{"id":108197,"date":"2025-02-08T10:02:42","date_gmt":"2025-02-08T16:02:42","guid":{"rendered":"https:\/\/contractorsliability.com\/coberturas\/workers-compensation-insurance-arizona\/"},"modified":"2026-03-21T07:28:39","modified_gmt":"2026-03-21T12:28:39","slug":"seguro-compensacion-trabajadores-arizona","status":"publish","type":"page","link":"https:\/\/contractorsliability.com\/es\/coberturas\/seguro-compensacion-trabajadores-arizona\/","title":{"rendered":"Seguro de Compensaci\u00f3n para Trabajadores en Arizona"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"108197\" class=\"elementor elementor-108197 elementor-107806\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e727d5 e-flex e-con-boxed e-con e-parent\" data-id=\"5e727d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-196546b elementor-widget elementor-widget-heading\" data-id=\"196546b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/coberturas\/\">Coberturas<\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17d14cb elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"17d14cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"12\" viewBox=\"0 0 7 12\" fill=\"none\"><path d=\"M0.75 0.75L5.75 5.75L0.75 10.75\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d24fc2 elementor-widget elementor-widget-heading\" data-id=\"2d24fc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Seguro de Compensaci\u00f3n para Trabajadores en Arizona<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1b559a hero-section e-flex e-con-boxed e-con e-parent\" data-id=\"e1b559a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ce55f46 e-con-full e-flex e-con e-child\" data-id=\"ce55f46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c60a414 elementor-widget elementor-widget-heading\" data-id=\"c60a414\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\nSeguro de Compensaci\u00f3n para Trabajadores en<span class=\"dark\"> ARIZONA<\/span>\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3933085 e-con-full e-flex e-con e-child\" data-id=\"3933085\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92a5e6 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"b92a5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Cotiza Ahora!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d784d35 image-section e-flex e-con-boxed e-con e-parent\" data-id=\"d784d35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7df8a4d e-con-full e-flex e-con e-child\" data-id=\"7df8a4d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39658cd elementor-widget elementor-widget-image\" data-id=\"39658cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"548\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner.jpg\" class=\"attachment-full size-full wp-image-125994\" alt=\"arizona-banner\" srcset=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner.jpg 1600w, https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner-300x103.jpg 300w, https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner-1024x351.jpg 1024w, https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner-768x263.jpg 768w, https:\/\/contractorsliability.com\/wp-content\/uploads\/arizona-banner-1536x526.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb6ca58 e-flex e-con-boxed e-con e-parent\" data-id=\"fb6ca58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8610d6 states-faqs elementor-widget elementor-widget-n-accordion\" data-id=\"d8610d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"States-acccor\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"States-acccor\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tabla de contenido <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M3 5.5L8 10.5L13 5.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M13 10.5L8 5.5L3 10.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-d2880bf e-con-full e-flex e-con e-child\" data-id=\"d2880bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"States-acccor\" class=\"elementor-element elementor-element-061e635 toc-btn e-flex e-con-boxed e-con e-child\" data-id=\"061e635\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9b2674 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"d9b2674\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-is-workers-compensation-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQui\u00e9n necesita Seguro de Compensaci\u00f3n a Trabajadores en Arizona?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b81e1a0 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"b81e1a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-get-a-general-liability-insurance-quote\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Exenciones del Seguro de Compensaci\u00f3n en Arizona<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd9b2f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"5bd9b2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-does-workers-compensation-insurance-cover\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Beneficios del Seguro de Compensaci\u00f3n en Arizona<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aae5d1 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4aae5d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-why-do-you-need-workers-compensation-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Responsabilidades del Empleador seg\u00fan la Ley de Compensaci\u00f3n para Trabajadores de Arizona<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-047031a elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"047031a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-what-s-not-covered-by-workers-compensation-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sanciones por Incumplimiento en Arizona<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-521fd8b elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"521fd8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-here-s-what-contractors-think\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lo que Piensan Otros Contratistas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b50c3a9 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"b50c3a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#h-frequently-asked-questions-faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M5.5 3L10.5 8L5.5 13\" stroke=\"#929292\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Preguntas Frecuentes (FAQ)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31239e6 e-flex e-con-boxed e-con e-parent\" data-id=\"31239e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-27f7184 e-con-full e-flex e-con e-child\" data-id=\"27f7184\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a29d9bc e-con-full e-flex e-con e-child\" data-id=\"a29d9bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7ae4c7 elementor-widget elementor-widget-heading\" data-id=\"b7ae4c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Introducci\u00f3n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66761aa e-con-full e-flex e-con e-child\" data-id=\"66761aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a49fe9a elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a49fe9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"has-text-color has-link-color wp-elements-f110d8bab56cc4cf495bdd91d4ab2143\">El seguro de compensaci\u00f3n para trabajadores en Arizona es un\u00a0<strong>requisito legal<\/strong>\u00a0para todas las empresas con\u00a0<strong>uno o m\u00e1s empleados<\/strong>. Esta protecci\u00f3n beneficia tanto a los trabajadores como a los due\u00f1os de negocios al garantizar que los empleados lesionados reciban\u00a0<strong>atenci\u00f3n m\u00e9dica y compensaci\u00f3n salarial<\/strong>, mientras protege a las empresas de\u00a0<strong>demandas costosas<\/strong>.<\/p><p class=\"has-contrast-color has-text-color has-link-color wp-elements-1c43c383d869bcac75408d220ce6d93c\">Esta gu\u00eda proporciona un\u00a0<strong>resumen detallado<\/strong>\u00a0de las reglas, excepciones, sanciones y obligaciones que los empleadores deben cumplir, bas\u00e1ndose en las normativas oficiales de la<a href=\"https:\/\/www.azica.gov\/\">\u00a0<strong>Comisi\u00f3n Industrial de Arizona (ICA)<\/strong><\/a><strong>.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7aae130 video-section e-flex e-con-boxed e-con e-parent\" data-id=\"7aae130\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-is-workers-compensation-insurance\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2609290 e-con-full e-flex e-con e-child\" data-id=\"2609290\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de00966 elementor-widget elementor-widget-heading\" data-id=\"de00966\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\u00bfQUI\u00c9N NECESITA <span class=\"dark\">SEGURO DE COMPENSACI\u00d3N PARA TRABAJADORES EN ARIZONA?<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-296b952 e-grid e-con-full e-con e-child\" data-id=\"296b952\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-82e288f e-con-full e-flex e-con e-child\" data-id=\"82e288f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6527f1e e-con-full e-flex e-con e-child\" data-id=\"6527f1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3eec6bb e-con-full e-flex e-con e-child\" data-id=\"3eec6bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d91d080 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"d91d080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"has-text-color has-link-color wp-elements-531c1fb9ea527641524cd8ed6bf0aeb5\">Seg\u00fan la ley de compensaci\u00f3n para trabajadores de Arizona (<a href=\"https:\/\/www.azleg.gov\/ars\/23\/00901.htm\"><strong>A.R.S. \u00a7 23-901<\/strong><\/a>), todos los empleadores\u00a0<strong>deben<\/strong>\u00a0proporcionar cobertura a sus empleados. A diferencia de otros estados, Arizona exige seguro incluso si la empresa tiene\u00a0<strong>solo un trabajador<\/strong>, sin importar su estatus de empleo.