insurance-quote\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenga una cotizaci\u00f3n de seguro de responsabilidad civil general<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b1cdca elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"51b1cdca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-does-small-business-umbrella-insurance-cover\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 cubre el seguro paraguas para peque\u00f1as empresas?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47acb3a5 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"47acb3a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-why-do-you-need-small-business-umbrella-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfPor qu\u00e9 necesita un seguro paraguas para peque\u00f1as empresas?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-458fe402 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"458fe402\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-s-not-covered-by-small-business-umbrella-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lo que no cubre el seguro paraguas para peque\u00f1as empresas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cfaef34 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6cfaef34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-worker-s-compensation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compensaci\u00f3n laboral<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43abd8df elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"43abd8df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-here-s-what-contractors-think\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Esto es lo que piensan los contratistas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-766c5ef0 elementor-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"766c5ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-frequently-asked-questions-faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Preguntas frecuentes (FAQ)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44d4a2f7 e-flex e-con-boxed e-con e-parent\" data-id=\"44d4a2f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c136647 e-con-full e-flex e-con e-child\" data-id=\"4c136647\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-63ba4033 e-con-full e-flex e-con e-child\" data-id=\"63ba4033\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-345097c0 elementor-widget elementor-widget-heading\" data-id=\"345097c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nIntroducci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67e3dc23 e-con-full e-flex e-con e-child\" data-id=\"67e3dc23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-237a850d elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"237a850d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tGestionar una peque\u00f1a empresa conlleva riesgos inherentes, como posibles demandas y reclamaciones que podr\u00edan afectar su salud financiera. Una cobertura paraguas es crucial para garantizar la seguridad de su organizaci\u00f3n ante imprevistos, ya que proporciona una protecci\u00f3n adicional que le permite centrarse en el crecimiento y la prestaci\u00f3n de servicios.\u00bb><span class=\"Y2IQFc\" lang=\"es\">Gestionar una peque\u00f1a empresa conlleva riesgos inherentes, como posibles demandas y reclamaciones que podr\u00edan afectar su salud financiera. Una cobertura paraguas es crucial para garantizar la seguridad de su organizaci\u00f3n ante imprevistos, ya que proporciona una protecci\u00f3n adicional que le permite centrarse en el crecimiento y la prestaci\u00f3n de servicios.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71efd8c8 e-flex e-con-boxed e-con e-parent\" data-id=\"71efd8c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-30540df e-con-full e-flex e-con e-child\" data-id=\"30540df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d12a06a e-con-full e-flex e-con e-child\" data-id=\"3d12a06a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5edabe98 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5edabe98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfSab\u00edas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-351ca7aa mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"351ca7aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl seguro paraguas comercial tambi\u00e9n se conoce como seguro paraguas empresarial o seguro de responsabilidad excedente.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f04d817 video-section e-flex e-con-boxed e-con e-parent\" data-id=\"7f04d817\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-is-small-business-umbrella-insurance\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68d14c72 e-con-full e-flex e-con e-child\" data-id=\"68d14c72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7709f58f elementor-widget elementor-widget-heading\" data-id=\"7709f58f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\n<span class=\"dark\">\u00bfQu\u00e9 es <\/span>el seguro paraguas para peque\u00f1as empresas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5897ce52 e-grid e-con-full e-con e-child\" data-id=\"5897ce52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5f33a406 e-con-full e-flex e-con e-child\" data-id=\"5f33a406\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-77a3ff7f e-con-full e-flex e-con e-child\" data-id=\"77a3ff7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-33fec7f6 e-con-full e-flex e-con e-child\" data-id=\"33fec7f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43d68019 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"43d68019\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: El seguro paraguas para peque\u00f1as empresas es una p\u00f3liza complementaria dise\u00f1ada para ampliar los l\u00edmites de sus coberturas de responsabilidad civil existentes, como la responsabilidad civil general y el seguro de autom\u00f3vil. Ofrece una cobertura m\u00e1s amplia contra diversos riesgos, incluyendo reclamaciones y demandas graves que exceden los l\u00edmites de sus p\u00f3lizas est\u00e1ndar.\n\nComo propietario de una peque\u00f1a empresa, usted se esfuerza por mantener una s\u00f3lida reputaci\u00f3n y proteger sus activos. Sin embargo, los imprevistos pueden generar importantes cargas financieras. La cobertura paraguas funciona como una red de seguridad, garantizando una protecci\u00f3n adicional para gestionar eficazmente las responsabilidades de alto riesgo.\"><span class=\"Y2IQFc\" lang=\"es\">El seguro paraguas para peque\u00f1as empresas es una p\u00f3liza complementaria dise\u00f1ada para ampliar los l\u00edmites de sus coberturas de responsabilidad civil existentes, como la responsabilidad civil general y el seguro de autom\u00f3vil. Ofrece una cobertura m\u00e1s amplia contra diversos riesgos, incluyendo reclamaciones y demandas graves que exceden los l\u00edmites de sus p\u00f3lizas est\u00e1ndar. Como propietario de una peque\u00f1a empresa, usted se esfuerza por mantener una s\u00f3lida reputaci\u00f3n y proteger sus activos. Sin embargo, los imprevistos pueden generar importantes cargas financieras. La cobertura paraguas funciona como una red de seguridad, garantizando una protecci\u00f3n adicional para gestionar eficazmente las responsabilidades de alto riesgo.