{"id":70706,"date":"2024-08-26T11:14:01","date_gmt":"2024-08-26T16:14:01","guid":{"rendered":"https:\/\/contractorsliability.com\/coberturas\/general-liability-insurance\/"},"modified":"2026-03-21T08:16:21","modified_gmt":"2026-03-21T13:16:21","slug":"seguro-de-responsabilidad-civil","status":"publish","type":"page","link":"https:\/\/contractorsliability.com\/es\/coberturas\/seguro-de-responsabilidad-civil\/","title":{"rendered":"Seguro de responsabilidad civil general"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"70706\" class=\"elementor elementor-70706 elementor-66533\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cc275b e-flex e-con-boxed e-con e-parent\" data-id=\"9cc275b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4eb351 elementor-widget elementor-widget-heading\" data-id=\"a4eb351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/coberturas\/\">Coberturas<\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5b6de3 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e5b6de3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"12\" viewBox=\"0 0 7 12\" fill=\"none\"><path d=\"M0.75 0.75L5.75 5.75L0.75 10.75\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9be25f2 elementor-widget elementor-widget-heading\" data-id=\"9be25f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Seguro de responsabilidad civil general<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f92df83 hero-section e-flex e-con-boxed e-con e-parent\" data-id=\"f92df83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-89ad1f4 e-con-full e-flex e-con e-child\" data-id=\"89ad1f4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-336f4b2 elementor-widget elementor-widget-heading\" data-id=\"336f4b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\n<span class=\"dark\">Seguro de Responsabilidad Civil General<\/span> \u2014 Cobertura esencial para su negocio\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a416adf e-con-full e-flex e-con e-child\" data-id=\"a416adf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66064e2 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"66064e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Proteja su negocio de riesgos imprevistos con un seguro integral de responsabilidad civil general. Tanto si es un peque\u00f1o contratista como si gestiona una operaci\u00f3n de mayor envergadura, esta cobertura le protege de reclamaciones de terceros relacionadas con da\u00f1os materiales o lesiones personales.<\/p><p>Nuestras soluciones a medida garantizan la seguridad de su negocio, permiti\u00e9ndole centrarse en sus proyectos sin el estr\u00e9s de posibles complicaciones legales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-043b248 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"043b248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n gratuita instant\u00e1nea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13e70e9 image-section e-flex e-con-boxed e-con e-parent\" data-id=\"13e70e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-164208a e-con-full e-flex e-con e-child\" data-id=\"164208a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1918e41 elementor-widget elementor-widget-image\" data-id=\"1918e41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/044295656a4505ebd82f7789122460eb27557003.png\" title=\"\" alt=\"General Liability Insurance\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa98022 e-flex e-con-boxed e-con e-parent\" data-id=\"aa98022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa292c8 states-faqs elementor-widget elementor-widget-n-accordion\" data-id=\"fa292c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"States-acccor\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"States-acccor\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tabla de contenido <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M3 5.5L8 10.5L13 5.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M13 10.5L8 5.5L3 10.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-b1e9174 e-con-full e-flex e-con e-child\" data-id=\"b1e9174\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-1d221cc toc-btn e-flex e-con-boxed e-con e-child\" data-id=\"1d221cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69fd11f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"69fd11f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-is-general-liability-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 es el seguro de responsabilidad civil general?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a4077 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"91a4077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-get-a-free-general-liability-insurance-quote\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenga una cotizaci\u00f3n gratuita de seguro de responsabilidad civil general<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2876af elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"b2876af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-does-general-liability-insurance-cover\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 cubre el seguro de responsabilidad civil general?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3f53f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"2b3f53f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-whats-not-covered-by-general-liability-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 no cubre el seguro de responsabilidad civil general?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a4ac26 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"0a4ac26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-why-do-you-need-general-liability-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfPor qu\u00e9 necesita un seguro de responsabilidad civil general?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0aa74da elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"0aa74da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-common-factors-that-affects-your-general-liability-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Factores comunes que afectan su seguro de responsabilidad civil general<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c397a8 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"5c397a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-general-liability-additional-insureds\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Responsabilidad Civil General Asegurados Adicionales<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2c3371 elementor-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"c2c3371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-types-of-additional-insured-for-general-liability-insurance-policies\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tipos de asegurados adicionales para p\u00f3lizas de seguro de responsabilidad civil general<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e983aa elementor-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"8e983aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-general-liability-ocurrency-policies-vs-claim-made-policy\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">P\u00f3lizas de responsabilidad civil general en circulaci\u00f3n vs. p\u00f3lizas con siniestros<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7eb04 elementor-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"6e7eb04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-heres-what-contractors-think\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Esto es lo que piensan los contratistas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb5fbbb elementor-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"fb5fbbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-frequently-asked-questions-faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Preguntas frecuentes (FAQ)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc2d576 e-flex e-con-boxed e-con e-parent\" data-id=\"bc2d576\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4396e9e e-con-full e-flex e-con e-child\" data-id=\"4396e9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-daa07d2 e-con-full e-flex e-con e-child\" data-id=\"daa07d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40195f2 elementor-widget elementor-widget-heading\" data-id=\"40195f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<span class=\"dark\">\u00bfPor qu\u00e9<\/span> los contratistas de hormig\u00f3n necesitan seguro?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef21dee e-con-full e-flex e-con e-child\" data-id=\"ef21dee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31d762f elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"31d762f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gestionar una empresa contratista conlleva diversos riesgos, desde da\u00f1os materiales hasta accidentes con terceros. El seguro de responsabilidad civil general es esencial para proteger su negocio ante estos imprevistos, garantizando su protecci\u00f3n independientemente de lo que ocurra en el trabajo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cb3c7f video-section e-flex e-con-boxed e-con e-parent\" data-id=\"8cb3c7f\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-is-general-liability-insurance\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b7ff364 e-con-full e-flex e-con e-child\" data-id=\"b7ff364\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6cd4b0 elementor-widget elementor-widget-heading\" data-id=\"b6cd4b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<span class=\"dark\">\u00bfQu\u00e9 es<\/span> el seguro de responsabilidad civil general?