<\/p><p class=\"has-contrast-color has-text-color has-link-color wp-elements-438d97b2729b45dff5a4bed309722340\">La ley incluye expl\u00edcitamente a los siguientes tipos de empleados bajo cobertura obligatoria:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02c33cd mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"02c33cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Empleados a Tiempo Completo, Empleados a Medio Tiempo, Trabajadores Estacionales y Temporales\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8eec0b mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"c8eec0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Empleados a tiempo completo:<\/strong>\u00a0Personal regular que trabaja m\u00e1s de 30 horas a la semana.<\/li><li><strong>Empleados a medio tiempo:<\/strong>\u00a0Personas que trabajan menos horas pero que mantienen el estatus de empleado.<\/li><li><strong>Trabajadores estacionales:<\/strong>\u00a0Personal contratado para per\u00edodos espec\u00edficos, como dependientes en tiendas durante las festividades o ayuda en granjas durante la cosecha.<\/li><li><strong>Trabajadores temporales:<\/strong>\u00a0Personal de corto plazo que sustituye a empleados regulares o colabora en \u00e9pocas de alta demanda.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e86003b e-con-full e-flex e-con e-child\" data-id=\"e86003b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-139aa59 elementor-widget elementor-widget-video\" data-id=\"139aa59\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/PxCzfPnNFgM&quot;,&quot;mute&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6983ed e-con-full e-flex e-con e-child\" data-id=\"e6983ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-426340b e-con-full e-flex e-con e-child\" data-id=\"426340b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1d8ba56 e-con-full e-flex e-con e-child\" data-id=\"1d8ba56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8fae5b mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"b8fae5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Menores, Trabajadores indocumentados y Miembros de la Familia\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f77990 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"1f77990\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Menores (menores de 18):<\/strong>\u00a0Los empleadores deben cubrir a los empleados, ya trabajen a tiempo completo o parcial.<\/li><li><strong>Trabajadores indocumentados:<\/strong>\u00a0La ley de Arizona exige la cobertura de compensaci\u00f3n para trabajadores a todos, sin importar su estatus migratorio legal.<\/li><li><strong>Miembros de la Familia:<\/strong>\u00a0Cuando una empresa emplea a un c\u00f3nyuge, hermano o hijo, reciben la misma cobertura que otros empleados, a menos que la ley de Arizona los exima.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a27c488 e-con-full e-flex e-con e-child\" data-id=\"a27c488\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e4a2b8 e-con-full e-flex e-con e-child\" data-id=\"3e4a2b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6e4c296 e-con-full e-flex e-con e-child\" data-id=\"6e4c296\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-635dbe6 mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"635dbe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trabajadores de la Construcci\u00f3n (Consideraci\u00f3n Especial)\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b368058 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"b368058\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Arizona aplica leyes estrictas en la industria de la construcci\u00f3n para detener la clasificaci\u00f3n err\u00f3nea.<\/p><ul><li><strong>Los contratistas generales deben verificar que los subcontratistas tengan seguro de compensaci\u00f3n laboral.<\/strong><\/li><li><strong>Cuando un subcontratista no cuenta con seguro, el contratista general debe proporcionar la cobertura.<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f01714 e-flex e-con-boxed e-con e-parent\" data-id=\"5f01714\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1541b9b elementor-widget elementor-widget-heading\" data-id=\"1541b9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obt\u00e9n una Cotizaci\u00f3n Gratuita de Seguro de Compensaci\u00f3n para Trabajadores\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c5d98c elementor-widget elementor-widget-text-editor\" data-id=\"2c5d98c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"gb-container gb-container-d0cec527\"><p>En solo 5 minutos de tu valioso tiempo. A menudo podemos obtener cobertura el mismo d\u00eda.<\/p><\/div><div class=\"gb-container gb-container-77b3f2a4\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f79335b elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-center elementor-widget-mobile_extra__width-inherit elementor-tablet_extra-align-justify elementor-widget-tablet_extra__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f79335b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/free-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obt\u00e9n una Cotizaci\u00f3n Gratuita al Instante<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b02183 e-flex e-con-boxed e-con e-parent\" data-id=\"7b02183\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-612a05a e-con-full e-flex e-con e-child\" data-id=\"612a05a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e7dcd9f e-con-full e-flex e-con e-child\" data-id=\"e7dcd9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e54108c elementor-widget elementor-widget-heading\" data-id=\"e54108c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<span class=\"dark\">Obt\u00e9n una Cotizaci\u00f3n Gratuita <\/span> de Seguro de Compensaci\u00f3n para Trabajadores\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eafd742 e-con-full e-flex e-con e-child\" data-id=\"eafd742\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8149075 form-styles elementor-widget elementor-widget-text-editor\" data-id=\"8149075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id='wufoo-zink2s50thujlc'>\nFill out my <a href='https:\/\/contractorsliability.wufoo.com\/forms\/zink2s50thujlc'>online form<\/a>.\n<\/div>\n<script type='text\/javascript'>var zink2s50thujlc;(function(d, t) {\nvar s = d.createElement(t), options = {\n'userName'      : 'contractorsliability',    \n'formHash'      : 'zink2s50thujlc',    \n'autoResize'    :  true,   \n'height'        : '609',      \n'async'         :  true,          \n'header'        : 'hide',      \n'host'          : 'wufoo.com',    \n'entSource'     : 'wordpress',   \n'defaultValues' : ''     \n,'ssl'          :  1           };\ns.src = ('https:' == d.location.protocol ? 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<\/noscript>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ebddf2 e-flex e-con-boxed e-con e-parent\" data-id=\"8ebddf2\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-get-a-general-liability-insurance-quote\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc83626 e-con-full e-flex e-con e-child\" data-id=\"dc83626\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0d93698 e-con-full e-flex e-con e-child\" data-id=\"0d93698\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e872108 elementor-widget elementor-widget-heading\" data-id=\"e872108\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\nExenciones del Seguro de Compensaci\u00f3n para Trabajadores <span class=\"dark\">en Arizona<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a817e82 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"a817e82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"gb-grid-wrapper gb-grid-wrapper-38219446\"><div class=\"gb-grid-column gb-grid-column-2e022d61\"><div class=\"gb-container gb-container-2e022d61\"><p class=\"has-text-align-left mb-0 has-text-color has-link-color wp-elements-a5a01123241e81438bda22bb41489509\">Algunas personas pueden estar\u00a0<strong>exentas<\/strong>\u00a0de la cobertura del seguro de compensaci\u00f3n para trabajadores en Arizona.