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c7169b9 e-con-full e-flex e-con e-child\" data-id=\"1c7169b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a62109d elementor-widget elementor-widget-video\" data-id=\"6a62109d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/lN4JmQ7MPr8&quot;,&quot;mute&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d9dbb7e e-flex e-con-boxed e-con e-parent\" data-id=\"6d9dbb7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d957431 elementor-widget elementor-widget-heading\" data-id=\"7d957431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga una cotizaci\u00f3n gratuita de seguro de responsabilidad civil general<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43ee9c12 elementor-widget elementor-widget-text-editor\" data-id=\"43ee9c12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: En solo 5 minutos de su valioso tiempo. A menudo podemos ofrecerle cobertura el mismo d\u00eda.\"><span class=\"Y2IQFc\" lang=\"es\">En solo 5 minutos de su valioso tiempo. A menudo podemos ofrecerle cobertura el mismo d\u00eda.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d8a79e0 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-center elementor-widget-mobile_extra__width-inherit elementor-tablet_extra-align-justify elementor-widget-tablet_extra__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2d8a79e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenga una cotizaci\u00f3n gratuita instant\u00e1nea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17c34ea8 e-flex e-con-boxed e-con e-parent\" data-id=\"17c34ea8\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-get-a-general-liability-insurance-quote\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a556c2d e-con-full e-flex e-con e-child\" data-id=\"2a556c2d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b4f5081 elementor-widget elementor-widget-heading\" data-id=\"1b4f5081\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"red\">OBTENGA UNA<\/span> COTIZACI\u00d3N DE SEGURO DE RESPONSABILIDAD GENERAL GRATUITA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5693232b e-con-full e-flex e-con e-child\" data-id=\"5693232b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c789272 form-styles elementor-widget elementor-widget-text-editor\" data-id=\"4c789272\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id='wufoo-z10o55v21n011qj'>\nFill out my <a href='https:\/\/contractorsliability.wufoo.com\/forms\/z10o55v21n011qj'>online form<\/a>.\n<\/div>\n<script type='text\/javascript'>var z10o55v21n011qj;(function(d, t) {\nvar s = d.createElement(t), options = {\n'userName'      : 'contractorsliability',    \n'formHash'      : 'z10o55v21n011qj',    \n'autoResize'    :  true,   \n'height'        : '653',      \n'async'         :  true,          \n'header'        : 'hide',      \n'host'          : 'wufoo.com',    \n'entSource'     : 'wordpress',   \n'defaultValues' : ''     \n,'ssl'          :  1           };\ns.src = ('https:' == d.location.protocol ? 'https:\/\/' : 'http:\/\/') + 'secure.wufoo.com\/scripts\/embed\/form.js';\ns.onload = s.onreadystatechange = function() {\nvar rs = this.readyState; if (rs) if (rs != 'complete') if (rs != 'loaded') return;\ntry { z10o55v21n011qj = new WufooForm();z10o55v21n011qj.initialize(options);z10o55v21n011qj.display(); } catch (e) {}}\nvar scr = d.getElementsByTagName(t)[0], par = scr.parentNode; par.insertBefore(s, scr);\n})(document, 'script');<\/script> <noscript> <iframe height=\"653\" allowTransparency=\"true\" sandbox=\"allow-top-navigation allow-scripts allow-popups allow-forms allow-same-origin allow-popups-to-escape-sandbox\" frameborder=\"0\" scrolling=\"no\" style=\"width:100%;border:none;\"src=\"https:\/\/contractorsliability.wufoo.com\/embed\/z10o55v21n011qj?entsource=wordpress\"><a href=\"https:\/\/contractorsliability.wufoo.com\/forms\/z10o55v21n011qj?entsource=wordpress\" rel=\"nofollow\">Fill out my Wufoo form!<\/a><\/iframe> <\/noscript>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a04769a e-flex e-con-boxed e-con e-parent\" data-id=\"6a04769a\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-does-small-business-umbrella-insurance-cover\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29897c56 e-con-full e-flex e-con e-child\" data-id=\"29897c56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-51e59e07 e-con-full e-flex e-con e-child\" data-id=\"51e59e07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-712e96bd elementor-widget elementor-widget-heading\" data-id=\"712e96bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\n\u00bfQu\u00e9 cubre el seguro paraguas para peque\u00f1as  <span class=\"dark\">empresas?<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c619342 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"4c619342\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl seguro paraguas ofrece una amplia protecci\u00f3n, cubriendo las carencias de sus p\u00f3lizas de responsabilidad civil principal. A continuaci\u00f3n, se presenta un resumen de lo que suele incluir esta cobertura:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4771a13f e-con-full insurance-types-parent e-flex e-con e-child\" data-id=\"4771a13f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-7a4edb1f e-con-full e-flex e-con e-child\" data-id=\"7a4edb1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"\/es\/coverages\/general-liability-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3d07e4 elementor-widget elementor-widget-text-editor\" data-id=\"b3d07e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>1.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74eb4ead mb-0 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"74eb4ead\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\nProtecci\u00f3n de responsabilidad excedente:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e8776cd mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3e8776cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Cubre reclamaciones que exceden los l\u00edmites de su p\u00f3liza de responsabilidad civil general o de seguro de autom\u00f3vil.\n\nEjemplo: Un cliente demanda por da\u00f1os y perjuicios, lo que resulta en una sentencia que excede el l\u00edmite de su cobertura de responsabilidad civil general.\"><span class=\"Y2IQFc\" lang=\"es\">Cubre reclamaciones que exceden los l\u00edmites de su p\u00f3liza de responsabilidad civil general o de seguro de autom\u00f3vil.<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Cubre reclamaciones que exceden los l\u00edmites de su p\u00f3liza de responsabilidad civil general o de seguro de autom\u00f3vil.\n\nEjemplo: Un cliente demanda por da\u00f1os y perjuicios, lo que resulta en una sentencia que excede el l\u00edmite de su cobertura de responsabilidad civil general.\"><span class=\"Y2IQFc\" lang=\"es\"><strong>Ejemplo:<\/strong> Un cliente demanda por da\u00f1os y perjuicios, lo que resulta en una sentencia que excede el l\u00edmite de su cobertura de responsabilidad civil general.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-543d7a1c e-con-full e-flex e-con e-child\" data-id=\"543d7a1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"\/es\/coverages\/general-liability-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f3c3510 elementor-widget elementor-widget-text-editor\" data-id=\"1f3c3510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>2.