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-242df83 e-grid e-con-full e-con e-child\" data-id=\"242df83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e4df939 e-con-full e-flex e-con e-child\" data-id=\"e4df939\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9445036 e-con-full e-flex e-con e-child\" data-id=\"9445036\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-38a266a e-con-full e-flex e-con e-child\" data-id=\"38a266a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2a5b06 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"f2a5b06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El Seguro de Responsabilidad Civil General protege a los contratistas de reclamaciones de clientes o terceros por da\u00f1os causados \u200b\u200bpor el contratista o sus empleados. A pesar de los mejores esfuerzos para garantizar la seguridad, los accidentes pueden ocurrir, por lo que este tipo de cobertura es esencial.<\/p><p>Como contratista, usted trabaja arduamente para mantener un lugar de trabajo seguro y proteger su reputaci\u00f3n. Sin embargo, incluso las empresas m\u00e1s precavidas pueden experimentar incidentes imprevistos. Aqu\u00ed es donde entra en juego el Seguro de Responsabilidad Civil General, que ofrece protecci\u00f3n para su negocio, sus activos y para usted mismo.<\/p><p>Este seguro suele ser obligatorio en la mayor\u00eda de los estados, lo que le garantiza cobertura ante posibles responsabilidades sin pagar de m\u00e1s. ContractorsLiability.com se especializa en ofrecer un Seguro de Responsabilidad Civil General asequible y confiable para mantener la seguridad de su negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-519f1ca e-con-full e-flex e-con e-child\" data-id=\"519f1ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1444886 elementor-widget elementor-widget-video\" data-id=\"1444886\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/d_-e9TFpdao&quot;,&quot;mute&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b62517e e-flex e-con-boxed e-con e-parent\" data-id=\"b62517e\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-get-a-free-general-liability-insurance-quote\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-502af51 elementor-widget elementor-widget-heading\" data-id=\"502af51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga una cotizaci\u00f3n gratuita de seguro de responsabilidad civil general r\u00e1pidamente<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff7b82e elementor-widget elementor-widget-text-editor\" data-id=\"ff7b82e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Solo 5 minutos de su valioso tiempo. A menudo podemos ofrecerle cobertura el mismo d\u00eda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21775d1 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-center elementor-widget-mobile_extra__width-inherit elementor-tablet_extra-align-justify elementor-widget-tablet_extra__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"21775d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenga una cotizaci\u00f3n gratuita instant\u00e1nea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90513d5 icon-box-parent e-flex e-con-boxed e-con e-parent\" data-id=\"90513d5\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-does-general-liability-insurance-cover\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5518d94 e-con-full e-grid e-con e-child\" data-id=\"5518d94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-602bdaf elementor-widget elementor-widget-heading\" data-id=\"602bdaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\u00bfQu\u00e9 <span class=\"dark\">cubre<\/span> el seguro de responsabilidad civil general?<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-164383e e-con-full e-flex e-con e-child\" data-id=\"164383e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ae6585 mb-0 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5ae6585\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl Seguro de Responsabilidad Civil General protege a su empresa ante reclamaciones por da\u00f1os materiales, lesiones personales y m\u00e1s. Una ventaja crucial de esta cobertura es que incluye los gastos de defensa legal, como los honorarios de abogados, si su empresa es demandada por una reclamaci\u00f3n cubierta.\n<br\/><br\/>\n\nA continuaci\u00f3n se muestra un desglose de lo que normalmente cubre el seguro de responsabilidad civil general:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c83754 e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"1c83754\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-af5b14a e-con-full e-flex e-con e-child\" data-id=\"af5b14a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55d07ab elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"55d07ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10d8e2d mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"10d8e2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lesiones corporales:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a74bf6e mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a74bf6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Protege contra reclamaciones por lesiones causadas por las operaciones o productos de su negocio.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Al instalar un piso, alguien tropieza con sus herramientas y se lesiona.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-609504d e-con-full e-flex e-con e-child\" data-id=\"609504d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ea7e8 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"f7ea7e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a23d25 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"8a23d25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Da\u00f1o a la reputaci\u00f3n:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f45dc75 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f45dc75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Protege contra demandas como difamaci\u00f3n, calumnia o uso indebido de la imagen de clientes.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Usar la casa de un cliente en sus materiales de marketing sin su permiso podr\u00eda dar lugar a una demanda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-180dab5 e-con-full e-flex e-con e-child\" data-id=\"180dab5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe71d4a elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"fe71d4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35fe2f2 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"35fe2f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pagos m\u00e9dicos:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07f2449 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"07f2449\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cubre los gastos m\u00e9dicos si alguien se lesiona en sus instalaciones.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Un cliente se cae y se lesiona durante una visita a su oficina.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87f2ef7 e-con-full e-flex e-con e-child\" data-id=\"87f2ef7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9da0ca elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"c9da0ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-690e657 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"690e657\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Da\u00f1os a la propiedad:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-808609e mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"808609e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cubre da\u00f1os a la propiedad de un cliente o de un tercero.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Un empleado da\u00f1a accidentalmente el veh\u00edculo de un cliente mientras instala una puerta de garaje.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73c762b e-con-full e-flex e-con e-child\" data-id=\"73c762b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b687984 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"b687984\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bee1bf mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"3bee1bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Da\u00f1os a las instalaciones alquiladas a usted:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34fc859 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"34fc859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Protege contra reclamaciones por da\u00f1os a propiedades alquiladas debido a incidentes espec\u00edficos.