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64d4235 e-con-full main-accordion e-flex e-con e-child\" data-id=\"64d4235\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b1c232 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"0b1c232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Tipo de Trabajador<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ff9991 e-con-full table-main e-flex e-con e-child\" data-id=\"1ff9991\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d9a2ebf e-con-full table-head-row e-flex e-con e-child\" data-id=\"d9a2ebf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7562fa8 e-con-full table-head-col e-flex e-con e-child\" data-id=\"7562fa8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10c9f52 elementor-widget elementor-widget-heading\" data-id=\"10c9f52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Tipo de Trabajador<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a955bf e-con-full table-head-col e-flex e-con e-child\" data-id=\"9a955bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe4840e elementor-widget elementor-widget-heading\" data-id=\"fe4840e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Requisito de Cobertura<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a29d998 e-con-full table-body-row e-flex e-con e-child\" data-id=\"a29d998\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f51c8ea e-con-full table-body-col e-flex e-con e-child\" data-id=\"f51c8ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f35b96 elementor-widget elementor-widget-heading\" data-id=\"9f35b96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Empresarios Individuales &amp; Socios de Negocio<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65b9eb8 e-con-full table-body-col e-flex e-con e-child\" data-id=\"65b9eb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7951862 elementor-widget elementor-widget-heading\" data-id=\"7951862\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">No es obligatorio, pero pueden optar por inscribirse voluntariamente.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f103a7c e-con-full table-body-row e-flex e-con e-child\" data-id=\"f103a7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-10f3e51 e-con-full table-body-col e-flex e-con e-child\" data-id=\"10f3e51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5bb7e9 elementor-widget elementor-widget-heading\" data-id=\"f5bb7e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Directivos Corporativos &amp; Miembros de LLC<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60ca66f e-con-full table-body-col e-flex e-con e-child\" data-id=\"60ca66f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e6dd97 elementor-widget elementor-widget-heading\" data-id=\"2e6dd97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exentos si poseen el 50% o m\u00e1s de la compa\u00f1\u00eda.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6e049d e-con-full table-body-row e-flex e-con e-child\" data-id=\"e6e049d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9886484 e-con-full table-body-col e-flex e-con e-child\" data-id=\"9886484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adab99e elementor-widget elementor-widget-heading\" data-id=\"adab99e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Contratistas Independientes<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e19fa09 e-con-full table-body-col e-flex e-con e-child\" data-id=\"e19fa09\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf02f8e elementor-widget elementor-widget-heading\" data-id=\"bf02f8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">No est\u00e1n cubiertos, a menos que sean clasificados err\u00f3neamente como empleados.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22bf527 e-con-full table-body-row e-flex e-con e-child\" data-id=\"22bf527\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1134359 e-con-full table-body-col e-flex e-con e-child\" data-id=\"1134359\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f81e15 elementor-widget elementor-widget-heading\" data-id=\"9f81e15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Trabajadores Eventuales o Dom\u00e9sticos<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb820a2 e-con-full table-body-col e-flex e-con e-child\" data-id=\"bb820a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b98861 elementor-widget elementor-widget-heading\" data-id=\"2b98861\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exentos si trabajan en una tarea menor, no relacionada con el negocio.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51f1e28 e-con-full full-width e-flex e-con e-parent\" data-id=\"51f1e28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d548a8 elementor-widget elementor-widget-template\" data-id=\"6d548a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127585\" class=\"elementor elementor-127585 elementor-115354 elementor-115354\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79781f75 e-flex e-con-boxed e-con e-parent\" data-id=\"79781f75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d07af43 e-con-full e-flex e-con e-child\" data-id=\"6d07af43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cf653f5 e-con-full e-flex e-con e-child\" data-id=\"2cf653f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-856b9f6 elementor-widget elementor-widget-heading\" data-id=\"856b9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTienes alguna pregunta?\n<br><span class=\"dark\">Ll\u00e1manos 24\/7.<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb55fbb e-con-full e-grid elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-mobile e-con e-child\" data-id=\"fb55fbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4afb139 elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4afb139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-190d69c elementor-tablet-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"190d69c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2d607 elementor-widget elementor-widget-text-editor\" data-id=\"de2d607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNos encanta recibir llamadas, te responderemos con la mejor actitud y siempre dispuestos a ayudar.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-192b0ef9 elementor-tablet-align-start elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-tablet_extra elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"192b0ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obt\u00e9n tu certificado de seguro.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualiza tu cobertura.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Edita tu informaci\u00f3n de Facturaci\u00f3n.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cambia la direcci\u00f3n de tu Negocio.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servicio al Cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45c6ed73 e-con-full e-flex e-con e-child\" data-id=\"45c6ed73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75578fd8 elementor-mobile-align-justify hero-btn width-auto elementor-tablet_extra-align-left elementor-tablet-align-left elementor-laptop-align-left elementor-widget elementor-widget-button\" data-id=\"75578fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:8889730016\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(888) 973-0016<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a8462e3 e-con-full e-flex e-con e-child\" data-id=\"5a8462e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5743b148 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"5743b148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016<span class=\"dark\"> |  English<\/span> <\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20f51901 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"20f51901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:(888)%20973-0016\">(888) 973-0016\n<span class=\"dark\"> | Espa\u00f1ol<\/span><\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11c87ed7 e-con-full e-flex e-con e-child\" data-id=\"11c87ed7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6a49f8 elementor-widget-tablet_extra__width-inherit elementor-widget elementor-widget-image\" data-id=\"1f6a49f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Figure-\u2192-builders.png\" title=\"\" alt=\"obrero\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d651f3 e-flex e-con-boxed e-con e-parent\" data-id=\"8d651f3\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-does-workers-compensation-insurance-cover\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8969ce4 e-con-full e-flex e-con e-child\" data-id=\"8969ce4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bc64be8 e-con-full e-flex e-con e-child\" data-id=\"bc64be8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66b7f8f elementor-widget elementor-widget-heading\" data-id=\"66b7f8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nBeneficios del Seguro de Compensaci\u00f3n para Trabajadores <span class=\"dark\">en Arizona<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a074483 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"a074483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-contrast-color has-text-color has-link-color wp-elements-c986d0e1f84ddb45999cd796fb0f76c2\">El seguro de compensaci\u00f3n para trabajadores en Arizona proporciona\u00a0<strong>atenci\u00f3n m\u00e9dica, reemplazo salarial y apoyo financiero<\/strong>\u00a0a empleados lesionados. La\u00a0<strong>Comisi\u00f3n Industrial de Arizona (ICA)<\/strong>\u00a0gestiona los reclamos, y la cobertura debe obtenerse a trav\u00e9s de\u00a0<strong>aseguradoras privadas o programas de autoaseguro<\/strong>, ya que el estado\u00a0<strong>no cuenta con un fondo estatal<\/strong>.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff8a4b7 e-con-full icon-box-parent e-flex e-con e-child\" data-id=\"ff8a4b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4daf2e2 e-con-full e-flex e-con e-child\" data-id=\"4daf2e2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad08a0b elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"ad08a0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1f0cd mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"ce1f0cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Beneficios M\u00e9dicos\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-857bd3b mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"857bd3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Cubre\u00a0<strong>consultas m\u00e9dicas, estancias hospitalarias, recetas y rehabilitaci\u00f3n.