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cb10235 mb-0 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"3cb10235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costos de Defensa Legal:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cb520df mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6cb520df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Incluye los costos asociados con la defensa ante demandas, incluso si las reclamaciones son infundadas.\n\nEjemplo: Usted enfrenta una demanda por una disputa contractual y su p\u00f3liza paraguas cubre los honorarios de sus abogados.\"><span class=\"Y2IQFc\" lang=\"es\">Incluye los costos asociados con la defensa ante demandas, incluso si las reclamaciones son infundadas.<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Incluye los costos asociados con la defensa ante demandas, incluso si las reclamaciones son infundadas.\n\nEjemplo: Usted enfrenta una demanda por una disputa contractual y su p\u00f3liza paraguas cubre los honorarios de sus abogados.\"><span class=\"Y2IQFc\" lang=\"es\"><strong>Ejemplo:<\/strong> Usted enfrenta una demanda por una disputa contractual y su p\u00f3liza paraguas cubre los honorarios de sus abogados.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-6c088c9b e-con-full e-flex e-con e-child\" data-id=\"6c088c9b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"\/es\/coverages\/general-liability-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dad0390 elementor-widget elementor-widget-text-editor\" data-id=\"2dad0390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>3.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d387aaa mb-0 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"5d387aaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Reclamaciones por lesiones personales:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45466ee7 mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"45466ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Protege contra demandas como difamaci\u00f3n o invasi\u00f3n de la privacidad.\n\nEjemplo: Un excliente alega que sus materiales de marketing tergiversaron su negocio, lo que dio lugar a una demanda.\"><span class=\"Y2IQFc\" lang=\"es\">Protege contra demandas como difamaci\u00f3n o invasi\u00f3n de la privacidad.<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Protege contra demandas como difamaci\u00f3n o invasi\u00f3n de la privacidad.\n\nEjemplo: Un excliente alega que sus materiales de marketing tergiversaron su negocio, lo que dio lugar a una demanda.\"><span class=\"Y2IQFc\" lang=\"es\"><strong>Ejemplo:<\/strong> Un excliente alega que sus materiales de marketing tergiversaron su negocio, lo que dio lugar a una demanda.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-386eed7b e-con-full e-flex e-con e-child\" data-id=\"386eed7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"\/es\/coverages\/general-liability-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6293d99b elementor-widget elementor-widget-text-editor\" data-id=\"6293d99b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74d06840 mb-0 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"74d06840\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Reclamaciones por da\u00f1os a la propiedad:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c940663 mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"c940663\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Proporciona cobertura adicional por da\u00f1os a la propiedad que superen los l\u00edmites est\u00e1ndar de la p\u00f3liza.\n\nEjemplo: Un incidente causa da\u00f1os significativos a un local alquilado, lo que genera costosas reclamaciones.\"><span class=\"Y2IQFc\" lang=\"es\">Proporciona cobertura adicional por da\u00f1os a la propiedad que superen los l\u00edmites est\u00e1ndar de la p\u00f3liza.<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Proporciona cobertura adicional por da\u00f1os a la propiedad que superen los l\u00edmites est\u00e1ndar de la p\u00f3liza.\n\nEjemplo: Un incidente causa da\u00f1os significativos a un local alquilado, lo que genera costosas reclamaciones.\"><span class=\"Y2IQFc\" lang=\"es\"><strong>Ejemplo:<\/strong> Un incidente causa da\u00f1os significativos a un local alquilado, lo que genera costosas reclamaciones.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-79ad9043 e-con-full e-flex e-con e-child\" data-id=\"79ad9043\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"\/es\/coverages\/general-liability-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-495dad92 elementor-widget elementor-widget-text-editor\" data-id=\"495dad92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-533db67e mb-0 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"533db67e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cobertura para propiedades en alquiler:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65c9da81 mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"65c9da81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Ofrece protecci\u00f3n contra da\u00f1os ocasionados en propiedades alquiladas para fines comerciales.\n\nEjemplo: Un accidente durante un evento en un local alquilado da lugar a cuantiosas reclamaciones por da\u00f1os.\"><span class=\"Y2IQFc\" lang=\"es\">Ofrece protecci\u00f3n contra da\u00f1os ocasionados en propiedades alquiladas para fines comerciales. <\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Ofrece protecci\u00f3n contra da\u00f1os ocasionados en propiedades alquiladas para fines comerciales.\n\nEjemplo: Un accidente durante un evento en un local alquilado da lugar a cuantiosas reclamaciones por da\u00f1os.\"><span class=\"Y2IQFc\" lang=\"es\"><strong>Ejemplo:<\/strong> Un accidente durante un evento en un local alquilado da lugar a cuantiosas reclamaciones por da\u00f1os.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74896c49 e-con-full e-flex e-con e-child\" data-id=\"74896c49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-58023bac e-con-full e-flex e-con e-child\" data-id=\"58023bac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24512428 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"24512428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: El seguro paraguas proporciona una cobertura esencial para ayudar a las peque\u00f1as empresas a gestionar reclamos m\u00e1s grandes, ofreciendo tranquilidad y protecci\u00f3n financiera.\"><span class=\"Y2IQFc\" lang=\"es\">El seguro paraguas proporciona una cobertura esencial para ayudar a las peque\u00f1as empresas a gestionar reclamos m\u00e1s grandes, ofreciendo tranquilidad y protecci\u00f3n financiera.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c2d16d1 e-con-full full-width e-flex e-con e-parent\" data-id=\"2c2d16d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d1f elementor-widget elementor-widget-template\" data-id=\"e7d1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127585\" class=\"elementor elementor-127585 elementor-115354 elementor-115354\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79781f75 e-flex e-con-boxed e-con e-parent\" data-id=\"79781f75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d07af43 e-con-full e-flex e-con e-child\" data-id=\"6d07af43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cf653f5 e-con-full e-flex e-con e-child\" data-id=\"2cf653f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-856b9f6 elementor-widget elementor-widget-heading\" data-id=\"856b9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTienes alguna pregunta?\n<br><span class=\"dark\">Ll\u00e1manos 24\/7.