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Una fuga en un tanque de propano de su empresa de techado provoca un incendio en un edificio alquilado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39ffa27 e-con-full e-flex e-con e-child\" data-id=\"39ffa27\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c214817 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"c214817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02b2f31 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"02b2f31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Errores publicitarios:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22b0c24 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"22b0c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ayuda a proteger su negocio si se le acusa de infringir derechos de autor o cometer errores publicitarios.<\/p><p>\u00a0<\/p><p><strong>Ejemplo<\/strong>: Utiliza el nombre de una marca en un anuncio sin la debida autorizaci\u00f3n, lo que da lugar a una reclamaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f35a8de e-con-full e-flex e-con e-child\" data-id=\"f35a8de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0829e5d mb-0 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0829e5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro de responsabilidad civil general ofrece una amplia cobertura para mantener su negocio protegido de los riesgos cotidianos y posibles demandas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7837341 e-con-full full-width e-flex e-con e-parent\" data-id=\"7837341\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9211952 elementor-widget elementor-widget-template\" data-id=\"9211952\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127585\" class=\"elementor elementor-127585 elementor-115354 elementor-115354\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79781f75 e-flex e-con-boxed e-con e-parent\" data-id=\"79781f75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d07af43 e-con-full e-flex e-con e-child\" data-id=\"6d07af43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cf653f5 e-con-full e-flex e-con e-child\" data-id=\"2cf653f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-856b9f6 elementor-widget elementor-widget-heading\" data-id=\"856b9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTienes alguna pregunta?\n<br><span class=\"dark\">Ll\u00e1manos 24\/7.<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb55fbb e-con-full e-grid elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-mobile e-con e-child\" data-id=\"fb55fbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4afb139 elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4afb139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-190d69c elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"190d69c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2d607 elementor-widget elementor-widget-text-editor\" data-id=\"de2d607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNos encanta recibir llamadas, te responderemos con la mejor actitud y siempre dispuestos a ayudar.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-192b0ef9 elementor-tablet-align-start elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-tablet_extra elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"192b0ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45c6ed73 e-con-full e-flex e-con e-child\" data-id=\"45c6ed73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75578fd8 elementor-mobile-align-justify hero-btn width-auto elementor-tablet_extra-align-left elementor-tablet-align-left elementor-laptop-align-left elementor-widget elementor-widget-button\" data-id=\"75578fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:8889730016\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(888) 973-0016<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a8462e3 e-con-full e-flex e-con e-child\" data-id=\"5a8462e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5743b148 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"5743b148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016<span class=\"dark\"> |  English<\/span> <\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20f51901 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"20f51901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016\n<span class=\"dark\"> | Espa\u00f1ol<\/span><\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11c87ed7 e-con-full e-flex e-con e-child\" data-id=\"11c87ed7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6a49f8 elementor-widget-tablet_extra__width-inherit elementor-widget elementor-widget-image\" data-id=\"1f6a49f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Figure-\u2192-builders.png\" title=\"\" alt=\"obrero\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b3fde7 e-flex e-con-boxed e-con e-parent\" data-id=\"5b3fde7\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-whats-not-covered-by-general-liability-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aa654ce e-con-full e-flex e-con e-child\" data-id=\"aa654ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8bf3318 e-con-full e-flex e-con e-child\" data-id=\"8bf3318\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb3ad7e elementor-widget elementor-widget-heading\" data-id=\"eb3ad7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nLo que  <span class=\"dark\">no cubre<\/span> el seguro de responsabilidad civil general<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569876c mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"569876c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si bien el Seguro de Responsabilidad Civil General ofrece protecci\u00f3n esencial, es importante comprender qu\u00e9 no cubre. Estas son algunas situaciones en las que esta p\u00f3liza no cubre:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d51c996 e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"d51c996\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d1f6c6b e-con-full e-flex e-con e-child\" data-id=\"d1f6c6b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25ba85d elementor-widget elementor-widget-heading\" data-id=\"25ba85d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">1.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5843aa1 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"5843aa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lesiones de empleados:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6fc7d1 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b6fc7d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Las lesiones de sus empleados no est\u00e1n cubiertas por el Seguro de Responsabilidad Civil. Estas se gestionan a trav\u00e9s del Seguro de Compensaci\u00f3n Laboral. Por ejemplo, si un empleado se cae de una escalera y se lesiona, la responsabilidad civil no lo cubrir\u00e1.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f71f72a e-con-full e-flex e-con e-child\" data-id=\"f71f72a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8356b0 elementor-widget elementor-widget-heading\" data-id=\"c8356b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">2.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01c72e9 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"01c72e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Errores profesionales:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb3a149 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"eb3a149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si su empresa ofrece asesoramiento o servicios profesionales, los errores u omisiones no est\u00e1n cubiertos. Para ello, necesitar\u00e1 un Seguro de Errores y Omisiones (tambi\u00e9n conocido como Seguro de Responsabilidad Civil Profesional) para protegerse contra reclamaciones derivadas de los consejos o recomendaciones que brinde.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f476721 e-con-full e-flex e-con e-child\" data-id=\"f476721\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50a6593 elementor-widget elementor-widget-heading\" data-id=\"50a6593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">3.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48774be mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"48774be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Incidentes relacionados con autom\u00f3viles:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fd21c7 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2fd21c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro de responsabilidad civil general no cubre accidentes que involucren veh\u00edculos comerciales. Para ello, necesitar\u00e1 un seguro de auto comercial que le proteja contra reclamos relacionados con su veh\u00edculo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48e62e3 e-con-full e-flex e-con e-child\" data-id=\"48e62e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2075ea elementor-widget elementor-widget-heading\" data-id=\"b2075ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">4.