<\/strong><\/li><li>Los empleados\u00a0<strong>deben ver a un proveedor aprobado<\/strong>, excepto en emergencias.<\/li><li><strong>Los empleadores no pueden controlar el tratamiento m\u00e9dico a largo plazo.<\/strong><\/li><li><strong>Los empleadores no pueden controlar el tratamiento m\u00e9dico a largo plazo.<\/strong><\/li><li><strong>Los trabajadores indocumentados reciben beneficios m\u00e9dicos completos.<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca3159c e-con-full e-flex e-con e-child\" data-id=\"ca3159c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e62c6a elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"5e62c6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-209ed8f mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"209ed8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Beneficios por Reemplazo de Salario\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b462ca mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2b462ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>TTD (Incapacidad Total Temporal)<\/strong>\u00a0\u2013 66 2\/3% del salario, con un l\u00edmite de\u00a0<strong>$5,030.79\/mes (2024)<\/strong>.<\/li><li><strong>TPD (Incapacidad Parcial Temporal)<\/strong>\u00a0\u2013 Cubre\u00a0<strong>parte del salario perdido<\/strong>\u00a0cuando el trabajador sigue laborando con limitaciones.<\/li><li><strong>PPD (Incapacidad Parcial Permanente)<\/strong>\u00a0\u2013 Depende de\u00a0<strong>la gravedad de la lesi\u00f3n<\/strong>.<\/li><li><strong>PTD (Incapacidad Total Permanente)<\/strong>\u00a0\u2013\u00a0<strong>Beneficios de por vida<\/strong>\u00a0para quienes no pueden volver a trabajar.<\/li><\/ul><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p><strong><br \/>Espec\u00edfico de Arizona:<\/strong>\u00a0El l\u00edmite salarial\u00a0<strong>cambia cada a\u00f1o<\/strong>.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb51719 e-con-full e-flex e-con e-child\" data-id=\"fb51719\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef0a853 elementor-widget-mobile__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"ef0a853\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"44\" height=\"44\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/list-star.svg\" class=\"attachment-full size-full wp-image-113665\" alt=\"list star\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79f282f mb-0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"79f282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Beneficios por Muerte\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ea412 mb-16 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"04ea412\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Hasta $5,000<\/strong>\u00a0para cubrir los gastos funerarios.<\/li><li><strong>Apoyo econ\u00f3mico continuo<\/strong>\u00a0para dependientes, basado en lo que el trabajador ganaba.<\/li><li><strong>Beneficios educativos<\/strong>\u00a0para los c\u00f3nyuges sobrevivientes.<\/li><\/ul><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p><strong><br \/>Espec\u00edfico de Arizona:<\/strong>\u00a0Los beneficios por muerte son para\u00a0<strong>dependientes legales<\/strong>, y su duraci\u00f3n depende de la relaci\u00f3n.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6952dcc e-flex e-con-boxed e-con e-parent\" data-id=\"6952dcc\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-why-do-you-need-workers-compensation-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c999f65 e-con-full e-flex e-con e-child\" data-id=\"c999f65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ad395ea e-con-full e-flex e-con e-child\" data-id=\"ad395ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5ad658 elementor-widget elementor-widget-heading\" data-id=\"a5ad658\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\nResponsabilidades del Empleador Seg\u00fan la <span class=\"dark\">Ley de Compensaci\u00f3n <\/span>para Trabajadores de <span class=\"dark\">Arizona<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afe1997 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"afe1997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-contrast-color has-text-color has-link-color wp-elements-9ffea75615f78128d8ea41089b801bff\">Los empleadores deben cumplir con las regulaciones de la\u00a0<strong>Comisi\u00f3n Industrial de Arizona (ICA)<\/strong>, incluyendo:<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f745286 e-con-full main-accordion e-flex e-con e-child\" data-id=\"f745286\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70ff55d elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"70ff55d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Responsabilidad<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c9733f e-con-full table-main e-flex e-con e-child\" data-id=\"7c9733f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-23ed5d2 e-con-full table-head-row e-flex e-con e-child\" data-id=\"23ed5d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1731fa9 e-con-full table-head-col e-flex e-con e-child\" data-id=\"1731fa9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74fae8f elementor-widget elementor-widget-heading\" data-id=\"74fae8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Responsabilidad<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-480f7a1 e-con-full table-head-col e-flex e-con e-child\" data-id=\"480f7a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9fb5f5a elementor-widget elementor-widget-heading\" data-id=\"9fb5f5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Requisito<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60b6427 e-con-full table-body-row e-flex e-con e-child\" data-id=\"60b6427\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2531273 e-con-full table-body-col e-flex e-con e-child\" data-id=\"2531273\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e567e5c elementor-widget elementor-widget-heading\" data-id=\"e567e5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Mantener Cobertura Activa<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dfc4f3 e-con-full table-body-col e-flex e-con e-child\" data-id=\"1dfc4f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92bdd0c elementor-widget elementor-widget-heading\" data-id=\"92bdd0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Arizona requiere compensaci\u00f3n de trabajadores para empleados elegibles.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-688413e e-con-full table-body-row e-flex e-con e-child\" data-id=\"688413e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-67fef8f e-con-full table-body-col e-flex e-con e-child\" data-id=\"67fef8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c770f0 elementor-widget elementor-widget-heading\" data-id=\"7c770f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Publicar Aviso de Cobertura<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-253e4bd e-con-full table-body-col e-flex e-con e-child\" data-id=\"253e4bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d66ad8 elementor-widget elementor-widget-heading\" data-id=\"6d66ad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Los empleadores deben exhibir un aviso de cobertura de compensaci\u00f3n laboral en el lugar de trabajo.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-376977d e-con-full table-body-row e-flex e-con e-child\" data-id=\"376977d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb27cff e-con-full table-body-col e-flex e-con e-child\" data-id=\"cb27cff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0ee427 elementor-widget elementor-widget-heading\" data-id=\"d0ee427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Reportar Lesiones<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1eb1868 e-con-full table-body-col e-flex e-con e-child\" data-id=\"1eb1868\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b97cd4a elementor-widget elementor-widget-heading\" data-id=\"b97cd4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Presentar un Primer Informe de Lesi\u00f3n (FROI) dentro de los 10 d\u00edas posteriores a un accidente laboral.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3fbd6d e-con-full table-body-row e-flex e-con e-child\" data-id=\"c3fbd6d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1e1afd e-con-full table-body-col e-flex e-con e-child\" data-id=\"a1e1afd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-950f419 elementor-widget elementor-widget-heading\" data-id=\"950f419\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Proporcionar Tratamiento M\u00e9dico<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65d65ee e-con-full table-body-col e-flex e-con e-child\" data-id=\"65d65ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37b5bad elementor-widget elementor-widget-heading\" data-id=\"37b5bad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Asegurar que los empleados reciban atenci\u00f3n de un proveedor m\u00e9dico aprobado.