<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb55fbb e-con-full e-grid elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-mobile e-con e-child\" data-id=\"fb55fbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4afb139 elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4afb139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-190d69c elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"190d69c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2d607 elementor-widget elementor-widget-text-editor\" data-id=\"de2d607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNos encanta recibir llamadas, te responderemos con la mejor actitud y siempre dispuestos a ayudar.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-192b0ef9 elementor-tablet-align-start elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-tablet_extra elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"192b0ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45c6ed73 e-con-full e-flex e-con e-child\" data-id=\"45c6ed73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75578fd8 elementor-mobile-align-justify hero-btn width-auto elementor-tablet_extra-align-left elementor-tablet-align-left elementor-laptop-align-left elementor-widget elementor-widget-button\" data-id=\"75578fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:8889730016\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(888) 973-0016<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a8462e3 e-con-full e-flex e-con e-child\" data-id=\"5a8462e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5743b148 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"5743b148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016<span class=\"dark\"> |  English<\/span> <\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20f51901 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"20f51901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016\n<span class=\"dark\"> | Espa\u00f1ol<\/span><\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11c87ed7 e-con-full e-flex e-con e-child\" data-id=\"11c87ed7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6a49f8 elementor-widget-tablet_extra__width-inherit elementor-widget elementor-widget-image\" data-id=\"1f6a49f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Figure-\u2192-builders.png\" title=\"\" alt=\"obrero\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b316e07 e-flex e-con-boxed e-con e-parent\" data-id=\"6b316e07\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-why-do-you-need-small-business-umbrella-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b527844 e-con-full e-flex e-con e-child\" data-id=\"2b527844\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-510d6130 elementor-widget elementor-widget-heading\" data-id=\"510d6130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\nPor qu\u00e9 <span class=\"dark\">necesita <\/span>un seguro paraguas para peque\u00f1as empresas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e11816d mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"4e11816d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: El seguro paraguas para peque\u00f1as empresas es vital para proteger su empresa de p\u00e9rdidas financieras graves debido a reclamos inesperados. Ayuda a cubrir los honorarios legales y las indemnizaciones si un tercero inicia una demanda en su contra, lo que le garantiza que podr\u00e1 afrontar situaciones dif\u00edciles sin comprometer su estabilidad financiera.\n\nMuchos clientes y contratos pueden exigir un comprobante de dicho seguro, lo que lo hace esencial para asegurar oportunidades de negocio y mantener la confianza. Al invertir en una cobertura paraguas, protege a su organizaci\u00f3n y le permite centrarse en sus objetivos comerciales con confianza.\"><span class=\"Y2IQFc\" lang=\"es\">El seguro paraguas para peque\u00f1as empresas es vital para proteger su empresa de p\u00e9rdidas financieras graves debido a reclamos inesperados. Ayuda a cubrir los honorarios legales y las indemnizaciones si un tercero inicia una demanda en su contra, lo que le garantiza que podr\u00e1 afrontar situaciones dif\u00edciles sin comprometer su estabilidad financiera.<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: El seguro paraguas para peque\u00f1as empresas es vital para proteger su empresa de p\u00e9rdidas financieras graves debido a reclamos inesperados. Ayuda a cubrir los honorarios legales y las indemnizaciones si un tercero inicia una demanda en su contra, lo que le garantiza que podr\u00e1 afrontar situaciones dif\u00edciles sin comprometer su estabilidad financiera.\n\nMuchos clientes y contratos pueden exigir un comprobante de dicho seguro, lo que lo hace esencial para asegurar oportunidades de negocio y mantener la confianza. Al invertir en una cobertura paraguas, protege a su organizaci\u00f3n y le permite centrarse en sus objetivos comerciales con confianza.\"><span class=\"Y2IQFc\" lang=\"es\">Muchos clientes y contratos pueden exigir un comprobante de dicho seguro, lo que lo hace esencial para asegurar oportunidades de negocio y mantener la confianza. Al invertir en una cobertura paraguas, protege a su organizaci\u00f3n y le permite centrarse en sus objetivos comerciales con confianza.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-788a3455 e-con-full e-flex e-con e-child\" data-id=\"788a3455\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f29c81d elementor-widget elementor-widget-image\" data-id=\"4f29c81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/construction-workers.png\" title=\"\" alt=\"Trabajadores de la construcci\u00f3n\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e039d41 e-flex e-con-boxed e-con e-parent\" data-id=\"1e039d41\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d65b31a e-con-full e-flex e-con e-child\" data-id=\"6d65b31a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-375fd502 e-con-full e-flex e-con e-child\" data-id=\"375fd502\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-350f103e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"350f103e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nConsejos de expertos<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49835035 e-con-full e-flex e-con e-child\" data-id=\"49835035\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6f92e423 e-con-full e-flex e-con e-child\" data-id=\"6f92e423\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d156de mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"56d156de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: \u00bfCu\u00e1nto cuesta el seguro paraguas comercial? El seguro de responsabilidad civil paraguas es importante porque cubre estos imprevistos. No es caro y, en ciertos casos, podr\u00eda salvar su negocio. La cobertura paraguas ya no es un lujo. Con una p\u00f3liza paraguas de responsabilidad civil para contratistas, puede obtener hasta $10 millones de protecci\u00f3n, adem\u00e1s de los l\u00edmites de otras p\u00f3lizas de seguro que tenga para su negocio.\"><span class=\"Y2IQFc\" lang=\"es\">\u00bfCu\u00e1nto cuesta el seguro paraguas comercial?<\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: \u00bfCu\u00e1nto cuesta el seguro paraguas comercial? El seguro de responsabilidad civil paraguas es importante porque cubre estos imprevistos. No es caro y, en ciertos casos, podr\u00eda salvar su negocio. La cobertura paraguas ya no es un lujo. Con una p\u00f3liza paraguas de responsabilidad civil para contratistas, puede obtener hasta $10 millones de protecci\u00f3n, adem\u00e1s de los l\u00edmites de otras p\u00f3lizas de seguro que tenga para su negocio.