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0248a80 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"0248a80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Da\u00f1os punitivos:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ef4382 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3ef4382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La mayor\u00eda de las p\u00f3lizas de responsabilidad general no cubren da\u00f1os punitivos, que son sanciones financieras en demandas destinadas a castigar al acusado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff5de58 e-con-full e-flex e-con e-child\" data-id=\"ff5de58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff14778 elementor-widget elementor-widget-heading\" data-id=\"ff14778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">5.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b929148 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"b929148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Actos intencionales:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bdc991 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3bdc991\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Los da\u00f1os resultantes de acciones intencionales, como por ejemplo cuando un empleado da\u00f1a deliberadamente la propiedad, no est\u00e1n cubiertos por el seguro de responsabilidad general.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad493da e-con-full e-flex e-con e-child\" data-id=\"ad493da\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e1b835 elementor-widget elementor-widget-heading\" data-id=\"9e1b835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">6.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d64c93 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"8d64c93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Problemas de mano de obra:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f80f7de mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f80f7de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La mano de obra defectuosa o de mala calidad, a menudo denominada exclusi\u00f3n de \u00abmano de obra\u00bb o \u00abgarant\u00eda\u00bb, no est\u00e1 cubierta. Por ejemplo, si la pintura aplicada comienza a descascararse debido a una preparaci\u00f3n inadecuada, esto no estar\u00eda cubierto por el Seguro de Responsabilidad Civil.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc45a17 e-flex e-con-boxed e-con e-parent\" data-id=\"dc45a17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3ca1c2 e-con-full e-flex e-con e-child\" data-id=\"b3ca1c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-67546bd e-con-full e-flex e-con e-child\" data-id=\"67546bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-700f6a7 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"700f6a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consejos de expertos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c49db08 e-con-full e-flex e-con e-child\" data-id=\"c49db08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0db3737 e-con-full e-flex e-con e-child\" data-id=\"0db3737\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce0603 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"2ce0603\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfEl seguro de responsabilidad civil general m\u00e1s econ\u00f3mico para contratistas es siempre el mejor?<br \/>El seguro de responsabilidad civil general m\u00e1s econ\u00f3mico para contratistas puede ser perfecto para sus necesidades y su bolsillo. No hay raz\u00f3n para contratar p\u00f3lizas caras o que no se ajusten a sus necesidades, preferencias y presupuesto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e4f4ad e-con-full e-flex e-con e-child\" data-id=\"8e4f4ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29f2a48 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"29f2a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sin embargo, centrarse exclusivamente en el precio podr\u00eda ser un riesgo innecesario, ya que podr\u00eda no ofrecer la cobertura adecuada. Debe asegurarse de obtener una tarifa razonable, acorde con las normas del sector, que se ajuste a sus necesidades espec\u00edficas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-954d00b heading_with_image  e-flex e-con-boxed e-con e-parent\" data-id=\"954d00b\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-why-do-you-need-general-liability-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-484c1c3 e-con-full e-flex e-con e-child\" data-id=\"484c1c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2949ece elementor-widget elementor-widget-heading\" data-id=\"2949ece\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 es necesario el seguro de fianza?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73be4a6 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"73be4a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El Seguro de Responsabilidad Civil General es crucial para proteger su negocio de costosas demandas y accidentes. Cubre los honorarios legales y los da\u00f1os si un tercero lo demanda por da\u00f1os materiales o lesiones personales, evitando as\u00ed p\u00e9rdidas financieras significativas.<\/p><p>Muchos contratos exigen este seguro, lo que lo hace esencial para asegurar proyectos y mantener la credibilidad. Con esta cobertura, protege su negocio, garantizando tranquilidad y permiti\u00e9ndole centrarse en el crecimiento sin preocuparse por responsabilidades inesperadas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8707ad3 e-con-full e-flex e-con e-child\" data-id=\"8707ad3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f04b9a elementor-widget elementor-widget-image\" data-id=\"2f04b9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/construction-workers.png\" title=\"\" alt=\"Trabajadores de la construcci\u00f3n\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6acfc6a e-flex e-con-boxed e-con e-parent\" data-id=\"6acfc6a\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-common-factors-that-affects-your-general-liability-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d6df289 e-con-full e-flex e-con e-child\" data-id=\"d6df289\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad88b37 elementor-widget elementor-widget-image\" data-id=\"ad88b37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/85c743d6067d9a0bc2b0c6aa23666fdc62764f0d.png\" title=\"\" alt=\"Costo del seguro de responsabilidad\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-140cae7 e-con-full e-flex e-con e-child\" data-id=\"140cae7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-399ebaa elementor-widget elementor-widget-heading\" data-id=\"399ebaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nFactores comunes que afectan el  <span class=\"dark\">costo<\/span> de su seguro de responsabilidad civil general<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d3809 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"f3d3809\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Existen factores comunes que las compa\u00f1\u00edas de seguros utilizan para determinar los costos del seguro. Estos son:<\/p><ul><li>El tipo de trabajo que se est\u00e1 realizando.<\/li><li>La cantidad de ingresos de la empresa.<\/li><li>El n\u00famero de empleadas.<\/li><li>La cantidad de cobertura solicitada.<\/li><li>El estado donde est\u00e1 ubicada la empresa.<\/li><li>El historial de reclamaciones anteriores de su empresa.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cad352f heading_with_image e-flex e-con-boxed e-con e-parent\" data-id=\"cad352f\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-general-liability-additional-insureds\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a97777 e-con-full e-flex e-con e-child\" data-id=\"2a97777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5dd6f7 elementor-widget elementor-widget-heading\" data-id=\"a5dd6f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilidad Civil General Asegurados Adicionales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a4cbf5 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"0a4cbf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Una vez que haya adquirido una p\u00f3liza de Seguro de Responsabilidad Civil para Contratistas Generales, es posible que diferentes personas o empresas le soliciten que las incluya como asegurados adicionales.<\/p><p>Las solicitudes m\u00e1s comunes provienen de clientes para quienes trabaja, ciudades donde trabaja y propietarios, quienes se aseguran de tener la cobertura requerida por su contrato de arrendamiento. Si prev\u00e9 que necesitar\u00e1 varios Certificados de Seguro, considere agregar una cl\u00e1usula adicional general a su p\u00f3liza.<\/p><p>Esto a veces se incluye en las p\u00f3lizas o puede tener un cargo adicional. La cl\u00e1usula adicional general le permite agregar tantos clientes como necesite a su p\u00f3liza de Seguro de Responsabilidad Civil.