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2df952c e-con-full table-body-row e-flex e-con e-child\" data-id=\"2df952c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-801af4f e-con-full table-body-col e-flex e-con e-child\" data-id=\"801af4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3885ae3 elementor-widget elementor-widget-heading\" data-id=\"3885ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Mantener N\u00f3mina y Clasificaci\u00f3n Precisas<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85e43da e-con-full table-body-col e-flex e-con e-child\" data-id=\"85e43da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-315c484 elementor-widget elementor-widget-heading\" data-id=\"315c484\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">La clasificaci\u00f3n incorrecta de los trabajadores puede resultar en sanciones durante las auditor\u00edas.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ebb753 e-flex e-con-boxed e-con e-parent\" data-id=\"9ebb753\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-what-s-not-covered-by-workers-compensation-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d56c07e e-con-full e-flex e-con e-child\" data-id=\"d56c07e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-72c06e7 e-con-full e-flex e-con e-child\" data-id=\"72c06e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa5cf13 elementor-widget elementor-widget-heading\" data-id=\"fa5cf13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nSanciones por Incumplimiento <span class=\"dark\">en Arizona<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1af72ac mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"1af72ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-contrast-color has-text-color has-link-color wp-elements-790c57fd36e69000a4e30a56f3a3c043\">Los empleadores en Arizona deben contar con seguro de compensaci\u00f3n para todos los empleados. No cumplir con esta obligaci\u00f3n puede traer\u00a0<strong>graves consecuencias financieras, legales y operativas<\/strong>, incluyendo\u00a0<strong>cargos penales, multas y el cierre del negocio<\/strong>. La\u00a0<strong>Comisi\u00f3n Industrial de Arizona (ICA)<\/strong>\u00a0supervisa y sanciona a las empresas que no cumplen.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5de0497 e-con-full main-accordion e-flex e-con e-child\" data-id=\"5de0497\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e98d24 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"5e98d24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Infracci\u00f3n<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7e479c e-con-full table-main e-flex e-con e-child\" data-id=\"d7e479c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cfc74c6 e-con-full table-head-row e-flex e-con e-child\" data-id=\"cfc74c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3983488 e-con-full table-head-col e-flex e-con e-child\" data-id=\"3983488\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe70a71 elementor-widget elementor-widget-heading\" data-id=\"fe70a71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Infracci\u00f3n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ed2983 e-con-full table-head-col e-flex e-con e-child\" data-id=\"5ed2983\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80a86f3 elementor-widget elementor-widget-heading\" data-id=\"80a86f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Sanci\u00f3n Espec\u00edfica de Arizona<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3310a22 e-con-full table-body-row e-flex e-con e-child\" data-id=\"3310a22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-563faf8 e-con-full table-body-col e-flex e-con e-child\" data-id=\"563faf8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2df10c5 elementor-widget elementor-widget-heading\" data-id=\"2df10c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Operar sin seguro<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28f906a e-con-full table-body-col e-flex e-con e-child\" data-id=\"28f906a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fee3d45 elementor-widget elementor-widget-heading\" data-id=\"fee3d45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$1,000 por empleado por d\u00eda en la primera infracci\u00f3n. Infracciones posteriores: $5,000 \u2013 $10,000.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dff431 e-con-full table-body-row e-flex e-con e-child\" data-id=\"4dff431\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f407e33 e-con-full table-body-col e-flex e-con e-child\" data-id=\"f407e33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c15b8f elementor-widget elementor-widget-heading\" data-id=\"0c15b8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">No reportar una lesi\u00f3n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f26b0fb e-con-full table-body-col e-flex e-con e-child\" data-id=\"f26b0fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d3e80 elementor-widget elementor-widget-heading\" data-id=\"e8d3e80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">El empleador es responsable de todos los gastos m\u00e9dicos, adem\u00e1s de una penalizaci\u00f3n del 10% o una multa de $1,000 (lo que sea mayor).<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf0befd e-con-full table-body-row e-flex e-con e-child\" data-id=\"bf0befd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-27b49a5 e-con-full table-body-col e-flex e-con e-child\" data-id=\"27b49a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bfee9d elementor-widget elementor-widget-heading\" data-id=\"9bfee9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Clasificaci\u00f3n err\u00f3nea de empleados<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd5b5a4 e-con-full table-body-col e-flex e-con e-child\" data-id=\"fd5b5a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29652c5 elementor-widget elementor-widget-heading\" data-id=\"29652c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Multas, recuperaci\u00f3n retroactiva de primas y posibles demandas civiles.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f03681 e-con-full table-body-row e-flex e-con e-child\" data-id=\"3f03681\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-141585f e-con-full table-body-col e-flex e-con e-child\" data-id=\"141585f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-407b70e elementor-widget elementor-widget-heading\" data-id=\"407b70e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Cargos penales<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab5656f e-con-full table-body-col e-flex e-con e-child\" data-id=\"ab5656f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3b84c elementor-widget elementor-widget-heading\" data-id=\"1d3b84c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Delito de clase 6 por incumplimiento repetido.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59ed55b e-con-full table-body-row e-flex e-con e-child\" data-id=\"59ed55b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c2655e e-con-full table-body-col e-flex e-con e-child\" data-id=\"2c2655e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e54f6 elementor-widget elementor-widget-heading\" data-id=\"a6e54f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">\u00d3rdenes de cese de trabajo<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ac049a2 e-con-full table-body-col e-flex e-con e-child\" data-id=\"ac049a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b43541 elementor-widget elementor-widget-heading\" data-id=\"1b43541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">ICA puede cerrar un negocio hasta que se obtenga el seguro adecuado.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32932f6 e-con-full table-body-row e-flex e-con e-child\" data-id=\"32932f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8554115 e-con-full table-body-col e-flex e-con e-child\" data-id=\"8554115\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5943e00 elementor-widget elementor-widget-heading\" data-id=\"5943e00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Demandas de empleados<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-994f0d8 e-con-full table-body-col e-flex e-con e-child\" data-id=\"994f0d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3122526 elementor-widget elementor-widget-heading\" data-id=\"3122526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Los empleados pueden demandar por lesiones en el lugar de trabajo si el empleador no cuenta con seguro.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90d5624 e-flex e-con-boxed e-con e-parent\" data-id=\"90d5624\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e61a91 e-con-full e-flex e-con e-child\" data-id=\"7e61a91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5f27092 e-con-full e-flex e-con e-child\" data-id=\"5f27092\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e08c11 elementor-widget elementor-widget-heading\" data-id=\"4e08c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nTarifas de <span class=\"dark\">Primas del Seguro de Compensaci\u00f3n<\/span> para Trabajadores <span class=\"dark\">en Arizona<\/span>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09afe20 mb-16 elementor-widget elementor-widget-text-editor\" data-id=\"09afe20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"has-contrast-color has-text-color has-link-color wp-elements-92151b35363f55d770986eb1e68b6bc6\">Las primas del seguro de compensaci\u00f3n para trabajadores en Arizona\u00a0<strong>var\u00edan seg\u00fan el riesgo de cada industria<\/strong>. A continuaci\u00f3n, se presentan algunas tarifas estimadas por cada\u00a0<strong>$100 de n\u00f3mina<\/strong>\u00a0en sectores clave.