\"><span class=\"Y2IQFc\" lang=\"es\">El seguro de responsabilidad civil paraguas es importante porque cubre estos imprevistos. No es caro y, en ciertos casos, podr\u00eda salvar su negocio. <\/span><\/p><p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: \u00bfCu\u00e1nto cuesta el seguro paraguas comercial? El seguro de responsabilidad civil paraguas es importante porque cubre estos imprevistos. No es caro y, en ciertos casos, podr\u00eda salvar su negocio. La cobertura paraguas ya no es un lujo. Con una p\u00f3liza paraguas de responsabilidad civil para contratistas, puede obtener hasta $10 millones de protecci\u00f3n, adem\u00e1s de los l\u00edmites de otras p\u00f3lizas de seguro que tenga para su negocio.\"><span class=\"Y2IQFc\" lang=\"es\">La cobertura paraguas ya no es un lujo. Con una p\u00f3liza paraguas<a href=\"https:\/\/contractorsliability.com\/es\/\"> de responsabilidad civil para contratistas<\/a>, puede obtener hasta $10 millones de protecci\u00f3n, adem\u00e1s de los l\u00edmites de otras p\u00f3lizas de seguro que tenga para su negocio.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3044b95e e-con-full e-flex e-con e-child\" data-id=\"3044b95e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585bf51 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"585bf51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Responsabilidad Civil de Contratistas ofrece cobertura paraguas para responsabilidad civil empresarial, <a href=\"https:\/\/contractorsliability.com\/es\/coberturas\/seguro-para-vehiculos-comerciales\/\">responsabilidad civil de veh\u00edculos comerciales<\/a> y <a href=\"https:\/\/contractorsliability.com\/es\/coberturas\/seguro-de-compensacion-para-el-trabajador\/\">compensaci\u00f3n laboral<\/a>. El costo de este seguro que le brinda tranquilidad es sorprendentemente bajo.<\/p><p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Responsabilidad Civil de Contratistas ofrece cobertura paraguas para responsabilidad civil empresarial, responsabilidad civil de veh\u00edculos comerciales y compensaci\u00f3n laboral. El costo de este seguro que le brinda tranquilidad es sorprendentemente bajo. Proteja su negocio. Es competitivo, r\u00e1pido y conveniente. Si tiene alguna pregunta al completar la solicitud en l\u00ednea, llame a los n\u00fameros gratuitos que se muestran o haga clic en el bot\u00f3n de chat en l\u00ednea y un agente de seguros de Responsabilidad Civil de Contratistas con licencia le ayudar\u00e1.\"><span class=\"Y2IQFc\" lang=\"es\">Proteja su negocio. Es competitivo, r\u00e1pido y conveniente. Si tiene alguna pregunta al completar la solicitud en l\u00ednea, llame a los n\u00fameros gratuitos que se muestran o haga clic en el bot\u00f3n de chat en l\u00ednea y un agente de seguros de Responsabilidad Civil de Contratistas con licencia le ayudar\u00e1.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-659b9017 e-flex e-con-boxed e-con e-parent\" data-id=\"659b9017\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-s-not-covered-by-small-business-umbrella-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5c298116 e-con-full e-flex e-con e-child\" data-id=\"5c298116\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-436e4388 e-con-full e-flex e-con e-child\" data-id=\"436e4388\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18bb6ae3 elementor-widget elementor-widget-heading\" data-id=\"18bb6ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\nLo que <span class=\"dark\">no cubre<\/span> el seguro paraguas para peque\u00f1as empresas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee09d32 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"ee09d32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSi bien el seguro paraguas para peque\u00f1as empresas ofrece una protecci\u00f3n esencial, es importante conocer sus limitaciones. A continuaci\u00f3n, se indican algunos casos en los que esta p\u00f3liza no ofrece cobertura:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79719c32 e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"79719c32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-73896e06 e-con-full e-flex e-con e-child\" data-id=\"73896e06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a83823 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"7a83823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34819ba4 mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"34819ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Reclamaciones de responsabilidad profesional:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f7f2b31 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3f7f2b31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Los errores u omisiones en sus servicios profesionales generalmente est\u00e1n excluidos y requieren un seguro de responsabilidad profesional separado.\"><span class=\"Y2IQFc\" lang=\"es\">Los errores u omisiones en sus servicios profesionales generalmente est\u00e1n excluidos y requieren un seguro de responsabilidad profesional separado.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ce4d85c e-con-full e-flex e-con e-child\" data-id=\"1ce4d85c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5093157 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"5093157\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bc348e mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"8bc348e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lesiones de empleados:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a79a091 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5a79a091\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Las lesiones sufridas por sus empleados est\u00e1n cubiertas por el seguro de compensaci\u00f3n para trabajadores, no por una cobertura general.\"><span class=\"Y2IQFc\" lang=\"es\">Las lesiones sufridas por sus empleados est\u00e1n cubiertas por el seguro de compensaci\u00f3n para trabajadores, no por una cobertura general.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cec70ed e-con-full e-flex e-con e-child\" data-id=\"6cec70ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7378ce8f elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"7378ce8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7be2abd0 mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7be2abd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Da\u00f1os a su propiedad:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-364e16cd mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"364e16cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Las reclamaciones relacionadas con da\u00f1os sufridos por su propia propiedad comercial no est\u00e1n cubiertas por el seguro paraguas.\"><span class=\"Y2IQFc\" lang=\"es\">Las reclamaciones relacionadas con da\u00f1os sufridos por su propia propiedad comercial no est\u00e1n cubiertas por el seguro paraguas.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49bf4276 e-con-full e-flex e-con e-child\" data-id=\"49bf4276\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79e97525 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"79e97525\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f94ce31 mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7f94ce31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Actos intencionales:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5866e92 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5866e92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Los da\u00f1os resultantes de mala conducta intencional generalmente est\u00e1n excluidos de la cobertura.