<\/p><p>Tambi\u00e9n ofrece cobertura mientras tenga una relaci\u00f3n contractual con un cliente, independientemente de si se emite un certificado espec\u00edficamente para \u00e9l. Esto es especialmente importante si gestiona un gran n\u00famero de solicitudes de certificados, ya que existe una alta probabilidad de error. Con la cl\u00e1usula general, est\u00e1 cubierto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f567092 e-con-full e-flex e-con e-child\" data-id=\"f567092\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7fc37 elementor-widget elementor-widget-image\" data-id=\"2b7fc37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/edaf837f3077d7677cecaf18de4e66e492e27db3.png\" title=\"\" alt=\"Responsabilidad General\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edd12b7 e-flex e-con-boxed e-con e-parent\" data-id=\"edd12b7\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-types-of-additional-insured-for-general-liability-insurance-policies\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b95bb8a e-con-full e-flex e-con e-child\" data-id=\"b95bb8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-95f7602 e-con-full e-flex e-con e-child\" data-id=\"95f7602\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26883a9 elementor-widget elementor-widget-heading\" data-id=\"26883a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tipos de asegurados <span class=\"dark\">adicionales<\/span> para p\u00f3lizas de seguro de responsabilidad civil general<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6567c7d mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"6567c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A continuaci\u00f3n se enumeran los tipos m\u00e1s comunes de formularios de asegurado adicional. Se les asigna el n\u00famero de formulario ACORD. El acr\u00f3nimo \u00abACORD\u00bb significa Asociaci\u00f3n para la Investigaci\u00f3n y el Desarrollo de Operaciones Cooperativas. Estos son los formularios de seguro est\u00e1ndar utilizados en el sector asegurador:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c48444e e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"c48444e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f10ba1 e-con-full e-flex e-con e-child\" data-id=\"4f10ba1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0ed24b elementor-widget elementor-widget-image\" data-id=\"b0ed24b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-1948755692-4.svg\" class=\"attachment-full size-full wp-image-113535\" alt=\"4 Great Reasons\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff5de0 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"5ff5de0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4 grandes razones para elegir la responsabilidad civil de los contratistas<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-926369b mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"926369b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Adem\u00e1s de nuestra garant\u00eda de satisfacci\u00f3n del cliente, nosotros:<\/p><ul><li>Trabaje con compa\u00f1\u00edas de seguros con calificaci\u00f3n A, para obtener un servicio en el que pueda confiar.<\/li><li>Brindarle un servicio al cliente adaptado a sus necesidades por parte de un agente de seguros autorizado.<\/li><li>Cree una p\u00f3liza de seguro de responsabilidad civil general personalizada que se ajuste a sus necesidades<\/li><li>Le ofrecemos el precio m\u00e1s bajo por la mejor cobertura de entre todos nuestros competidores.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0625ad e-con-full e-flex e-con e-child\" data-id=\"a0625ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c4b1f2 elementor-widget elementor-widget-image\" data-id=\"7c4b1f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556922.svg\" class=\"attachment-full size-full wp-image-113533\" alt=\"Working With Subcontractors\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4c4064 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"c4c4064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trabajar con subcontratistas y el respaldo CG 22 94<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9caa376 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"9caa376\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En los \u00faltimos a\u00f1os, las aseguradoras han incorporado regularmente las exclusiones CG 22 94 a las p\u00f3lizas de responsabilidad civil general comercial para excluir las p\u00e9rdidas derivadas de da\u00f1os causados \u200b\u200bpor subcontratistas a la obra de un contratista. La teor\u00eda detr\u00e1s de las exclusiones CG 22 94 es que los da\u00f1os causados \u200b\u200bpor la obra de un subcontratista deben ser responsabilidad del contratista general como p\u00e9rdida comercial y no como una p\u00e9rdida cubierta por la p\u00f3liza de seguro de responsabilidad civil general para contratistas generales.<\/p><p>Varias aseguradoras de responsabilidad civil general que aseguran a constructores y remodeladores de viviendas han incorporado esta exclusi\u00f3n. Como resultado, esta exclusi\u00f3n resulta en una reducci\u00f3n sustancial de la cobertura en comparaci\u00f3n con las p\u00f3lizas anteriores.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1d2063 e-con-full e-flex e-con e-child\" data-id=\"d1d2063\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c3800a elementor-widget elementor-widget-image\" data-id=\"0c3800a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556924.svg\" class=\"attachment-full size-full wp-image-113546\" alt=\"ACORD\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c8c538 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"7c8c538\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Formulario ACORD CG 2010 revisado el 13\/4:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4ef5af mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e4ef5af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta es la forma m\u00e1s com\u00fan. Bajo esta, el asegurado adicional no est\u00e1 cubierto por su negligencia exclusiva. El asegurado debe ser responsable total o parcialmente para que exista cobertura. Esto cubre \u00fanicamente las operaciones en curso. Una vez finalizada la obra, este endoso termina. El proyecto tambi\u00e9n debe estar identificado para la cobertura.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7da005d e-con-full e-flex e-con e-child\" data-id=\"7da005d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c84ba5 elementor-widget elementor-widget-image\" data-id=\"6c84ba5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556924.svg\" class=\"attachment-full size-full wp-image-113546\" alt=\"ACORD\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-139d565 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"139d565\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Formulario ACORD CG 2037 revisado el 13\/4:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a076aa mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7a076aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEl CG 2037 contiene las mismas limitaciones y condiciones que el CG2010. Se diferencia en que este endoso asegura al asegurado adicional por las operaciones finalizadas del contratista, no por las operaciones en curso. Este endoso complementa el CG2010. Por lo tanto, si un asegurado adicional requiere la condici\u00f3n de asegurado adicional para el proyecto, el contratista necesitar\u00e1 tanto el endoso CG2010 como el CG2037 para cumplir.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-651ad3f e-con-full e-flex e-con e-child\" data-id=\"651ad3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e8134a elementor-widget elementor-widget-image\" data-id=\"5e8134a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556924.svg\" class=\"attachment-full size-full wp-image-113546\" alt=\"ACORD\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa2e9e mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"0fa2e9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Formulario ACORD CG 2033 revisado el 13\/4:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3424b8f mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3424b8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El CG 2033 es el formulario de seguro adicional general y es similar al CG 2010. Solo cubre las operaciones en curso y requiere que el asegurado sea responsable total o parcialmente de la p\u00e9rdida antes de que haya cualquier cobertura.