<\/p><p class=\"has-contrast-color has-text-color has-link-color wp-elements-bc1e788a2ea449d1c4d5a3a7b6edccaa\"><strong>Importante:<\/strong>\u00a0Estas tarifas son aproximadas y pueden variar seg\u00fan las funciones de los empleados, el historial de reclamaciones de la empresa y la evaluaci\u00f3n del riesgo por parte de la aseguradora.<\/p><p class=\"has-contrast-color has-text-color has-link-color wp-elements-863d9cc0cab8d40c45a70e2a7eba5cd5\"><strong>Tendencia a la Baja:<\/strong>\u00a0Desde el\u00a0<strong>1 de enero de 2024<\/strong>, las tarifas de compensaci\u00f3n para trabajadores en Arizona\u00a0<strong>bajaron un 10.3%<\/strong>, marcando el\u00a0<strong>d\u00e9cimo a\u00f1o consecutivo de reducci\u00f3n<\/strong>\u00a0en costos.<\/p><p class=\"has-contrast-color has-text-color has-link-color wp-elements-84a6fac9832a704e5f61c37704f8bf5e\">Para conocer las\u00a0<strong>tarifas exactas y actualizadas<\/strong>\u00a0que se ajusten a tu negocio, consulta con un\u00a0<strong>proveedor de seguros autorizado<\/strong>\u00a0o la\u00a0<strong>Departamento de Seguros e Instituciones Financieras de Arizona<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83ed105 e-con-full main-accordion e-flex e-con e-child\" data-id=\"83ed105\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b101639 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"b101639\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Industria<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4207201 e-con-full table-main e-flex e-con e-child\" data-id=\"4207201\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-85e96c1 e-con-full table-head-row e-flex e-con e-child\" data-id=\"85e96c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b22cf11 e-con-full table-head-col e-flex e-con e-child\" data-id=\"b22cf11\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21bfd35 elementor-widget elementor-widget-heading\" data-id=\"21bfd35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Industria<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d0f3fac e-con-full table-head-col e-flex e-con e-child\" data-id=\"d0f3fac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-372ca6a elementor-widget elementor-widget-heading\" data-id=\"372ca6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Tarifa estimada de prima por $100 de n\u00f3mina<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8a5c87 e-con-full table-body-row e-flex e-con e-child\" data-id=\"a8a5c87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-acaa407 e-con-full table-body-col e-flex e-con e-child\" data-id=\"acaa407\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0bbc55 elementor-widget elementor-widget-heading\" data-id=\"b0bbc55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Turismo y Hospitalidad<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-689b1ec e-con-full table-body-col e-flex e-con e-child\" data-id=\"689b1ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57dbe10 elementor-widget elementor-widget-heading\" data-id=\"57dbe10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$2.00 \u2013 $3.50<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8872da0 e-con-full table-body-row e-flex e-con e-child\" data-id=\"8872da0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-02f1dd9 e-con-full table-body-col e-flex e-con e-child\" data-id=\"02f1dd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5ef3b9 elementor-widget elementor-widget-heading\" data-id=\"a5ef3b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Agricultura<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7ad3d7 e-con-full table-body-col e-flex e-con e-child\" data-id=\"e7ad3d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68e27a5 elementor-widget elementor-widget-heading\" data-id=\"68e27a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$3.00 \u2013 $5.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0a122c e-con-full table-body-row e-flex e-con e-child\" data-id=\"e0a122c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c6b0f45 e-con-full table-body-col e-flex e-con e-child\" data-id=\"c6b0f45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7361e2a elementor-widget elementor-widget-heading\" data-id=\"7361e2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Contratistas Generales<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa649bf e-con-full table-body-col e-flex e-con e-child\" data-id=\"aa649bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd001dc elementor-widget elementor-widget-heading\" data-id=\"dd001dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$8.00 \u2013 $15.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-864015a e-con-full table-body-row e-flex e-con e-child\" data-id=\"864015a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f7dc8b0 e-con-full table-body-col e-flex e-con e-child\" data-id=\"f7dc8b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5104c64 elementor-widget elementor-widget-heading\" data-id=\"5104c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Electricistas<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c98479 e-con-full table-body-col e-flex e-con e-child\" data-id=\"8c98479\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0189098 elementor-widget elementor-widget-heading\" data-id=\"0189098\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$3.50 \u2013 $6.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d428fd e-con-full table-body-row e-flex e-con e-child\" data-id=\"8d428fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c94d0d7 e-con-full table-body-col e-flex e-con e-child\" data-id=\"c94d0d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70efdb9 elementor-widget elementor-widget-heading\" data-id=\"70efdb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Contratistas de Plomer\u00eda<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4af866 e-con-full table-body-col e-flex e-con e-child\" data-id=\"f4af866\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dba13f elementor-widget elementor-widget-heading\" data-id=\"8dba13f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$4.50 \u2013 $8.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c8ca20 e-con-full table-body-row e-flex e-con e-child\" data-id=\"9c8ca20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-da44a59 e-con-full table-body-col e-flex e-con e-child\" data-id=\"da44a59\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c165fb elementor-widget elementor-widget-heading\" data-id=\"1c165fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">T\u00e9cnicos en HVAC<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-652ec04 e-con-full table-body-col e-flex e-con e-child\" data-id=\"652ec04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e83db04 elementor-widget elementor-widget-heading\" data-id=\"e83db04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$5.00 \u2013 $9.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e46e1a e-con-full table-body-row e-flex e-con e-child\" data-id=\"5e46e1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-35e4f68 e-con-full table-body-col e-flex e-con e-child\" data-id=\"35e4f68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66c8572 elementor-widget elementor-widget-heading\" data-id=\"66c8572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Contratistas de Techado<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecaac7a e-con-full table-body-col e-flex e-con e-child\" data-id=\"ecaac7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc39f9 elementor-widget elementor-widget-heading\" data-id=\"4cc39f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$25.00 \u2013 $50.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84d98fc e-con-full table-body-row e-flex e-con e-child\" data-id=\"84d98fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8c90756 e-con-full table-body-col e-flex e-con e-child\" data-id=\"8c90756\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f30ae5d elementor-widget elementor-widget-heading\" data-id=\"f30ae5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Trabajo en Hormig\u00f3n y Alba\u00f1iler\u00eda<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30771c2 e-con-full table-body-col e-flex e-con e-child\" data-id=\"30771c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fc2a11 elementor-widget elementor-widget-heading\" data-id=\"0fc2a11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$8.00 \u2013 $14.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a010b07 e-con-full table-body-row e-flex e-con e-child\" data-id=\"a010b07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b53873b e-con-full table-body-col e-flex e-con e-child\" data-id=\"b53873b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13ef43f elementor-widget elementor-widget-heading\" data-id=\"13ef43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Contratistas de Pintura<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46e5639 e-con-full table-body-col e-flex e-con e-child\" data-id=\"46e5639\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db0cc74 elementor-widget elementor-widget-heading\" data-id=\"db0cc74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$5.00 \u2013 $10.