\"><span class=\"Y2IQFc\" lang=\"es\">Los da\u00f1os resultantes de mala conducta intencional generalmente est\u00e1n excluidos de la cobertura.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68c96d04 e-con-full e-flex e-con e-child\" data-id=\"68c96d04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2894850a elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"2894850a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7061045c mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7061045c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pasivos contractuales:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-446525bd mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"446525bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Es posible que no se cubran obligaciones contractuales espec\u00edficas a menos que se indique expresamente en la p\u00f3liza.\"><span class=\"Y2IQFc\" lang=\"es\">Es posible que no se cubran obligaciones contractuales espec\u00edficas a menos que se indique expresamente en la p\u00f3liza.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44271159 e-con-full e-flex e-con e-parent\" data-id=\"44271159\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-here-s-what-contractors-think\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-205ce1a4 elementor-widget elementor-widget-template\" data-id=\"205ce1a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127601\" class=\"elementor elementor-127601 elementor-111947 elementor-111947\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34dae24a e-flex e-con-boxed e-con e-parent\" data-id=\"34dae24a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee44027 elementor-widget elementor-widget-heading\" data-id=\"6ee44027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Esto es lo que piensan <span class=\"red\">los contratistas <\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6adffd elementor-widget elementor-widget-html\" data-id=\"a6adffd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"trustpilot-widget-trustbox-0-wrapper\" style=\"z-index: 1000; clear: both;margin-left: 0px; margin-right:  0px;margin-top: 0px; margin-bottom: 0px;\"><div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"5bc4b604326e2600012889de\" data-style-height=\"240px\" data-style-width=\"100%\" data-stars=\"4,5\" data-theme=\"light\" id=\"trustpilot-widget-trustbox-0\" style=\"z-index: 1000 !important; position: relative;\"><iframe title=\"Customer reviews powered by Trustpilot\" loading=\"auto\" src=\"https:\/\/widget.trustpilot.com\/trustboxes\/54ad5defc6454f065c28af8b\/index.html?templateId=54ad5defc6454f065c28af8b&amp;businessunitId=5bc4b604326e2600012889de#locale=en-US&amp;styleHeight=240px&amp;styleWidth=100%25&amp;stars=4%2C5&amp;theme=light\" style=\"position: relative; height: 240px; width: 100%; border-style: none; display: block; overflow: hidden;\"><\/iframe><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-190b0bbb e-flex e-con-boxed e-con e-parent\" data-id=\"190b0bbb\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-frequently-asked-questions-faq\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28991c31 e-con-full e-flex e-con e-child\" data-id=\"28991c31\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33af873e elementor-widget elementor-widget-heading\" data-id=\"33af873e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes: \u00bfQu\u00e9 no cubre el seguro de responsabilidad civil general?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56c896e5 e-con-full faqs e-flex e-con e-child\" data-id=\"56c896e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-714f503f es-faq elementor-widget elementor-widget-n-accordion\" data-id=\"714f503f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1900\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1900\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubre las lesiones de mis empleados? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1900\" class=\"elementor-element elementor-element-4ae8113 e-con-full faq-content e-flex e-con e-child\" data-id=\"4ae8113\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1900\" class=\"elementor-element elementor-element-6881c7f1 e-flex e-con-boxed e-con e-child\" data-id=\"6881c7f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60b6abf6 elementor-widget elementor-widget-text-editor\" data-id=\"60b6abf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: No, las lesiones de sus empleados no est\u00e1n cubiertas por el Seguro de Responsabilidad Civil. Las lesiones de los empleados se gestionan a trav\u00e9s del Seguro de Compensaci\u00f3n Laboral. Por ejemplo, si un empleado se cae de una escalera, el Seguro de Responsabilidad Civil no cubre los gastos m\u00e9dicos ni la p\u00e9rdida de salario.\"><span class=\"Y2IQFc\" lang=\"es\">No, las lesiones de sus empleados no est\u00e1n cubiertas por el Seguro de Responsabilidad Civil. Las lesiones de los empleados se gestionan a trav\u00e9s del Seguro de Compensaci\u00f3n Laboral. Por ejemplo, si un empleado se cae de una escalera, el Seguro de Responsabilidad Civil no cubre los gastos m\u00e9dicos ni la p\u00e9rdida de salario.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1901\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1901\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfLos errores profesionales est\u00e1n cubiertos por el seguro de responsabilidad civil general? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1901\" class=\"elementor-element elementor-element-1653f5af e-con-full faq-content e-flex e-con e-child\" data-id=\"1653f5af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1901\" class=\"elementor-element elementor-element-4befa3e8 e-flex e-con-boxed e-con e-child\" data-id=\"4befa3e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59759a4e elementor-widget elementor-widget-text-editor\" data-id=\"59759a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"tw-container\" class=\"nev7se\" data-cp=\"1\" data-nnttsvi=\"1\" data-sletp=\"false\" data-sm=\"1\" data-ssbp=\"false\" data-sugg-time=\"500\" data-sugg-url=\"https:\/\/clients1.google.com\/complete\/search\" data-uilc=\"en\" data-vil=\",af,af-ZA,am,am-ET,ar-EG,ar-AE,ar-KW,ar-QA,ar,ar-IL,ar-JO,ar-LB,ar-PS,az,az-AZ,bg,bg-BG,bn,bn-BD,bn-IN,ca,ca-es,cs,cs-CZ,de,de-DE,de-CH,de-AT,de-LI,en,en-US,en-CA,en-AU,en-NZ,en-GB,en-IN,en-KE,en-TZ,en-NG,en-GH,en-PH,en-ZA,es,es-ES,es-AR,es-UY,es-419,es-BO,es-CL,es-CR,es-CO,es-DO,es-EC,es-GT,es-HN,es-NI,es-PA,es-PE,es-PR,es-PY,es-SV,es-VE,es-MX,es-US,eu,eu-ES,fi,fi-FI,fr,fr-FR,fr-CH,fr-BE,gl,gl-ES,gu,gu-IN,he,he-IL,iw,iw-IL,hu,hu-HU,hy,hy-AM,id,id-ID,is,is-IS,it,it-IT,it-CH,ja,ja-JP,jv,jv-ID,ka,ka-GE,km,km-KH,kn,kn-IN,ko,ko-KR,la,lo,lo-LA,lv,lv-LV,ml,ml-IN,mr,mr-IN,ms,ms-MY,nl,nl-NL,nb,nb-NO,ne,ne-NP,pl,pl-PL,pt,pt-BR,pt-PT,ro,ro-RO,ru,ru-RU,si-LK,sk,sk-SK,sr,sr-RS,su,su-ID,sv,sv-SE,sw,sw-TZ,sw-KE,ta,ta-IN,ta-SG,ta-LK,ta-MY,te,te-IN,tr,tr-TR,ur,ur-PK,ur-IN,yue,yue-HK,yue-Hant-HK,zh-HK,zh,zh-CN,zh-cmn,zh-cmn-CN,zh-Hans,zh-Hans-CN,zh-cmn-Hans,zh-cmn-Hans-CN,cmn-CN,cmn-Hans,cmn-Hans-CN,zh-TW,zh-Hant-TW,cmn-TW,cmn-Hant-TW,zh-cmn-TW,zh-cmn-Hant-TW,zu,zu-ZA,hi,hi-IN,tl,tl-PH,pa,pa-IN\"><p><span class=\"Y2IQFc\" lang=\"es\">No, los errores profesionales o errores en el asesoramiento no est\u00e1n cubiertos. Para ello, necesitar\u00e1 un Seguro de Errores y Omisiones (Seguro de Responsabilidad Civil Profesional) para proteger su negocio de reclamaciones relacionadas con asesoramiento, recomendaciones o servicios profesionales.