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Know what you need for roofers insurance
Roofers’ job is a very risky task. Roofers are usually working from high areas; a single mistake could cause an accident leading to major injuries. Usually, roofers and roofing companies are required to get roofers insurance to be covered from unwanted and unexpected happenings during work. Choosing the right roofers insurance is a must since you will need to best coverage or protection from all risks while doing your job. As an owner of a roofing business, you should think about the benefits of roofers insurance.
Get your roofers insurance from a trustworthy insurance company. They should be reliable enough to guide and help you out with choosing the right roofing insurance for your business. Keep in mind that there are 5 types of roofing insurance policies: General Liability, Workers Compensation, Commercial Auto, and bonds.
General liability insurance is the most common type. This will protect you from claims of injury, property damage, advertisement damage and many more. If an accident happens, the company will pay for all liabilities given by the damages. Workers compensation insurance policy will give workers compensation for wage lost or medical expenses in case they get injured and also affecting they work schedule. Roofers bonds is a signed agreement between the company and client. This includes all conditions that are agreeable and satisfactory to both such as bid bond, payment bond, license bond, performance bond, many more. Commercial Auto protects you from financial loss in case an accident happens. The roofer should have the liability coverage to be protected since roofing involves many risks for the roofer.
You must get the right roofers insurance coverage for yourself or your employees. If you are still confused about which one you should get, you can call us at (877)574-8814.