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93e5d60 e-con-full table-body-row e-flex e-con e-child\" data-id=\"93e5d60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f032e79 e-con-full table-body-col e-flex e-con e-child\" data-id=\"f032e79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91b7279 elementor-widget elementor-widget-heading\" data-id=\"91b7279\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Encofrado y Carpinter\u00eda<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8facc3d e-con-full table-body-col e-flex e-con e-child\" data-id=\"8facc3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9aab2ac elementor-widget elementor-widget-heading\" data-id=\"9aab2ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">$10.00 \u2013 $18.00<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36959d5 e-con-full e-flex e-con e-parent\" data-id=\"36959d5\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-here-s-what-contractors-think\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0207f78 elementor-widget elementor-widget-template\" data-id=\"0207f78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127601\" class=\"elementor elementor-127601 elementor-111947 elementor-111947\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34dae24a e-flex e-con-boxed e-con e-parent\" data-id=\"34dae24a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee44027 elementor-widget elementor-widget-heading\" data-id=\"6ee44027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Esto es lo que piensan <span class=\"red\">los contratistas <\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6adffd elementor-widget elementor-widget-html\" data-id=\"a6adffd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"trustpilot-widget-trustbox-0-wrapper\" style=\"z-index: 1000; clear: both;margin-left: 0px; margin-right:  0px;margin-top: 0px; margin-bottom: 0px;\"><div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"5bc4b604326e2600012889de\" data-style-height=\"240px\" data-style-width=\"100%\" data-stars=\"4,5\" data-theme=\"light\" id=\"trustpilot-widget-trustbox-0\" style=\"z-index: 1000 !important; position: relative;\"><iframe title=\"Customer reviews powered by Trustpilot\" loading=\"auto\" src=\"https:\/\/widget.trustpilot.com\/trustboxes\/54ad5defc6454f065c28af8b\/index.html?templateId=54ad5defc6454f065c28af8b&amp;businessunitId=5bc4b604326e2600012889de#locale=en-US&amp;styleHeight=240px&amp;styleWidth=100%25&amp;stars=4%2C5&amp;theme=light\" style=\"position: relative; height: 240px; width: 100%; border-style: none; display: block; overflow: hidden;\"><\/iframe><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5af740 e-flex e-con-boxed e-con e-parent\" data-id=\"d5af740\" data-element_type=\"container\" data-e-type=\"container\" id=\"h-frequently-asked-questions-faq\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ac93769 e-con-full e-flex e-con e-child\" data-id=\"ac93769\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-987acb7 elementor-widget elementor-widget-heading\" data-id=\"987acb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-358cfe8 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"358cfe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLas siguientes son preguntas comunes sobre el Seguro de Compensaci\u00f3n para Trabajadores\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0016c6 e-con-full faqs e-flex e-con e-child\" data-id=\"e0016c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3324a4e es-faq elementor-widget elementor-widget-n-accordion\" data-id=\"3324a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5360\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5360\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfQui\u00e9n necesita compensaci\u00f3n para trabajadores en Arizona? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5360\" class=\"elementor-element elementor-element-8808966 e-con-full faq-content e-flex e-con e-child\" data-id=\"8808966\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5360\" class=\"elementor-element elementor-element-22801e6 e-flex e-con-boxed e-con e-child\" data-id=\"22801e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b708a3 elementor-widget elementor-widget-text-editor\" data-id=\"3b708a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTodos los empleadores con uno o m\u00e1s empleados deben proveer un seguro de compensaci\u00f3n para trabajadores, incluyendo empleados a tiempo completo, a tiempo parcial y estacionales.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5361\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5361\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfLos contratistas independientes deben tener compensaci\u00f3n para trabajadores? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5361\" class=\"elementor-element elementor-element-b2a04af e-con-full faq-content e-flex e-con e-child\" data-id=\"b2a04af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5361\" class=\"elementor-element elementor-element-7f10422 e-flex e-con-boxed e-con e-child\" data-id=\"7f10422\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3304cd3 elementor-widget elementor-widget-text-editor\" data-id=\"3304cd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNo, pero si un subcontratista sin seguro se lesiona, la empresa contratante podr\u00eda ser responsable de la cobertura.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5362\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5362\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1nto cuesta la compensaci\u00f3n para trabajadores en Arizona? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5362\" class=\"elementor-element elementor-element-b924d4a e-con-full faq-content e-flex e-con e-child\" data-id=\"b924d4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5362\" class=\"elementor-element elementor-element-9099be0 e-flex e-con-boxed e-con e-child\" data-id=\"9099be0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a84037 elementor-widget elementor-widget-text-editor\" data-id=\"1a84037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLas primas dependen del riesgo de la industria, la n\u00f3mina y el historial de reclamaciones, y oscilan entre $0.75 y $50 por cada $100 de n\u00f3mina.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5363\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5363\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1les son las sanciones por no tener compensaci\u00f3n para trabajadores? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5363\" class=\"elementor-element elementor-element-3a63412 e-con-full faq-content e-flex e-con e-child\" data-id=\"3a63412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5363\" class=\"elementor-element elementor-element-903a0b2 e-flex e-con-boxed e-con e-child\" data-id=\"903a0b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d52bc30 elementor-widget elementor-widget-text-editor\" data-id=\"d52bc30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tArizona multa $1,000 por empleado por d\u00eda por incumplimiento, adem\u00e1s de cierres de negocios y cargos por delitos para reincidentes.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5364\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5364\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> \u00bfPuedo reducir mi prima de compensaci\u00f3n para trabajadores? <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"#F59544\"><\/rect><g clip-path=\"url(#clip0_3_9)\"><path d=\"M15 8V22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><path d=\"M8 15H22\" stroke=\"white\" stroke-width=\"1.5\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3_9\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(3 3)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5364\" class=\"elementor-element elementor-element-ef3f4cd e-con-full faq-content e-flex e-con e-child\" data-id=\"ef3f4cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5364\" class=\"elementor-element elementor-element-6caa4aa e-flex e-con-boxed e-con e-child\" data-id=\"6caa4aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec119a elementor-widget elementor-widget-text-editor\" data-id=\"4ec119a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tS\u00ed. Los empleadores pueden reducir los costos mejorando la seguridad en el lugar de trabajo, aplicando programas libres de drogas y manteniendo un historial bajo de reclamaciones.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0cfc97 e-con-full full-width e-flex e-con e-parent\" data-id=\"e0cfc97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f06372 elementor-widget elementor-widget-template\" data-id=\"1f06372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127607\" class=\"elementor elementor-127607 elementor-112637 elementor-112637\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-477c404d e-flex e-con-boxed e-con e-parent\" data-id=\"477c404d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4faed3be e-con-full e-flex e-con e-child\" data-id=\"4faed3be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fce9fd3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4fce9fd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/d9dbdcf1a0b6eacc81cb38f841b2fe9d02ee650d.png\" title=\"\" alt=\"libro de seguros para manitas\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e85a3bf e-con-full e-flex e-con e-child\" data-id=\"5e85a3bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15c855a7 elementor-widget elementor-widget-heading\" data-id=\"15c855a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\nHemos recopilado toda la informaci\u00f3n m\u00e1s \u00fatil en nuestros  <span class=\"red\">e-books<\/span>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27b26ee6 mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"27b26ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aprenda los aspectos pr\u00e1cticos del seguro para contratistas y c\u00f3mo proteger a su personal, su negocio y a usted mismo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f2e491 e-con-full e-flex e-con e-child\" data-id=\"68f2e491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-2d8644a2 e-con-full e-transform e-flex e-con e-child\" data-id=\"2d8644a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/A-Complete-Guide-for-Contractors-and-Handyman-Insurance-By-ContractorsLiability.Com-CL.