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-902a10d e-con-full e-flex e-con e-child\" data-id=\"902a10d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4095e23 elementor-widget elementor-widget-image\" data-id=\"4095e23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556924.svg\" class=\"attachment-full size-full wp-image-113546\" alt=\"ACORD\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b8f80 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"63b8f80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Formulario ACORD CG 2038 revisado el 13\/4:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf3e08 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3bf3e08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLa principal diferencia entre la CG 2033 y la CG 2038 radica en que la CG 2038 ofrece cobertura para las partes aguas arriba. Estas partes son las entidades o personas por encima del nivel con el que una entidad contrata. Mientras que la CG 2033 solo otorga la condici\u00f3n de asegurado adicional cuando existe un contrato directo por escrito, la CG 2038 extiende la cobertura a cualquier otra persona u organizaci\u00f3n que deba agregar como asegurado adicional en virtud del contrato o acuerdo. Si necesita cobertura para operaciones completadas, necesita un endoso independiente para cubrirlas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7293fef e-con-full e-flex e-con e-child\" data-id=\"7293fef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9264c15 elementor-widget elementor-widget-image\" data-id=\"9264c15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556924.svg\" class=\"attachment-full size-full wp-image-113546\" alt=\"ACORD\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed3c13 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"3ed3c13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 puedo hacer con respecto a la aprobaci\u00f3n CG 22 94?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e1c8d3 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"8e1c8d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tiene varias opciones disponibles para evitar esta exclusi\u00f3n:<\/p><ul><li>Muchas compa\u00f1\u00edas ofrecen la opci\u00f3n de recomprar la cobertura. Sin embargo, las primas de recompra var\u00edan considerablemente. En algunos estados, la cobertura no est\u00e1 disponible.<\/li><li>Busca una aseguradora cuyas p\u00f3lizas no contengan este endoso, recuerda que la prima ser\u00e1 mayor.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1617602 e-con-full e-flex e-con e-child\" data-id=\"1617602\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abe1cb5 elementor-widget elementor-widget-image\" data-id=\"abe1cb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"55\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Frame-19487556923.svg\" class=\"attachment-full size-full wp-image-113548\" alt=\"Independent\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8157e97 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"8157e97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trabajar con contratistas independientes y subcontratistas. \u00bfQu\u00e9 significa el formulario 1099?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22af6d5 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"22af6d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En realidad, es muy sencillo: un formulario 1099 es un formulario del IRS que las empresas utilizan para pagar compensaciones a terceros que no son empleados. Esto, por definici\u00f3n, implica que quien recibe dinero clasificado como ingreso 1099 no es empleado de la entidad que lo emite. Sin embargo, decir que alguien es un 1099 y no un empleado no lo convierte en tal.<\/p><p>Si para el IRS el formulario 1099 es un pato y grazna como un pato, incluso si lo llamamos gallina, pueden reclasificar al beneficiario del 1099 como empleado W-2. Esto puede resultar en una enorme responsabilidad fiscal. Entonces, \u00bfpor qu\u00e9 los contratistas intentan salirse con la suya? Bueno, hay dos razones principales. Primero, si un trabajador es un 1099, el contratista no es responsable de pagar impuestos sobre la n\u00f3mina como lo har\u00eda con un empleado W-2.<\/p><p>La segunda raz\u00f3n es que, para el seguro de compensaci\u00f3n laboral, cualquier dinero pagado en un 1099 no se considera n\u00f3mina, lo que reduce los costos de compensaci\u00f3n laboral. Si un contratista trabaja con contratistas independientes y subcontratistas, debe obtener certificados de seguro de estos trabajadores. Si no obtienen un certificado, se les considerar\u00e1 subcontratistas no asegurados en la p\u00f3liza de seguro de responsabilidad civil general para contratistas generales.<\/p><p>Por lo tanto, cualquier cantidad pagada se a\u00f1adir\u00e1 a sus ingresos para el pago de la prima. Lo mismo ocurre con el seguro de compensaci\u00f3n laboral. Adem\u00e1s, con la compensaci\u00f3n laboral, si alguien con quien usted cuenta en el formulario 1099 resulta lesionado, es muy probable que un abogado competente alegue que la parte lesionada era en realidad un empleado. Si el tribunal dictamina que lo fue, usted podr\u00eda tener que pagar una gran cantidad de dinero.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a347d82 e-flex e-con-boxed e-con e-parent\" data-id=\"a347d82\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd6913f elementor-widget elementor-widget-heading\" data-id=\"fd6913f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga una cotizaci\u00f3n gratuita de seguro de responsabilidad civil general r\u00e1pidamente<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c11e38 elementor-widget elementor-widget-text-editor\" data-id=\"9c11e38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSolo 5 minutos de su valioso tiempo. A menudo podemos ofrecerle cobertura el mismo d\u00eda.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83c8ce4 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-center elementor-widget-mobile_extra__width-inherit elementor-tablet_extra-align-justify elementor-widget-tablet_extra__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"83c8ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenga una cotizaci\u00f3n gratuita instant\u00e1nea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8202088 e-flex e-con-boxed e-con e-parent\" data-id=\"8202088\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-general-liability-ocurrency-policies-vs-claim-made-policy\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-59566ac e-con-full e-flex e-con e-child\" data-id=\"59566ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-84d10f2 e-con-full e-flex e-con e-child\" data-id=\"84d10f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bd013a elementor-widget elementor-widget-heading\" data-id=\"3bd013a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">P\u00f3lizas de Responsabilidad Civil General por Accidente <span class=\"dark\">vs<\/span>. P\u00f3liza de Siniestro<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-375a9f0 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"375a9f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Existen dos tipos de p\u00f3lizas de responsabilidad civil general:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8ec140 e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"f8ec140\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8b28f68 e-con-full e-flex e-con e-child\" data-id=\"8b28f68\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24e216d elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"24e216d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8853541 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"8853541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">P\u00f3liza de reclamaciones realizadas<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f54054 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0f54054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Por otro lado, solo cubre las reclamaciones realizadas durante la vigencia de la p\u00f3liza, incluyendo cualquier per\u00edodo de reporte extendido que pudiera otorgarse. Si se presenta una reclamaci\u00f3n despu\u00e9s del vencimiento de la p\u00f3liza, no tendr\u00e1 cobertura, aunque la reclamaci\u00f3n hubiera estado cubierta si la p\u00f3liza hubiera estado vigente.<\/p><p>\u00a0<\/p><p><strong>Por ejemplo<\/strong>, una reclamaci\u00f3n cubierta ocurre el 31\/10\/2020. Su p\u00f3liza de seguro de responsabilidad civil vence el 31\/12\/2020 y usted no la renueva. Por ejemplo, si una reclamaci\u00f3n por la p\u00e9rdida del 31\/10\/2020 se presenta el 1\/3\/2021 y tiene una p\u00f3liza de siniestro, tendr\u00e1 cobertura, ya que el siniestro ocurri\u00f3 dentro del per\u00edodo de vigencia de la p\u00f3liza. Si tiene una p\u00f3liza de siniestro, no tendr\u00e1 cobertura, ya que la reclamaci\u00f3n se present\u00f3 despu\u00e9s del vencimiento de la p\u00f3liza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf49819 e-con-full e-flex e-con e-child\" data-id=\"bf49819\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8a2d7e elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"b8a2d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eead3c2 mb-0 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"eead3c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pol\u00edticas de ocurrencia<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04eb6e9 mb-0 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"04eb6e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Donde el evento debe ocurrir durante un per\u00edodo determinado. Esto significa que si un siniestro cubierto ocurri\u00f3 durante la vigencia de la p\u00f3liza, tendr\u00e1 cobertura incluso si el siniestro se presenta despu\u00e9s del vencimiento de la p\u00f3liza. Este es el tipo de cobertura que deber\u00eda tener.