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1902\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1902\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubrir\u00e1 los accidentes automovil\u00edsticos que involucren a mi veh\u00edculo de empresa? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1902\" class=\"elementor-element elementor-element-68f348c7 e-con-full faq-content e-flex e-con e-child\" data-id=\"68f348c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1902\" class=\"elementor-element elementor-element-55e649dd e-flex e-con-boxed e-con e-child\" data-id=\"55e649dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a5d3a6d elementor-widget elementor-widget-text-editor\" data-id=\"7a5d3a6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: No, el Seguro de Responsabilidad Civil General no cubre accidentes vehiculares. Necesita un Seguro de Auto Comercial para protegerse en caso de accidentes que involucren veh\u00edculos comerciales.\"><span class=\"Y2IQFc\" lang=\"es\">No, el Seguro de Responsabilidad Civil General no cubre accidentes vehiculares. Necesita un Seguro de Auto Comercial para protegerse en caso de accidentes que involucren veh\u00edculos comerciales.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1903\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1903\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfLos da\u00f1os punitivos est\u00e1n cubiertos por el seguro de responsabilidad civil general? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1903\" class=\"elementor-element elementor-element-33d71e80 e-con-full faq-content e-flex e-con e-child\" data-id=\"33d71e80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1903\" class=\"elementor-element elementor-element-ece8821 e-flex e-con-boxed e-con e-child\" data-id=\"ece8821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-611a903d elementor-widget elementor-widget-text-editor\" data-id=\"611a903d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Por lo general, no. Las p\u00f3lizas de responsabilidad civil general no suelen cubrir da\u00f1os punitivos, que son multas impuestas por el tribunal para castigar una mala conducta intencional.\"><span class=\"Y2IQFc\" lang=\"es\">Por lo general, no. Las p\u00f3lizas de responsabilidad civil general no suelen cubrir da\u00f1os punitivos, que son multas impuestas por el tribunal para castigar una mala conducta intencional.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1904\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1904\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 sucede si los da\u00f1os son causados \u200b\u200bpor acciones intencionales? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1904\" class=\"elementor-element elementor-element-21888e0e e-con-full faq-content e-flex e-con e-child\" data-id=\"21888e0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1904\" class=\"elementor-element elementor-element-4b38bc63 e-flex e-con-boxed e-con e-child\" data-id=\"4b38bc63\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e41b10 elementor-widget elementor-widget-text-editor\" data-id=\"8e41b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: Los actos intencionales, como que un empleado da\u00f1e deliberadamente la propiedad de un cliente, no est\u00e1n cubiertos por el Seguro de Responsabilidad Civil. Quedan excluidos porque no son accidentales.\"><span class=\"Y2IQFc\" lang=\"es\">Los actos intencionales, como que un empleado da\u00f1e deliberadamente la propiedad de un cliente, no est\u00e1n cubiertos por el Seguro de Responsabilidad Civil. Quedan excluidos porque no son accidentales.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1905\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1905\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubre mano de obra deficiente? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1905\" class=\"elementor-element elementor-element-68c0ed94 e-con-full faq-content e-flex e-con e-child\" data-id=\"68c0ed94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1905\" class=\"elementor-element elementor-element-696956cc e-flex e-con-boxed e-con e-child\" data-id=\"696956cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6226a788 elementor-widget elementor-widget-text-editor\" data-id=\"6226a788\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" tabindex=\"-1\" role=\"text\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwix1qLI9YGTAxUw_7sIHSFQKNUQ3ewLegQIDBAW\" aria-label=\"Translated text: No, la mano de obra deficiente o el trabajo defectuoso no est\u00e1n cubiertos. Esto se conoce como exclusi\u00f3n de mano de obra o garant\u00eda. Por ejemplo, si utiliza materiales inadecuados y la obra se deteriora, el seguro de responsabilidad civil general no lo cubrir\u00eda.\"><span class=\"Y2IQFc\" lang=\"es\">No, la mano de obra deficiente o el trabajo defectuoso no est\u00e1n cubiertos. Esto se conoce como exclusi\u00f3n de mano de obra o garant\u00eda. Por ejemplo, si utiliza materiales inadecuados y la obra se deteriora, el seguro de responsabilidad civil general no lo cubrir\u00eda.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6eb2b021 e-con-full full-width e-flex e-con e-parent\" data-id=\"6eb2b021\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a5efd83 elementor-widget elementor-widget-template\" data-id=\"3a5efd83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127607\" class=\"elementor elementor-127607 elementor-112637 elementor-112637\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-477c404d e-flex e-con-boxed e-con e-parent\" data-id=\"477c404d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4faed3be e-con-full e-flex e-con e-child\" data-id=\"4faed3be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fce9fd3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4fce9fd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/d9dbdcf1a0b6eacc81cb38f841b2fe9d02ee650d.png\" title=\"\" alt=\"libro de seguros para manitas\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e85a3bf e-con-full e-flex e-con e-child\" data-id=\"5e85a3bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15c855a7 elementor-widget elementor-widget-heading\" data-id=\"15c855a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\nHemos recopilado toda la informaci\u00f3n m\u00e1s \u00fatil en nuestros  <span class=\"red\">e-books<\/span>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27b26ee6 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"27b26ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aprenda los aspectos pr\u00e1cticos del seguro para contratistas y c\u00f3mo proteger a su personal, su negocio y a usted mismo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f2e491 e-con-full e-flex e-con e-child\" data-id=\"68f2e491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-2d8644a2 e-con-full e-transform e-flex e-con e-child\" data-id=\"2d8644a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/A-Complete-Guide-for-Contractors-and-Handyman-Insurance-By-ContractorsLiability.Com-CL.