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e11ac64 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3e11ac64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLee sobre Seguros para Contratistas y Handyman\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-550982a9 elementor-widget elementor-widget-image\" data-id=\"550982a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-76f3845e e-con-full e-transform e-flex e-con e-child\" data-id=\"76f3845e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/MitigatingWorkersCompRiskseBook.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7495ad74 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7495ad74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Descubre m\u00e1s sobre C\u00f3mo Mitigar Riesgos en el Seguro de Compensaci\u00f3n para Trabajadores<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18852bde elementor-widget elementor-widget-image\" data-id=\"18852bde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-719d00a e-con-full e-transform e-flex e-con e-child\" data-id=\"719d00a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/wp-content\/uploads\/eBookNavigatingChangesinCOI.pdf\" target=\"_blank\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43882075 mb-0 elementor-widget-laptop__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"43882075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo lo que necesitas saber sobre Certificados de Seguro (COI)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16ff0218 elementor-widget elementor-widget-image\" data-id=\"16ff0218\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/gray-arrow-icon.svg\" class=\"attachment-full size-full wp-image-112100\" alt=\"link icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beda292 elementor-align-left elementor-tablet_extra-align-right elementor-mobile_extra-align-justify elementor-mobile-align-justify hero-btn width-auto elementor-widget elementor-widget-button\" data-id=\"beda292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/ebook-de-compensacion-de-trabajadores\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Leer ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478646f0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"478646f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"640\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png\" class=\"attachment-large size-large wp-image-112161\" alt=\"Contractors Big Icon\" srcset=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo.png 877w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-300x240.png 300w, https:\/\/contractorsliability.com\/wp-content\/uploads\/contractors-big-logo-768x615.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e28271a e-con-full full-width e-flex e-con e-parent\" data-id=\"e28271a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0bba33 elementor-widget elementor-widget-template\" data-id=\"e0bba33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127611\" class=\"elementor elementor-127611 elementor-115269 elementor-115269\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fed075d e-flex e-con-boxed e-con e-parent\" data-id=\"1fed075d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ba5f560 e-con-full e-flex e-con e-child\" data-id=\"7ba5f560\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-709fdb9f e-con-full e-flex e-con e-child\" data-id=\"709fdb9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47c1918e elementor-widget elementor-widget-heading\" data-id=\"47c1918e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Otros Seguros que Vale la Pena Considerar\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17036d0a e-con-full e-flex e-con e-child\" data-id=\"17036d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-178e8482 elementor-mobile-align-justify hero-btn width-auto elementor-mobile_extra-align-justify elementor-tablet_extra-align-right elementor-align-right elementor-widget elementor-widget-button\" data-id=\"178e8482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/coverages\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver las coberturas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787d9c06 e-con-full e-grid e-con e-child\" data-id=\"787d9c06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<a class=\"elementor-element elementor-element-223506a e-con-full e-transform e-flex e-con e-child\" data-id=\"223506a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/builders-risk-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e133222 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"7e133222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38.png\" title=\"\" alt=\"Trabajador de hierro-alturas de trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e134d9e mb-0 elementor-widget elementor-widget-heading\" data-id=\"7e134d9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Riesgo para Constructores<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-2170fa86 e-con-full e-transform e-flex e-con e-child\" data-id=\"2170fa86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-para-vehiculos-comerciales\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52bbb8ad elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"52bbb8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-1.png\" title=\"\" alt=\"almac\u00e9n de minibuses de carga con productos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7652b41f mb-0 elementor-widget elementor-widget-heading\" data-id=\"7652b41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Auto Comercial<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-1298a4fc e-con-full e-transform e-flex e-con e-child\" data-id=\"1298a4fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/inland-marine-insurance\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1899281d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"1899281d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-2.png\" title=\"\" alt=\"herramientas-equipos\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d6f3495 mb-0 elementor-widget elementor-widget-heading\" data-id=\"1d6f3495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguro de Herramientas y Equipamento<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-7a2c8452 e-con-full e-transform e-flex e-con e-child\" data-id=\"7a2c8452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"\/es\/coberturas\/seguro-de-compensacion-para-el-trabajador\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ccbf6d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"9ccbf6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/contractorsliability.com\/wp-content\/uploads\/Rectangle-38-3.png\" title=\"\" alt=\"trabajadores examinando el trabajo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3652324f mb-0 elementor-widget elementor-widget-heading\" data-id=\"3652324f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Compensaci\u00f3n para el Trabajador<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c066b7 e-con-full full-width e-flex e-con e-parent\" data-id=\"8c066b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7cb57e elementor-widget elementor-widget-template\" data-id=\"e7cb57e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"127618\" class=\"elementor elementor-127618 elementor-115232 elementor-115232\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3d420b e-flex e-con-boxed e-con e-parent\" data-id=\"4b3d420b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7c02212a e-con-full e-flex e-con e-child\" data-id=\"7c02212a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6b44ed86 e-con-full e-flex e-con e-child\" data-id=\"6b44ed86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee2a22c elementor-widget elementor-widget-heading\" data-id=\"ee2a22c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\n\n<span class=\"red\">COTIZACI\u00d3N GRATUITA<\/span> SEGURO DE COMPENSACI\u00d3N EN MINUTOS\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element 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\u00a1Cotiza Ahora! Tabla de contenido \u00bfQui\u00e9n necesita Seguro de Compensaci\u00f3n a Trabajadores en Arizona? Exenciones del Seguro de Compensaci\u00f3n en Arizona Beneficios del Seguro de Compensaci\u00f3n en Arizona Responsabilidades del Empleador seg\u00fan la Ley de Compensaci\u00f3n para Trabajadores de Arizona Sanciones por Incumplimiento en Arizona Lo que [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":109905,"parent":69822,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-108197","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Seguro de Compensaci\u00f3n para Trabajadores en Arizona<\/title>\n<meta name=\"description\" content=\"\u00bfNecesita comprar un seguro de compensaci\u00f3n laboral para su empresa contratista en Arizona? 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