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4160a2 e-con-full e-flex e-con e-child\" data-id=\"f4160a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3b08649 e-con-full e-flex e-con e-child\" data-id=\"3b08649\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4f5a01 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"b4f5a01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Una vez que haya obtenido una p\u00f3liza de seguro de responsabilidad civil general para contratistas generales, puede agregar f\u00e1cilmente otras empresas o personas para las que trabaja a su p\u00f3liza de seguro de responsabilidad civil general como \u00abasegurado adicional\u00bb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cfd8d7 e-con-full e-flex e-con e-parent\" data-id=\"4cfd8d7\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-heres-what-contractors-think\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7131c elementor-widget elementor-widget-template\" data-id=\"2a7131c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127601\" class=\"elementor elementor-127601 elementor-111947 elementor-111947\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34dae24a e-flex e-con-boxed e-con e-parent\" data-id=\"34dae24a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee44027 elementor-widget elementor-widget-heading\" data-id=\"6ee44027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Esto es lo que piensan <span class=\"red\">los contratistas <\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6adffd elementor-widget elementor-widget-html\" data-id=\"a6adffd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"trustpilot-widget-trustbox-0-wrapper\" style=\"z-index: 1000; clear: both;margin-left: 0px; margin-right:  0px;margin-top: 0px; margin-bottom: 0px;\"><div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"5bc4b604326e2600012889de\" data-style-height=\"240px\" data-style-width=\"100%\" data-stars=\"4,5\" data-theme=\"light\" id=\"trustpilot-widget-trustbox-0\" style=\"z-index: 1000 !important; position: relative;\"><iframe title=\"Customer reviews powered by Trustpilot\" loading=\"auto\" src=\"https:\/\/widget.trustpilot.com\/trustboxes\/54ad5defc6454f065c28af8b\/index.html?templateId=54ad5defc6454f065c28af8b&amp;businessunitId=5bc4b604326e2600012889de#locale=en-US&amp;styleHeight=240px&amp;styleWidth=100%25&amp;stars=4%2C5&amp;theme=light\" style=\"position: relative; height: 240px; width: 100%; border-style: none; display: block; overflow: hidden;\"><\/iframe><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccdfdff e-flex e-con-boxed e-con e-parent\" data-id=\"ccdfdff\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-frequently-asked-questions-faq\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-141cb97 e-con-full e-flex e-con e-child\" data-id=\"141cb97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e490ff3 elementor-widget elementor-widget-heading\" data-id=\"e490ff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes: \u00bfQu\u00e9 no cubre el seguro de responsabilidad civil general?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-889762a e-con-full faqs e-flex e-con e-child\" data-id=\"889762a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfee8fa elementor-widget elementor-widget-n-accordion\" data-id=\"cfee8fa\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"es-faq\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2180\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2180\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubre las lesiones de mis empleados?  <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2180\" class=\"elementor-element elementor-element-71283a2 e-con-full faq-content e-flex e-con e-child\" data-id=\"71283a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2180\" class=\"elementor-element elementor-element-1e580cc e-flex e-con-boxed e-con e-child\" data-id=\"1e580cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cdb6bb elementor-widget elementor-widget-text-editor\" data-id=\"8cdb6bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, las lesiones de sus empleados no est\u00e1n cubiertas por el Seguro de Responsabilidad Civil. Las lesiones de los empleados se gestionan a trav\u00e9s del Seguro de Compensaci\u00f3n Laboral. Por ejemplo, si un empleado se cae de una escalera, el Seguro de Responsabilidad Civil no cubre los gastos m\u00e9dicos ni la p\u00e9rdida de salario.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2181\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2181\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfLos errores profesionales est\u00e1n cubiertos por el seguro de responsabilidad civil general? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2181\" class=\"elementor-element elementor-element-2e4d1e7 e-con-full faq-content e-flex e-con e-child\" data-id=\"2e4d1e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2181\" class=\"elementor-element elementor-element-2b8120e e-flex e-con-boxed e-con e-child\" data-id=\"2b8120e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b563334 elementor-widget elementor-widget-text-editor\" data-id=\"b563334\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, las lesiones de sus empleados no est\u00e1n cubiertas por el Seguro de Responsabilidad Civil. Las lesiones de los empleados se gestionan a trav\u00e9s del Seguro de Compensaci\u00f3n Laboral. Por ejemplo, si un empleado se cae de una escalera, el Seguro de Responsabilidad Civil no cubre los gastos m\u00e9dicos ni la p\u00e9rdida de salario.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2182\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2182\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubrir\u00e1 los accidentes automovil\u00edsticos que involucren a mi veh\u00edculo de empresa? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2182\" class=\"elementor-element elementor-element-0d50b70 e-con-full faq-content e-flex e-con e-child\" data-id=\"0d50b70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2182\" class=\"elementor-element elementor-element-1746447 e-flex e-con-boxed e-con e-child\" data-id=\"1746447\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f92ec5 elementor-widget elementor-widget-text-editor\" data-id=\"2f92ec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, el Seguro de Responsabilidad Civil General no cubre accidentes vehiculares. Necesita un Seguro de Auto Comercial para protegerse en caso de accidentes que involucren veh\u00edculos comerciales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2183\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2183\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfLos da\u00f1os punitivos est\u00e1n cubiertos por el seguro de responsabilidad civil general? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2183\" class=\"elementor-element elementor-element-8dd9151 e-con-full faq-content e-flex e-con e-child\" data-id=\"8dd9151\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2183\" class=\"elementor-element elementor-element-88c1cb7 e-flex e-con-boxed e-con e-child\" data-id=\"88c1cb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fbae93 elementor-widget elementor-widget-text-editor\" data-id=\"8fbae93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, el Seguro de Responsabilidad Civil General no cubre accidentes vehiculares. Necesita un Seguro de Auto Comercial para protegerse en caso de accidentes que involucren veh\u00edculos comerciales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2184\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2184\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 sucede si los da\u00f1os son causados \u200b\u200bpor acciones intencionales? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2184\" class=\"elementor-element elementor-element-a377354 e-con-full faq-content e-flex e-con e-child\" data-id=\"a377354\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2184\" class=\"elementor-element elementor-element-ee059ca e-flex e-con-boxed e-con e-child\" data-id=\"ee059ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83eb5c7 elementor-widget elementor-widget-text-editor\" data-id=\"83eb5c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Los actos intencionales, como que un empleado da\u00f1e deliberadamente la propiedad de un cliente, no est\u00e1n cubiertos por el Seguro de Responsabilidad Civil. Quedan excluidos porque no son accidentales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2185\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2185\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfEl seguro de responsabilidad civil general cubre mano de obra deficiente? