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2 Big Business Advantages of Roofers Insurance

Two of the least acknowledged advantages of Roofers Insurance are that it helps you get business, and also keeps you in business. Google local guides, social media ads and word of mouth are brilliant tactics, but is marketing enough? In an industry that spends more than $10 trillion in goods and services and employs over 10 million workers, how will you get (and keep) your share of business?

What Is Roofers Insurance?

By now, every contractor knows that roofing is a very risky business. And whether you are skilled or not, you need to be insured. This way, when accidents or damages happen while you are working, your business is protected from financial loss.

As a roofing contractor, it’s safe to say that you need Roofers General Liability Insurance Coverage behind you so that you can fully focus on your work.

Roofers contractors insurance is a form of general liability insurance for roofing contractors that covers you against unexpected financial loss. It will cover you for injuries or damages that occur to a third party where you are held responsible – this can be individuals, customers or even properties. It is often required for contracts and commercial leases.

Here are some types of damages covered under Roofers Insurance:

  1. Bodily injury
  2. Personal and advertising injury
  3. Third-party property damage
  4. Medical expenses

Roofers general liability insurance coverage only covers third parties. It does not cover bodily injuries or the medical bills for your employees.

Advantages of Roofers Insurance

With that in mind, here are two big advantages of Roofers Insurance and why it is important for a roofer to have general liability insurance coverage.
You Won’t Lose Everything If You Are Sued
Let’s assume you are working on a roofing project and one way or another you end up covering your client’s roof with a tarp for the night before completion the next day. Unfortunately, that night there is a heavy rainstorm leading to water leakage causing thousands of dollars in water damage and property replacement costs.

Without general liability insurance for roofing contractors, you could end up footing the entire bill yourself. However, with Roofers Contractors Insurance, your insurer could step in and save you from making huge financial losses.

Also, if the client decides to sue you for property damage, you would be in safe hands since you are protected.
You’ll Get Projects
Contractors are unlikely to be awarded commercial projects if you do not have liability insurance and, of course, your licenses. It is too expensive for clients to take the risk. Besides, in most states liability insurance is mandatory for contractors. The short version: without Roofers Insurance you are taking your business out of the running.

So, there we have it! You’re operating your roofing business in an industry that doesn’t show any signs of becoming less competitive. We’d like to help you make the most of some opportunities you might not have thought of. Give us a call at (866) 225-1950 for more info and advice.

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