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e11ac64 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3e11ac64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLee sobre Seguros para Contratistas y Handyman\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-550982a9 elementor-widget elementor-widget-image\" data-id=\"550982a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-76f3845e e-con-full e-transform e-flex e-con e-child\" data-id=\"76f3845e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/MitigatingWorkersCompRiskseBook.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7495ad74 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7495ad74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Descubre m\u00e1s sobre C\u00f3mo Mitigar Riesgos en el Seguro de Compensaci\u00f3n para Trabajadores<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18852bde elementor-widget elementor-widget-image\" data-id=\"18852bde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-719d00a e-con-full e-transform e-flex e-con e-child\" data-id=\"719d00a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/eBookNavigatingChangesinCOI.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43882075 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"43882075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo lo que necesitas saber sobre Certificados de Seguro (COI)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16ff0218 elementor-widget elementor-widget-image\" data-id=\"16ff0218\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beda292 elementor-align-left elementor-tablet_extra-align-right elementor-mobile_extra-align-justify elementor-mobile-align-justify hero-btn width-auto elementor-widget elementor-widget-button\" data-id=\"beda292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/ebook-de-compensacion-de-trabajadores\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Leer ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478646f0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"478646f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"640\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png\" class=\"attachment-large size-large wp-image-112161\" alt=\"Contractors Big Icon\" srcset=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png 877w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-300x240.png 300w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-768x615.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-235ae88 e-con-full full-width e-flex e-con e-parent\" data-id=\"235ae88\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-worker-s-compensation\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3063f20f elementor-widget elementor-widget-template\" data-id=\"3063f20f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127611\" class=\"elementor elementor-127611 elementor-115269 elementor-115269\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fed075d e-flex e-con-boxed e-con e-parent\" data-id=\"1fed075d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ba5f560 e-con-full e-flex e-con e-child\" data-id=\"7ba5f560\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-709fdb9f e-con-full e-flex e-con e-child\" data-id=\"709fdb9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47c1918e elementor-widget elementor-widget-heading\" data-id=\"47c1918e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Otros Seguros que Vale la Pena Considerar\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17036d0a e-con-full e-flex e-con e-child\" data-id=\"17036d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-178e8482 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"178e8482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/coverages\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver las coberturas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787d9c06 e-con-full e-grid e-con e-child\" data-id=\"787d9c06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<a class=\"elementor-element elementor-element-223506a e-con-full e-transform e-flex e-con e-child\" data-id=\"223506a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/builders-risk-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e133222 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"7e133222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38.png\" title=\"\" alt=\"Trabajador de hierro-alturas de trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e134d9e mb-0 elementor-widget elementor-widget-heading\" data-id=\"7e134d9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Riesgo para Constructores<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-2170fa86 e-con-full e-transform e-flex e-con e-child\" data-id=\"2170fa86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-para-vehiculos-comerciales\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52bbb8ad elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"52bbb8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-1.png\" title=\"\" alt=\"almac\u00e9n de minibuses de carga con productos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7652b41f mb-0 elementor-widget elementor-widget-heading\" data-id=\"7652b41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Auto Comercial<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-1298a4fc e-con-full e-transform e-flex e-con e-child\" data-id=\"1298a4fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/inland-marine-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1899281d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"1899281d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-2.png\" title=\"\" alt=\"herramientas-equipos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d6f3495 mb-0 elementor-widget elementor-widget-heading\" data-id=\"1d6f3495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Herramientas y Equipamento<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-7a2c8452 e-con-full e-transform e-flex e-con e-child\" data-id=\"7a2c8452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-de-compensacion-para-el-trabajador\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ccbf6d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"9ccbf6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-3.png\" title=\"\" alt=\"trabajadores examinando el trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3652324f mb-0 elementor-widget elementor-widget-heading\" data-id=\"3652324f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Compensaci\u00f3n para el Trabajador<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Coberturas Cobertura paraguas integral: protecci\u00f3n esencial para peque\u00f1as empresas Mejore la seguridad de su negocio con una cobertura paraguas integral, dise\u00f1ada para peque\u00f1as empresas. Este seguro vital va m\u00e1s all\u00e1 de sus p\u00f3lizas de responsabilidad civil existentes, ofreciendo protecci\u00f3n adicional contra reclamos importantes que, de otro modo, podr\u00edan poner en riesgo su estabilidad financiera. Tanto [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":68502,"parent":69822,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-71228","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>P\u00f3liza Comercial Umbrella: Los Mejores Presupuestos Y Cobertura<\/title>\n<meta name=\"description\" content=\"Tambi\u00e9n conocida como p\u00f3liza umbrella, esta es una cobertura extra a sus p\u00f3lizas activas, en caso de percance mayor, esta p\u00f3liza le proteger\u00e1.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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