John Brown 
Are you in searching for the best Houston remodeling companies? If you have done a quick Google search and have been overwhelmed by the list of results, then it’s time to narrow your search. However, finding someone to take on …
To make sure you have everything to comply with your States General Contracting licensing requirements we have prepared this handy guide. Please note that requirements are constantly changing and while every effort is made to ensure the accuracy contained in …
At ContractorsLiability.com we make it easy to get cheap and affordable General Contractors General Liability Insurance. We can have policies in a few hours. We will be able to issue you certificates of insurance right away so you can get …
This article will show you how to distinguish the difference between a 1099 or W-2 worker. You may have noticed if you were reading closely that I never mentioned the word “employee”. This was chosen with good reason. If you …
What is Underlying Policy? According to Statista, the average cost of B2C general liability insurance premiums written in the U.S. by 2024 is projected to reach USD 380 from USD 340 in 2019. An underlying policy is the insurance coverage against a …
What Is a General Aggregate Limit? An aggregate limit, as the name suggests, is the maximum amount that the insurance provides for all the claims filed during the given policy term. Liability insurance is something that every business needs to protect themselves …
What Are Workers’ Compensation Class Codes? Workers’ compensation class codes are numeric codes (usually three to four digits in length) that help identify the type of work that you are involved in. Insurance companies utilize these classification codes to estimate …
General Contractor Job Description North America is ranked the second largest construction market globally with an overall industry expenditure amounting to $1,463.2 billion last year, which is approximately a 7.9% increase. When we think about the construction industry, the first …
Is Hold Harmless the Same as Indemnity? The loss run report is an insurance company’s history of a business. The report acts as a risk management strategy as it helps the prospective insurer to assess a business’ eligibility when the …
What is a Workers’ Compensation Settlement? The US Bureau of Labor Statistics states that 2.8 million workplace injuries and illnesses occurred in the year 2019. Workers’ compensation settlements enable employees to claim benefits during work-related injuries to pay for the lost wages, …
A hold harmless agreement is a legal statement that maintains that a party is not deemed responsible for any loss, injury, or damages by another party. Upon signing a business’s hold harmless agreement before the beginning of the activity or …
Studies show that nearly 50% of small businesses are the target of civil lawsuits! Liability claims can happen to your contractor business. Every business faces potential risks and threats that could cause serious financial losses or even closure due to …