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2185\" class=\"elementor-element elementor-element-d826778 e-con-full faq-content e-flex e-con e-child\" data-id=\"d826778\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2185\" class=\"elementor-element elementor-element-adda39d e-flex e-con-boxed e-con e-child\" data-id=\"adda39d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-846643e elementor-widget elementor-widget-text-editor\" data-id=\"846643e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, la mano de obra deficiente o el trabajo defectuoso no est\u00e1n cubiertos. Esto se conoce como exclusi\u00f3n de mano de obra o garant\u00eda. Por ejemplo, si utiliza materiales inadecuados y la obra se deteriora, el seguro de responsabilidad civil general no lo cubrir\u00eda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05b39e2 e-con-full full-width e-flex e-con e-parent\" data-id=\"05b39e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f5bd56 elementor-widget elementor-widget-template\" data-id=\"8f5bd56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127607\" class=\"elementor elementor-127607 elementor-112637 elementor-112637\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-477c404d e-flex e-con-boxed e-con e-parent\" data-id=\"477c404d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4faed3be e-con-full e-flex e-con e-child\" data-id=\"4faed3be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fce9fd3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4fce9fd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/d9dbdcf1a0b6eacc81cb38f841b2fe9d02ee650d.png\" title=\"\" alt=\"libro de seguros para manitas\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e85a3bf e-con-full e-flex e-con e-child\" data-id=\"5e85a3bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15c855a7 elementor-widget elementor-widget-heading\" data-id=\"15c855a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\nHemos recopilado toda la informaci\u00f3n m\u00e1s \u00fatil en nuestros  <span class=\"red\">e-books<\/span>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27b26ee6 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"27b26ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aprenda los aspectos pr\u00e1cticos del seguro para contratistas y c\u00f3mo proteger a su personal, su negocio y a usted mismo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f2e491 e-con-full e-flex e-con e-child\" data-id=\"68f2e491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-2d8644a2 e-con-full e-transform e-flex e-con e-child\" data-id=\"2d8644a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/A-Complete-Guide-for-Contractors-and-Handyman-Insurance-By-ContractorsLiability.Com-CL.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e11ac64 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3e11ac64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLee sobre Seguros para Contratistas y Handyman\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-550982a9 elementor-widget elementor-widget-image\" data-id=\"550982a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-76f3845e e-con-full e-transform e-flex e-con e-child\" data-id=\"76f3845e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/MitigatingWorkersCompRiskseBook.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7495ad74 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7495ad74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Descubre m\u00e1s sobre C\u00f3mo Mitigar Riesgos en el Seguro de Compensaci\u00f3n para Trabajadores<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18852bde elementor-widget elementor-widget-image\" data-id=\"18852bde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-719d00a e-con-full e-transform e-flex e-con e-child\" data-id=\"719d00a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/eBookNavigatingChangesinCOI.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43882075 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"43882075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo lo que necesitas saber sobre Certificados de Seguro (COI)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16ff0218 elementor-widget elementor-widget-image\" data-id=\"16ff0218\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beda292 elementor-align-left elementor-tablet_extra-align-right elementor-mobile_extra-align-justify elementor-mobile-align-justify hero-btn width-auto elementor-widget elementor-widget-button\" data-id=\"beda292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/ebook-de-compensacion-de-trabajadores\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Leer ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478646f0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"478646f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"640\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png\" class=\"attachment-large size-large wp-image-112161\" alt=\"Contractors Big Icon\" srcset=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png 877w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-300x240.png 300w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-768x615.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ac15c0 e-con-full full-width e-flex e-con e-parent\" data-id=\"1ac15c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0dcbf8 elementor-widget elementor-widget-template\" data-id=\"c0dcbf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127611\" class=\"elementor elementor-127611 elementor-115269 elementor-115269\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fed075d e-flex e-con-boxed e-con e-parent\" data-id=\"1fed075d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ba5f560 e-con-full e-flex e-con e-child\" data-id=\"7ba5f560\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-709fdb9f e-con-full e-flex e-con e-child\" data-id=\"709fdb9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47c1918e elementor-widget elementor-widget-heading\" data-id=\"47c1918e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Otros Seguros que Vale la Pena Considerar\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17036d0a e-con-full e-flex e-con e-child\" data-id=\"17036d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-178e8482 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"178e8482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/coverages\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver las coberturas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787d9c06 e-con-full e-grid e-con e-child\" data-id=\"787d9c06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<a class=\"elementor-element elementor-element-223506a e-con-full e-transform e-flex e-con e-child\" data-id=\"223506a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/builders-risk-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e133222 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"7e133222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38.png\" title=\"\" alt=\"Trabajador de hierro-alturas de trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e134d9e mb-0 elementor-widget elementor-widget-heading\" data-id=\"7e134d9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Riesgo para Constructores<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-2170fa86 e-con-full e-transform e-flex e-con e-child\" data-id=\"2170fa86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-para-vehiculos-comerciales\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52bbb8ad elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"52bbb8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-1.png\" title=\"\" alt=\"almac\u00e9n de minibuses de carga con productos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7652b41f mb-0 elementor-widget elementor-widget-heading\" data-id=\"7652b41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Auto Comercial<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-1298a4fc e-con-full e-transform e-flex e-con e-child\" data-id=\"1298a4fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/inland-marine-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1899281d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"1899281d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-2.png\" title=\"\" alt=\"herramientas-equipos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d6f3495 mb-0 elementor-widget elementor-widget-heading\" data-id=\"1d6f3495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Herramientas y Equipamento<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-7a2c8452 e-con-full e-transform e-flex e-con e-child\" data-id=\"7a2c8452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-de-compensacion-para-el-trabajador\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ccbf6d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"9ccbf6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-3.png\" title=\"\" alt=\"trabajadores examinando el trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3652324f mb-0 elementor-widget elementor-widget-heading\" data-id=\"3652324f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Compensaci\u00f3n para el 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esencial para su negocio Proteja su negocio de riesgos imprevistos con un seguro integral de responsabilidad civil general. 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